Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the gross margin high or low?
The gross margin of 100.00% is 29% above its 5-year average of 77.73%, near the high end of its 5-year range (74.23%–100.00%).
As of the fiscal period ended Tuesday, June 30, 2026. 21.86% above its 12-month average of 82.06%.
Reported quarterly gross margin; no daily interpolation.
GROSS MARGIN
100.00%
GROSS MARGIN AVG TTM
82.06%
GROSS MARGIN AVG 3Y
76.75%
GROSS MARGIN AVG 5Y
76.33%
GROSS MARGIN AVG 10Y
77.23%
GROSS MARGIN AVG 15Y
77.52%
GROSS MARGIN AVG 20Y
85.39%
CURRENT VS TTM AVG
+21.86%
CURRENT VS 3Y AVG
+30.29%
CURRENT VS 5Y AVG
+31.02%
CURRENT VS 10Y AVG
+29.49%
CURRENT VS 15Y AVG
+29.00%
CURRENT VS 20Y AVG
+17.11%
SECTOR MEDIAN · FINANCIAL SERVICES
56.08%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+78.32%
vs the sector median at left
Mastercard Incorporated
Market Cap
$506.38B
Gross Margin
100.00%
TTM Avg
82.06%
3Y Avg
76.75%
5Y Avg
76.33%
Market Cap
$439.63B
Gross Margin
56.08%
TTM Avg
53.00%
3Y Avg
60.28%
5Y Avg
70.02%
Market Cap
$630.28B
Gross Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$300.43B
Gross Margin
47.48%
TTM Avg
44.30%
3Y Avg
48.82%
5Y Avg
60.59%
Market Cap
$264.55B
Gross Margin
64.50%
TTM Avg
63.48%
3Y Avg
70.30%
5Y Avg
75.77%
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mastercard Incorporated (MA) | $506.38B | 100.00% | 82.06% | 76.75% | 76.33% |
| Invesco QQQ Trust, Series 1 (QQQ)vs › | $509.74B | N/A | N/A | N/A | N/A |
| Bank of America Corporation (BAC)vs › | $439.63B | 56.08% | 53.00% | 60.28% | 70.02% |
| Vanguard Total Stock Market ETF (VTI)vs › | $630.28B | N/A | N/A | N/A | N/A |
| Morgan Stanley (MS)vs › | $332.03B | 59.72% | 56.34% | 62.35% | 72.96% |
| Visa Inc. (V)vs › | $683.58B | 80.36% | 80.38% | 80.27% | 79.97% |
| The Goldman Sachs Group, Inc. (GS)vs › | $300.43B | 47.48% | 44.30% | 48.82% | 60.59% |
| Wells Fargo & Company (WFC)vs › | $264.55B | 64.50% | 63.48% | 70.30% | 75.77% |
| Citigroup Inc. (C)vs › | $227.12B | 44.55% | 43.10% | 49.78% | 59.91% |
| American Express Company (AXP)vs › | $227.07B | 83.11% | 82.56% | 84.69% | 86.88% |
Gross Margin
100.0%
(Revenue - COGS) / Revenue
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | GROSS MARGIN |
|---|---|
| 2026-06-30 | 100.00% |
| 2026-03-31 | 75.74% |
| 2025-12-31 | 79.35% |
| 2025-09-30 | 77.99% |
| 2025-06-30 | 77.23% |
| 2025-03-31 | 76.72% |
| 2024-12-31 | 77.93% |
| 2024-09-30 | 74.23% |
| 2024-06-30 | 76.91% |
| 2024-03-31 | 76.15% |
| 2023-12-31 | 76.66% |
| 2023-09-30 | 75.92% |
| 2023-06-30 | 76.15% |
| 2023-03-31 | 75.19% |
| 2022-12-31 | 76.26% |
| 2022-09-30 | 75.99% |
| 2022-06-30 | 76.01% |
| 2022-03-31 | 77.14% |
| 2021-12-31 | 79.12% |
| 2021-09-30 | 76.61% |
| 2021-06-30 | 75.04% |
| 2021-03-31 | 73.43% |
| 2020-12-31 | 76.46% |
| 2020-09-30 | 75.50% |
| 2020-06-30 | 72.56% |
| 2020-03-31 | 76.00% |
| 2019-12-31 | 78.79% |
| 2019-09-30 | 79.02% |
| 2019-06-30 | 79.26% |
| 2019-03-31 | 79.15% |
| 2018-12-31 | 77.86% |
| 2018-09-30 | 78.91% |
| 2018-06-30 | 78.25% |
| 2018-03-31 | 78.99% |
| 2017-12-31 | 78.08% |
| 2017-09-30 | 78.72% |
| 2017-06-30 | 78.91% |
| 2017-03-31 | 78.27% |
| 2016-12-31 | 78.99% |
| 2016-09-30 | 80.03% |
| 2016-06-30 | 79.55% |
| 2016-03-31 | 78.74% |
| 2015-12-31 | 77.55% |
| 2015-09-30 | 76.92% |
| 2015-06-30 | 79.58% |
| 2015-03-31 | 79.01% |
| 2014-12-31 | 74.42% |
| 2014-09-30 | 79.48% |
| 2014-06-30 | 79.52% |
| 2014-03-31 | 79.28% |
| 2013-12-31 | 78.74% |
| 2013-09-30 | 79.62% |
| 2013-06-30 | 100.00% |
| 2013-03-31 | 100.00% |
| 2012-12-31 | 17.41% |
| 2012-09-30 | 79.04% |
| 2012-06-30 | 100.00% |
| 2012-03-31 | 100.00% |
| 2011-12-31 | 100.00% |
| 2011-09-30 | 100.00% |
| 2011-06-30 | 100.00% |
| 2011-03-31 | 100.00% |
| 2010-12-31 | 100.00% |
| 2010-09-30 | 100.00% |
| 2010-06-30 | 100.00% |
| 2010-03-31 | 100.00% |
| 2009-12-31 | 100.00% |
| 2009-09-30 | 100.02% |
| 2009-06-30 | 99.99% |
| 2009-03-31 | 100.00% |
| 2008-12-31 | 100.00% |
| 2008-09-30 | 100.00% |
| 2008-06-30 | 100.00% |
| 2008-03-31 | 100.00% |
| 2007-12-31 | 100.00% |
| 2007-09-30 | 100.00% |
| 2007-06-30 | 100.00% |
| 2007-03-31 | 100.00% |
| 2006-12-31 | 100.00% |
| 2006-09-30 | 100.00% |
| 2006-06-30 | 100.00% |
| 2006-03-31 | 100.00% |
| 2005-12-31 | 100.00% |
| 2005-09-30 | 100.00% |
| 2005-06-30 | 100.00% |
| 2005-03-31 | 100.00% |
| 2004-12-31 | 100.00% |
| 2004-09-30 | 100.00% |
| 2004-06-30 | 100.00% |
| 2004-03-31 | 100.00% |
| 2003-12-31 | 100.00% |
| 2003-09-30 | 100.00% |
| 2003-06-30 | 100.00% |
| 2003-03-31 | 100.00% |
| 2002-12-31 | 100.00% |
| 2002-09-30 | 100.00% |
