The Goldman Sachs Group, Inc. (GS) vs Mastercard Incorporated (MA)
MA leads on 9 of 16 compared metrics, though GS is the cheaper stock.
A side-by-side comparison of The Goldman Sachs Group, Inc. and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
GS
The Goldman Sachs Group, Inc.
$1062.75Financial Services
MA
Mastercard Incorporated
$489.98Financial Services
Total return — GS vs MA
growth of $100 · last 20yGS +621.4%MA +10551.7%MA compounded faster
Log scale — wide-divergence pair
GS MA
GS vs MA: by the numbers
- •MA is the larger company ($432.94B vs $313.52B market cap).
- •GS trades at the lower earnings multiple (19.41 vs 28.36 P/E).
- •MA converts more revenue to profit (45.88% vs 16.31% net margin).
- •MA grew revenue faster over the past five years (17.05% vs 12.83% CAGR).
- •GS pays the higher dividend yield (1.60% vs 0.67%).
Which is better, GS or MA?
Metric tally: GS 7 · MA 9It depends on what you're optimizing for:
ValueGS(lower P/E)
GrowthMA(faster 5Y revenue CAGR)
IncomeGS(higher dividend yield)
QualityMA(higher ROIC)
Valuation
| Metric | GS | MA |
|---|---|---|
| P/E ratio | 19.41● | 28.36 |
| Forward P/E | 17.93● | 21.48 |
| P/S ratio | 2.95● | 12.89 |
| P/B ratio | 2.67● | 65.09 |
| PEG ratio | 0.61● | 1.81 |
| EV / EBITDA | 42.90 | 21.13● |
| FCF yield | — | 4.05% |
Profitability
| Metric | GS | MA |
|---|---|---|
| Gross margin | 55.55% | 82.96%● |
| Operating margin | 20.48% | 59.40%● |
| Net margin | 16.31% | 45.88%● |
| ROE | 14.72% | 231.63%● |
| ROIC | 1.92% | 48.63%● |
Dividends
| Metric | GS | MA |
|---|---|---|
| Dividend yield | 1.60%● | 0.67% |
| Payout ratio | 32.72% | 19.70% |
Growth (annualized)
| Metric | GS | MA |
|---|---|---|
| Revenue CAGR (5Y) | 12.83% | 17.05%● |
| EPS CAGR (5Y) | 15.75% | 20.93%● |
| FCF CAGR (5Y) | 1.47% | 23.43%● |
| Total return CAGR (5Y) | 25.96%● | 6.65% |
Frequently asked
- Which is better, GS or MA?
- It depends on your goal. value: GS (lower P/E); growth: MA (faster 5Y revenue CAGR); income: GS (higher dividend yield); quality: MA (higher ROIC). Across all compared metrics, MA leads 9 to 7.
- Is GS or MA cheaper?
- On trailing earnings, GS is cheaper: GS trades at a 19.41 P/E and MA at 28.36.
- Which has grown faster, GS or MA?
- Over the past five years, MA grew revenue faster — GS at a 12.83% CAGR versus MA at 17.05%.
- Does GS or MA pay a bigger dividend?
- GS yields 1.60% and MA yields 0.67% based on trailing dividends and the latest price.
- Is GS or MA more profitable?
- MA runs the higher net margin — GS at 16.31% versus MA at 45.88%.
- Which has been the better investment, GS or MA?
- Over the past 10-year, GS delivered the higher annualized total return — GS at 24.15% versus MA at 18.49%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Goldman Sachs P/E ratioMastercard P/E ratioGoldman Sachs dividend yieldMastercard dividend yieldGoldman Sachs ROEMastercard ROEGoldman Sachs operating marginMastercard operating marginGoldman Sachs revenue growthMastercard revenue growthGoldman Sachs free cash flowMastercard free cash flow
Goldman Sachs & Mastercard appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.