The Goldman Sachs Group, Inc. (GS) vs Mastercard Incorporated (MA)
A side-by-side comparison of The Goldman Sachs Group, Inc. and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 30, 2026. Differences are shown without an overall score or investment verdict.
GS
The Goldman Sachs Group, Inc.
$1,022.77Financial ServicesDelayed quote: Jul 30, 2026, 1:40 PM EDT
MA
Mastercard Incorporated
$577.20Financial ServicesDelayed quote: Jul 30, 2026, 1:39 PM EDT
Total return — GS vs MA
growth of $100 · dividends reinvested · last 20yGS +820.9%MA +13438.1%MA compounded faster
Log scale — wide-divergence pair
GS MA
GS vs MA: by the numbers
- •MA is the larger company ($510.00B vs $301.72B market cap).
- •GS trades at the lower trailing earnings multiple (15.14 vs 32.60 P/E), one valuation lens rather than an overall verdict.
- •MA converts more revenue to profit (45.88% vs 17.78% net margin).
- •MA grew revenue faster over the past five years (17.05% vs 13.76% CAGR).
- •GS pays the higher dividend yield (1.73% vs 0.58%).
Metrics side by side
Valuation
| Metric | GS | MA |
|---|---|---|
| P/E ratio | 15.14 | 32.60 |
| Forward P/E | 14.14 | 28.68 |
| P/S ratio | 2.54 | 14.82 |
| P/B ratio | 2.43 | 74.84 |
| PEG ratio | 0.65 | 1.83 |
Profitability
| Metric | GS | MA |
|---|---|---|
| Gross margin | 47.48% | 82.96% |
| Operating margin | 24.81% | 59.40% |
| Net margin | 17.78% | 45.88% |
| ROE | 17.05% | 231.63% |
| ROIC | 1.92% | 48.63% |
Dividends
| Metric | GS | MA |
|---|---|---|
| Dividend yield | 1.73% | 0.58% |
| Payout ratio | 32.72% | 19.70% |
Growth (annualized)
| Metric | GS | MA |
|---|---|---|
| Revenue CAGR (5Y) | 13.76% | 17.05% |
| EPS CAGR (5Y) | 15.75% | 20.93% |
| Total return CAGR (5Y) | 24.00% | 8.33% |
Frequently asked
- Which has the lower trailing P/E, GS or MA?
- GS has the lower trailing P/E: GS trades at 15.14 and MA at 32.60. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, GS or MA?
- Over the past five years, MA grew revenue faster — GS at a 13.76% CAGR versus MA at 17.05%.
- Does GS or MA pay a bigger dividend?
- GS yields 1.73% and MA yields 0.58% based on trailing dividends and the latest price.
- Is GS or MA more profitable?
- MA runs the higher net margin — GS at 17.78% versus MA at 45.88%.
- How have GS and MA total returns compared?
- Over the past 10 years, GS delivered 22.46% and MA delivered 20.16% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Goldman Sachs P/E ratioMastercard P/E ratioGoldman Sachs dividend yieldMastercard dividend yieldGoldman Sachs ROEMastercard ROEGoldman Sachs operating marginMastercard operating marginGoldman Sachs revenue growthMastercard revenue growthGoldman Sachs free cash flowMastercard free cash flow
Goldman Sachs & Mastercard appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 30, 2026.