The Goldman Sachs Group, Inc. (GS) vs Mastercard Incorporated (MA)

A side-by-side comparison of The Goldman Sachs Group, Inc. and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnGS vs MA

growth of $100 · dividends reinvested · last 10y
GS +639.8% (+22.2%/yr)MA +502.8% (+19.7%/yr)GS compounded faster over this window
200400600800Start $10020182020202220242026$740$603
GS MA

GS vs MA: by the numbers

  • MA is the larger company ($498.74B vs $284.13B market cap).
  • GS trades at the lower trailing earnings multiple (14.87 vs 31.28 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (46.34% vs 17.78% net margin).
  • MA grew revenue faster over the past five years (16.09% vs 13.76% CAGR).
  • GS pays the higher dividend yield (1.75% vs 0.59%).

Metrics side by side

Valuation

MetricGSMA
P/E ratio14.8731.28
Forward P/E13.7128.50
P/S ratio2.4114.22
P/B ratio2.3188.89

Profitability

MetricGSMA
Gross margin47.48%100.00%
Operating margin24.81%59.84%
Net margin17.78%46.34%
ROE17.09%289.73%

Dividends

MetricGSMA
Dividend yield1.75%0.59%
Payout ratio27.79%18.54%

Growth (annualized)

MetricGSMA
Revenue CAGR (5Y)13.76%16.09%
EPS CAGR (5Y)15.75%20.93%
Total return CAGR (5Y)23.54%11.03%

Frequently asked

Which has the lower trailing P/E, GS or MA?
GS has the lower trailing P/E: GS trades at 14.87 and MA at 31.28. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, GS or MA?
Over the past five years, MA grew revenue faster — GS at a 13.76% CAGR versus MA at 16.09%.
Does GS or MA pay a bigger dividend?
GS yields 1.75% and MA yields 0.59% based on trailing dividends and the latest price.
Is GS or MA more profitable?
MA runs the higher net margin — GS at 17.78% versus MA at 46.34%.
How have GS and MA total returns compared?
Over the past 10 years, GS delivered 22.32% and MA delivered 19.91% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.