The Goldman Sachs Group, Inc. (GS) vs Mastercard Incorporated (MA)
A side-by-side comparison of The Goldman Sachs Group, Inc. and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
GS
The Goldman Sachs Group, Inc.
$963.15Financial ServicesDelayed quote: Sep 15, 2026, 10:45 AM EDT
MA
Mastercard Incorporated
$568.67Financial ServicesDelayed quote: Sep 15, 2026, 10:45 AM EDT
Total return — GS vs MA
growth of $100 · dividends reinvested · last 10yGS +639.8% (+22.2%/yr)MA +502.8% (+19.7%/yr)GS compounded faster over this window
GS MA
GS vs MA: by the numbers
- •MA is the larger company ($498.74B vs $284.13B market cap).
- •GS trades at the lower trailing earnings multiple (14.87 vs 31.28 P/E), one valuation lens rather than an overall verdict.
- •MA converts more revenue to profit (46.34% vs 17.78% net margin).
- •MA grew revenue faster over the past five years (16.09% vs 13.76% CAGR).
- •GS pays the higher dividend yield (1.75% vs 0.59%).
Metrics side by side
Valuation
| Metric | GS | MA |
|---|---|---|
| P/E ratio | 14.87 | 31.28 |
| Forward P/E | 13.71 | 28.50 |
| P/S ratio | 2.41 | 14.22 |
| P/B ratio | 2.31 | 88.89 |
Profitability
| Metric | GS | MA |
|---|---|---|
| Gross margin | 47.48% | 100.00% |
| Operating margin | 24.81% | 59.84% |
| Net margin | 17.78% | 46.34% |
| ROE | 17.09% | 289.73% |
Dividends
| Metric | GS | MA |
|---|---|---|
| Dividend yield | 1.75% | 0.59% |
| Payout ratio | 27.79% | 18.54% |
Growth (annualized)
| Metric | GS | MA |
|---|---|---|
| Revenue CAGR (5Y) | 13.76% | 16.09% |
| EPS CAGR (5Y) | 15.75% | 20.93% |
| Total return CAGR (5Y) | 23.54% | 11.03% |
Frequently asked
- Which has the lower trailing P/E, GS or MA?
- GS has the lower trailing P/E: GS trades at 14.87 and MA at 31.28. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, GS or MA?
- Over the past five years, MA grew revenue faster — GS at a 13.76% CAGR versus MA at 16.09%.
- Does GS or MA pay a bigger dividend?
- GS yields 1.75% and MA yields 0.59% based on trailing dividends and the latest price.
- Is GS or MA more profitable?
- MA runs the higher net margin — GS at 17.78% versus MA at 46.34%.
- How have GS and MA total returns compared?
- Over the past 10 years, GS delivered 22.32% and MA delivered 19.91% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Goldman Sachs P/E ratioMastercard P/E ratioGoldman Sachs dividend yieldMastercard dividend yieldGoldman Sachs ROEMastercard ROEGoldman Sachs operating marginMastercard operating marginGoldman Sachs revenue growthMastercard revenue growth
Goldman Sachs & Mastercard appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.