Is AXP or MA cheaper?

On trailing earnings, AXP is cheaper: AXP trades at a 20.30 P/E and MA at 28.36.

Which has grown faster, AXP or MA?

Over the past five years, AXP grew revenue faster — AXP at a 17.35% CAGR versus MA at 17.05%.

Does AXP or MA pay a bigger dividend?

AXP yields 1.05% and MA yields 0.67% based on trailing dividends and the latest price.

Is AXP or MA more profitable?

MA runs the higher net margin — AXP at 13.61% versus MA at 45.88%.

Which has been the better investment, AXP or MA?

Over the past 10-year, AXP delivered the higher annualized total return — AXP at 19.13% versus MA at 18.49%. Past performance doesn't predict future results.

American Express Company (AXP) vs Mastercard Incorporated (MA)

AXP leads on 9 of 15 compared metrics.

A side-by-side comparison of American Express Company and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

AXP

American Express Company

$222.06B

$325.44Financial Services

Mastercard Incorporated

$432.94B

$489.98Financial Services

Total return — AXP vs MA

growth of $100 · last 20y

AXP +501.7%MA +10551.7%MA compounded faster

Log scale — wide-divergence pair

AXP MA

AXP vs MA: by the numbers

•MA is the larger company ($432.94B vs $222.06B market cap).
•AXP trades at the lower earnings multiple (20.30 vs 28.36 P/E).
•MA converts more revenue to profit (45.88% vs 13.61% net margin).
•AXP grew revenue faster over the past five years (17.35% vs 17.05% CAGR).
•AXP pays the higher dividend yield (1.05% vs 0.67%).

Which is better, AXP or MA?

Metric tally: AXP 9 · MA 6

It depends on what you're optimizing for:

ValueAXP(lower P/E)

IncomeAXP(higher dividend yield)

QualityMA(higher ROIC)

Valuation

Metric	AXP	MA
P/E ratio	20.30●	28.36
Forward P/E	16.15●	21.48
P/S ratio	2.71●	12.89
P/B ratio	6.57●	65.09
PEG ratio	2.43	1.81●
EV / EBITDA	12.49●	21.13
FCF yield	6.41%●	4.05%

Profitability

Metric	AXP	MA
Gross margin	83.50%	82.96%
Operating margin	20.70%	59.40%●
Net margin	13.61%	45.88%●
ROE	33.00%	231.63%●
ROIC	8.29%	48.63%●

Dividends

Metric	AXP	MA
Dividend yield	1.05%●	0.67%
Payout ratio	22.13%	19.70%

Growth (annualized)

Metric	AXP	MA
Revenue CAGR (5Y)	17.35%	17.05%
EPS CAGR (5Y)	32.53%●	20.93%
FCF CAGR (5Y)	10.67%	23.43%●
Total return CAGR (5Y)	16.01%●	6.65%

Frequently asked

Which is better, AXP or MA?: It depends on your goal. value: AXP (lower P/E); income: AXP (higher dividend yield); quality: MA (higher ROIC). Across all compared metrics, AXP leads 9 to 6.
Is AXP or MA cheaper?: On trailing earnings, AXP is cheaper: AXP trades at a 20.30 P/E and MA at 28.36.
Which has grown faster, AXP or MA?: Over the past five years, AXP grew revenue faster — AXP at a 17.35% CAGR versus MA at 17.05%.
Does AXP or MA pay a bigger dividend?: AXP yields 1.05% and MA yields 0.67% based on trailing dividends and the latest price.
Is AXP or MA more profitable?: MA runs the higher net margin — AXP at 13.61% versus MA at 45.88%.
Which has been the better investment, AXP or MA?: Over the past 10-year, AXP delivered the higher annualized total return — AXP at 19.13% versus MA at 18.49%. Past performance doesn't predict future results.

Go deeper

Full AXP analysis Full MA analysis Interactive comparison tool

Dig into the metrics

American Express P/E ratio Mastercard P/E ratio American Express dividend yield Mastercard dividend yield American Express ROE Mastercard ROE American Express operating margin Mastercard operating margin American Express revenue growth Mastercard revenue growth American Express free cash flow Mastercard free cash flow

American Express & Mastercard appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.