On trailing earnings, C is cheaper: C trades at a 17.33 P/E and MA at 28.36.

Which has grown faster, C or MA?

Over the past five years, MA grew revenue faster — C at a 15.26% CAGR versus MA at 17.05%.

Does C or MA pay a bigger dividend?

C yields 1.72% and MA yields 0.67% based on trailing dividends and the latest price.

Is C or MA more profitable?

MA runs the higher net margin — C at 9.34% versus MA at 45.88%.

Which has been the better investment, C or MA?

Over the past 10-year, MA delivered the higher annualized total return — C at 15.70% versus MA at 18.49%. Past performance doesn't predict future results.

Citigroup Inc. (C) vs Mastercard Incorporated (MA)

C and MA are evenly matched — 7 metrics each of 14.

A side-by-side comparison of Citigroup Inc. and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Citigroup Inc.

$238.49B

$139.83Financial Services

Mastercard Incorporated

$432.94B

$489.98Financial Services

Total return — C vs MA

growth of $100 · last 20y

C -71.3%MA +10551.7%MA compounded faster

Log scale — wide-divergence pair

C MA

C vs MA: by the numbers

•MA is the larger company ($432.94B vs $238.49B market cap).
•C trades at the lower earnings multiple (17.33 vs 28.36 P/E).
•MA converts more revenue to profit (45.88% vs 9.34% net margin).
•MA grew revenue faster over the past five years (17.05% vs 15.26% CAGR).
•C pays the higher dividend yield (1.72% vs 0.67%).

Which is better, C or MA?

Metric tally: C 7 · MA 7

It depends on what you're optimizing for:

ValueC(lower P/E)

GrowthMA(faster 5Y revenue CAGR)

IncomeC(higher dividend yield)

QualityMA(higher ROIC)

Valuation

Metric	C	MA
P/E ratio	17.33●	28.36
Forward P/E	11.19●	21.48
P/S ratio	1.45●	12.89
P/B ratio	1.18●	65.09
PEG ratio	0.75●	1.81

Profitability

Metric	C	MA
Gross margin	45.48%	82.96%●
Operating margin	12.79%	59.40%●
Net margin	9.34%	45.88%●
ROE	7.58%	231.63%●
ROIC	0.95%	48.63%●

Dividends

Metric	C	MA
Dividend yield	1.72%●	0.67%
Payout ratio	33.20%	19.70%

Growth (annualized)

Metric	C	MA
Revenue CAGR (5Y)	15.26%	17.05%●
EPS CAGR (5Y)	8.77%	20.93%●
Total return CAGR (5Y)	16.79%●	6.65%

Frequently asked

Which is better, C or MA?: It depends on your goal. value: C (lower P/E); growth: MA (faster 5Y revenue CAGR); income: C (higher dividend yield); quality: MA (higher ROIC). Across all compared metrics, they are evenly matched.
Is C or MA cheaper?: On trailing earnings, C is cheaper: C trades at a 17.33 P/E and MA at 28.36.
Which has grown faster, C or MA?: Over the past five years, MA grew revenue faster — C at a 15.26% CAGR versus MA at 17.05%.
Does C or MA pay a bigger dividend?: C yields 1.72% and MA yields 0.67% based on trailing dividends and the latest price.
Is C or MA more profitable?: MA runs the higher net margin — C at 9.34% versus MA at 45.88%.
Which has been the better investment, C or MA?: Over the past 10-year, MA delivered the higher annualized total return — C at 15.70% versus MA at 18.49%. Past performance doesn't predict future results.

Go deeper

Full C analysis Full MA analysis Interactive comparison tool

Dig into the metrics

Citigroup P/E ratio Mastercard P/E ratio Citigroup dividend yield Mastercard dividend yield Citigroup ROE Mastercard ROE Citigroup operating margin Mastercard operating margin Citigroup revenue growth Mastercard revenue growth Citigroup free cash flow Mastercard free cash flow

Citigroup & Mastercard appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.