Which has the lower trailing P/E, C or MA?

C has the lower trailing P/E: C trades at 14.71 and MA at 31.28. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, C or MA?

Over the past five years, C grew revenue faster — C at a 16.66% CAGR versus MA at 16.09%.

Does C or MA pay a bigger dividend?

C yields 1.78% and MA yields 0.59% based on trailing dividends and the latest price.

Is C or MA more profitable?

MA runs the higher net margin — C at 10.24% versus MA at 46.34%.

How have C and MA total returns compared?

Over the past 10 years, C delivered 14.80% and MA delivered 19.91% annualized total return. Past performance doesn't predict future results.

Citigroup Inc. (C) vs Mastercard Incorporated (MA)

A side-by-side comparison of Citigroup Inc. and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Citigroup Inc.

$233.57B

$136.20Financial ServicesDelayed quote: Sep 15, 2026, 10:45 AM EDT

Mastercard Incorporated

$498.74B

$568.67Financial ServicesDelayed quote: Sep 15, 2026, 10:45 AM EDT

Total return — C vs MA

growth of $100 · dividends reinvested · last 10y

C +295.4% (+14.7%/yr)MA +502.8% (+19.7%/yr)MA compounded faster over this window

C MA

C vs MA: by the numbers

•MA is the larger company ($498.74B vs $233.57B market cap).
•C trades at the lower trailing earnings multiple (14.71 vs 31.28 P/E), one valuation lens rather than an overall verdict.
•MA converts more revenue to profit (46.34% vs 10.24% net margin).
•C grew revenue faster over the past five years (16.66% vs 16.09% CAGR).
•C pays the higher dividend yield (1.78% vs 0.59%).

Metrics side by side

Valuation

Metric	C	MA
P/E ratio	14.71	31.28
Forward P/E	12.17	28.50
P/S ratio	1.34	14.22
P/B ratio	1.10	88.89

Profitability

Metric	C	MA
Gross margin	46.63%	100.00%
Operating margin	14.18%	59.84%
Net margin	10.24%	46.34%
ROE	8.41%	289.73%

Dividends

Metric	C	MA
Dividend yield	1.78%	0.59%
Payout ratio	26.67%	18.54%

Growth (annualized)

Metric	C	MA
Revenue CAGR (5Y)	16.66%	16.09%
EPS CAGR (5Y)	8.77%	20.93%
Total return CAGR (5Y)	18.79%	11.03%

Frequently asked

Which has the lower trailing P/E, C or MA?: C has the lower trailing P/E: C trades at 14.71 and MA at 31.28. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, C or MA?: Over the past five years, C grew revenue faster — C at a 16.66% CAGR versus MA at 16.09%.
Does C or MA pay a bigger dividend?: C yields 1.78% and MA yields 0.59% based on trailing dividends and the latest price.
Is C or MA more profitable?: MA runs the higher net margin — C at 10.24% versus MA at 46.34%.
How have C and MA total returns compared?: Over the past 10 years, C delivered 14.80% and MA delivered 19.91% annualized total return. Past performance doesn't predict future results.

Go deeper

Full C analysis Full MA analysis Interactive comparison tool

Dig into the metrics

Citigroup P/E ratio Mastercard P/E ratio Citigroup dividend yield Mastercard dividend yield Citigroup ROE Mastercard ROE Citigroup operating margin Mastercard operating margin Citigroup revenue growth Mastercard revenue growth

Citigroup & Mastercard appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.