Which has the lower trailing P/E, C or MA?

C has the lower trailing P/E: C trades at 14.30 and MA at 31.52. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, C or MA?

Over the past five years, MA grew revenue faster — C at a 13.75% CAGR versus MA at 16.09%.

Does C or MA pay a bigger dividend?

C yields 1.81% and MA yields 0.57% based on trailing dividends and the latest price.

Is C or MA more profitable?

MA runs the higher net margin — C at 11.59% versus MA at 46.34%.

How have C and MA total returns compared?

Over the past 10 years, C delivered 15.06% and MA delivered 20.35% annualized total return. Past performance doesn't predict future results.

Citigroup Inc. (C) vs Mastercard Incorporated (MA)

A side-by-side comparison of Citigroup Inc. and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 1, 2026. Differences are shown without an overall score or investment verdict.

Citigroup Inc.

$227.12B

$132.45Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET

Mastercard Incorporated

$506.38B

$573.10Financial ServicesDelayed quote: Jul 31, 2026, 4:00 PM EDT

Total return — C vs MA

growth of $100 · dividends reinvested · last 20y

C -58.2%MA +13673.2%MA compounded faster

Log scale — wide-divergence pair

C MA

C vs MA: by the numbers

•MA is the larger company ($506.38B vs $227.12B market cap).
•C trades at the lower trailing earnings multiple (14.30 vs 31.52 P/E), one valuation lens rather than an overall verdict.
•MA converts more revenue to profit (46.34% vs 11.59% net margin).
•MA grew revenue faster over the past five years (16.09% vs 13.75% CAGR).
•C pays the higher dividend yield (1.81% vs 0.57%).

Metrics side by side

Valuation

Metric	C	MA
P/E ratio	14.30	31.52
Forward P/E	11.86	29.00
P/S ratio	1.50	14.42
P/B ratio	1.08	90.19
PEG ratio	0.81	1.83

Profitability

Metric	C	MA
Gross margin	44.55%	83.62%
Operating margin	16.09%	59.43%
Net margin	11.59%	46.34%
ROE	8.40%	289.73%
ROIC	0.95%	48.91%

Dividends

Metric	C	MA
Dividend yield	1.81%	0.57%
Payout ratio	33.20%	19.70%

Growth (annualized)

Metric	C	MA
Revenue CAGR (5Y)	13.75%	16.09%
EPS CAGR (5Y)	8.77%	20.93%
Total return CAGR (5Y)	18.23%	8.86%

Frequently asked

Which has the lower trailing P/E, C or MA?: C has the lower trailing P/E: C trades at 14.30 and MA at 31.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, C or MA?: Over the past five years, MA grew revenue faster — C at a 13.75% CAGR versus MA at 16.09%.
Does C or MA pay a bigger dividend?: C yields 1.81% and MA yields 0.57% based on trailing dividends and the latest price.
Is C or MA more profitable?: MA runs the higher net margin — C at 11.59% versus MA at 46.34%.
How have C and MA total returns compared?: Over the past 10 years, C delivered 15.06% and MA delivered 20.35% annualized total return. Past performance doesn't predict future results.

Go deeper

Full C analysis Full MA analysis Interactive comparison tool

Dig into the metrics

Citigroup P/E ratio Mastercard P/E ratio Citigroup dividend yield Mastercard dividend yield Citigroup ROE Mastercard ROE Citigroup operating margin Mastercard operating margin Citigroup revenue growth Mastercard revenue growth Citigroup free cash flow Mastercard free cash flow

Citigroup & Mastercard appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 1, 2026.