Mastercard Incorporated (MA) vs Wells Fargo & Company (WFC)
A side-by-side comparison of Mastercard Incorporated and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 30, 2026. Differences are shown without an overall score or investment verdict.
MA
Mastercard Incorporated
$577.20Financial ServicesDelayed quote: Jul 30, 2026, 1:39 PM EDT
WFC
Wells Fargo & Company
$85.19Financial ServicesDelayed quote: Jul 30, 2026, 1:40 PM EDT
Total return — MA vs WFC
growth of $100 · dividends reinvested · last 20yMA +13438.1%WFC +331.1%MA compounded faster
Log scale — wide-divergence pair
MA WFC
MA vs WFC: by the numbers
- •MA is the larger company ($510.00B vs $260.70B market cap).
- •WFC trades at the lower trailing earnings multiple (12.10 vs 32.60 P/E), one valuation lens rather than an overall verdict.
- •MA converts more revenue to profit (45.88% vs 17.54% net margin).
- •MA grew revenue faster over the past five years (17.05% vs 9.78% CAGR).
- •WFC pays the higher dividend yield (2.15% vs 0.58%).
Metrics side by side
Valuation
| Metric | MA | WFC |
|---|---|---|
| P/E ratio | 32.60 | 12.10 |
| Forward P/E | 28.68 | 11.55 |
| P/S ratio | 14.82 | 2.00 |
| P/B ratio | 74.84 | 1.43 |
| PEG ratio | 1.83 | 0.82 |
Profitability
| Metric | MA | WFC |
|---|---|---|
| Gross margin | 82.96% | 64.50% |
| Operating margin | 59.40% | 21.17% |
| Net margin | 45.88% | 17.54% |
| ROE | 231.63% | 12.57% |
| ROIC | 48.63% | 3.16% |
Dividends
| Metric | MA | WFC |
|---|---|---|
| Dividend yield | 0.58% | 2.15% |
| Payout ratio | 19.70% | 28.17% |
Growth (annualized)
| Metric | MA | WFC |
|---|---|---|
| Revenue CAGR (5Y) | 17.05% | 9.78% |
| EPS CAGR (5Y) | 20.93% | 72.38% |
| Total return CAGR (5Y) | 8.33% | 15.28% |
Frequently asked
- Which has the lower trailing P/E, MA or WFC?
- WFC has the lower trailing P/E: MA trades at 32.60 and WFC at 12.10. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MA or WFC?
- Over the past five years, MA grew revenue faster — MA at a 17.05% CAGR versus WFC at 9.78%.
- Does MA or WFC pay a bigger dividend?
- MA yields 0.58% and WFC yields 2.15% based on trailing dividends and the latest price.
- Is MA or WFC more profitable?
- MA runs the higher net margin — MA at 45.88% versus WFC at 17.54%.
- How have MA and WFC total returns compared?
- Over the past 10 years, MA delivered 20.16% and WFC delivered 8.72% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Mastercard P/E ratioWells Fargo & P/E ratioMastercard dividend yieldWells Fargo & dividend yieldMastercard ROEWells Fargo & ROEMastercard operating marginWells Fargo & operating marginMastercard revenue growthWells Fargo & revenue growthMastercard free cash flowWells Fargo & free cash flow
Mastercard & Wells Fargo & appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 30, 2026.