Mastercard Incorporated (MA) vs Visa Inc. (V)
A side-by-side comparison of Mastercard Incorporated and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
MA
Mastercard Incorporated
$562.75Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
V
Visa Inc.
$366.59Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — MA vs V
growth of $100 · dividends reinvested · last 18yMA +2858.7%V +2846.1%MA compounded faster
MA V
MA vs V: by the numbers
- •V is the larger company ($702.69B vs $497.23B market cap).
- •V trades at the lower trailing earnings multiple (31.58 vs 31.93 P/E), one valuation lens rather than an overall verdict.
- •V converts more revenue to profit (51.68% vs 45.88% net margin).
- •MA grew revenue faster over the past five years (17.05% vs 15.04% CAGR).
- •V pays the higher dividend yield (0.72% vs 0.59%).
Metrics side by side
Valuation
| Metric | MA | V |
|---|---|---|
| P/E ratio | 31.93 | 31.58 |
| Forward P/E | 28.09 | 27.55 |
| P/S ratio | 14.52 | 16.29 |
| P/B ratio | 73.29 | 19.65 |
| PEG ratio | 1.83 | 6.78 |
Profitability
| Metric | MA | V |
|---|---|---|
| Gross margin | 82.96% | 81.29% |
| Operating margin | 59.40% | 61.12% |
| Net margin | 45.88% | 51.68% |
| ROE | 231.63% | 62.35% |
| ROIC | 48.63% | 28.36% |
Dividends
| Metric | MA | V |
|---|---|---|
| Dividend yield | 0.59% | 0.72% |
| Payout ratio | 19.70% | 25.44% |
Growth (annualized)
| Metric | MA | V |
|---|---|---|
| Revenue CAGR (5Y) | 17.05% | 15.04% |
| EPS CAGR (5Y) | 20.93% | 15.84% |
| Total return CAGR (5Y) | 8.55% | 9.00% |
Frequently asked
- Which has the lower trailing P/E, MA or V?
- V has the lower trailing P/E: MA trades at 31.93 and V at 31.58. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MA or V?
- Over the past five years, MA grew revenue faster — MA at a 17.05% CAGR versus V at 15.04%.
- Does MA or V pay a bigger dividend?
- MA yields 0.59% and V yields 0.72% based on trailing dividends and the latest price.
- Is MA or V more profitable?
- V runs the higher net margin — MA at 45.88% versus V at 51.68%.
- How have MA and V total returns compared?
- Over the past 10 years, MA delivered 20.01% and V delivered 17.36% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Mastercard P/E ratioVisa P/E ratioMastercard dividend yieldVisa dividend yieldMastercard ROEVisa ROEMastercard operating marginVisa operating marginMastercard revenue growthVisa revenue growthMastercard free cash flowVisa free cash flow
Mastercard & Visa appear in these rankings
Related comparisons
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.