Mastercard Incorporated (MA) vs Visa Inc. (V)
MA leads on 10 of 15 compared metrics.
A side-by-side comparison of Mastercard Incorporated and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
MA
Mastercard Incorporated
$489.98Financial Services
V
Visa Inc.
$322.39Financial Services
Total return — MA vs V
growth of $100 · last 18yMA +2251.2%V +2181.6%MA compounded faster
MA V
MA vs V: by the numbers
- •V is the larger company ($617.97B vs $432.94B market cap).
- •V trades at the lower earnings multiple (28.08 vs 28.36 P/E).
- •V converts more revenue to profit (51.68% vs 45.88% net margin).
- •MA grew revenue faster over the past five years (17.05% vs 15.04% CAGR).
- •V pays the higher dividend yield (0.81% vs 0.67%).
Which is better, MA or V?
Metric tally: MA 10 · V 5It depends on what you're optimizing for:
GrowthMA(faster 5Y revenue CAGR)
IncomeV(higher dividend yield)
QualityMA(higher ROIC)
Valuation
| Metric | MA | V |
|---|---|---|
| P/E ratio | 28.36 | 28.08 |
| Forward P/E | 21.48 | 21.63 |
| P/S ratio | 12.89● | 14.48 |
| P/B ratio | 65.09 | 17.48● |
| PEG ratio | 1.81● | 6.71 |
| EV / EBITDA | 21.13● | 22.47 |
| FCF yield | 4.05%● | 3.40% |
Profitability
| Metric | MA | V |
|---|---|---|
| Gross margin | 82.96%● | 81.29% |
| Operating margin | 59.40% | 61.12%● |
| Net margin | 45.88% | 51.68%● |
| ROE | 231.63%● | 62.35% |
| ROIC | 48.63%● | 28.36% |
Dividends
| Metric | MA | V |
|---|---|---|
| Dividend yield | 0.67% | 0.81%● |
| Payout ratio | 19.70% | 25.44% |
Growth (annualized)
| Metric | MA | V |
|---|---|---|
| Revenue CAGR (5Y) | 17.05%● | 15.04% |
| EPS CAGR (5Y) | 20.93%● | 15.84% |
| FCF CAGR (5Y) | 23.43%● | 13.41% |
| Total return CAGR (5Y) | 6.65% | 7.33%● |
Frequently asked
- Which is better, MA or V?
- It depends on your goal. growth: MA (faster 5Y revenue CAGR); income: V (higher dividend yield); quality: MA (higher ROIC). Across all compared metrics, MA leads 10 to 5.
- Is MA or V cheaper?
- On trailing earnings, V is cheaper: MA trades at a 28.36 P/E and V at 28.08.
- Which has grown faster, MA or V?
- Over the past five years, MA grew revenue faster — MA at a 17.05% CAGR versus V at 15.04%.
- Does MA or V pay a bigger dividend?
- MA yields 0.67% and V yields 0.81% based on trailing dividends and the latest price.
- Is MA or V more profitable?
- V runs the higher net margin — MA at 45.88% versus V at 51.68%.
- Which has been the better investment, MA or V?
- Over the past 10-year, MA delivered the higher annualized total return — MA at 18.49% versus V at 15.73%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Mastercard P/E ratioVisa P/E ratioMastercard dividend yieldVisa dividend yieldMastercard ROEVisa ROEMastercard operating marginVisa operating marginMastercard revenue growthVisa revenue growthMastercard free cash flowVisa free cash flow
Mastercard & Visa appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.