Mastercard Incorporated (MA) vs Visa Inc. (V)

A side-by-side comparison of Mastercard Incorporated and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnMA vs V

growth of $100 · dividends reinvested · last 10y
MA +536.2% (+20.3%/yr)V +384.7% (+17.1%/yr)MA compounded faster over this window
200400600Start $10020182020202220242026$636$485
MA V

MA vs V: by the numbers

  • V is the larger company ($691.65B vs $499.20B market cap).
  • MA trades at the lower trailing earnings multiple (31.31 vs 31.50 P/E), one valuation lens rather than an overall verdict.
  • V converts more revenue to profit (50.78% vs 46.34% net margin).
  • MA grew revenue faster over the past five years (16.09% vs 14.46% CAGR).
  • V pays the higher dividend yield (0.73% vs 0.60%).

Metrics side by side

Valuation

MetricMAV
P/E ratio31.3131.50
Forward P/E28.5228.01
P/S ratio14.2315.55
P/B ratio88.9719.66

Profitability

MetricMAV
Gross margin100.00%80.18%
Operating margin59.84%60.68%
Net margin46.34%50.78%
ROE289.73%64.22%

Dividends

MetricMAV
Dividend yield0.60%0.73%
Payout ratio18.54%22.79%

Growth (annualized)

MetricMAV
Revenue CAGR (5Y)16.09%14.46%
EPS CAGR (5Y)20.93%15.84%
Total return CAGR (5Y)10.88%10.90%

Frequently asked

Which has the lower trailing P/E, MA or V?
MA has the lower trailing P/E: MA trades at 31.31 and V at 31.50. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or V?
Over the past five years, MA grew revenue faster — MA at a 16.09% CAGR versus V at 14.46%.
Does MA or V pay a bigger dividend?
MA yields 0.60% and V yields 0.73% based on trailing dividends and the latest price.
Is MA or V more profitable?
V runs the higher net margin — MA at 46.34% versus V at 50.78%.
How have MA and V total returns compared?
Over the past 10 years, MA delivered 19.83% and V delivered 17.10% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.