Discover Financial Services (DFS) vs Visa Inc. (V)
A side-by-side comparison of Discover Financial Services and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
DFS
Discover Financial Services
$200.05Financial ServicesDelayed quote: May 16, 2025, 4:00 PM EDT
V
Visa Inc.
$370.45Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — DFS vs V
growth of $100 · dividends reinvested · last 10yDFS +317.4% (+15.4%/yr)V +456.2% (+18.7%/yr)V compounded faster over this window
DFS V
DFS vs V: by the numbers
- •V is the larger company ($691.65B vs $50.34B market cap).
- •DFS trades at the lower trailing earnings multiple (10.67 vs 31.50 P/E), one valuation lens rather than an overall verdict.
- •V converts more revenue to profit (50.78% vs 21.65% net margin).
- •V grew revenue faster over the past five years (14.46% vs 13.84% CAGR).
- •V pays a dividend (0.73% yield), while DFS is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | DFS | V |
|---|---|---|
| P/E ratio | 10.67 | 31.50 |
| Forward P/E | 12.59 | 28.01 |
| P/S ratio | 2.27 | 15.55 |
| P/B ratio | 2.65 | 19.66 |
Profitability
| Metric | DFS | V |
|---|---|---|
| Gross margin | 89.46% | 80.18% |
| Operating margin | 88.29% | 60.68% |
| Net margin | 21.65% | 50.78% |
| ROE | 25.29% | 64.22% |
Dividends
| Metric | DFS | V |
|---|---|---|
| Dividend yield | N/A | 0.73% |
| Payout ratio | N/A | 22.79% |
Growth (annualized)
| Metric | DFS | V |
|---|---|---|
| Revenue CAGR (5Y) | 13.84% | 14.46% |
| EPS CAGR (5Y) | 14.26% | 15.84% |
| Total return CAGR (5Y) | 42.81% | 10.90% |
Frequently asked
- Which has the lower trailing P/E, DFS or V?
- DFS has the lower trailing P/E: DFS trades at 10.67 and V at 31.50. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, DFS or V?
- Over the past five years, V grew revenue faster — DFS at a 13.84% CAGR versus V at 14.46%.
- Does DFS or V pay a bigger dividend?
- V pays a dividend (0.73% yield), while DFS is a former payer with no current dividend run rate.
- Is DFS or V more profitable?
- V runs the higher net margin — DFS at 21.65% versus V at 50.78%.
- How have DFS and V total returns compared?
- Over the past 10 years, DFS delivered 15.41% and V delivered 17.10% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Discover Financial Services P/E ratioVisa P/E ratioVisa dividend yieldDiscover Financial Services ROEVisa ROEDiscover Financial Services operating marginVisa operating marginDiscover Financial Services revenue growthVisa revenue growth
Discover Financial Services & Visa appear in these rankings
Highest ROE StocksHighest Operating Margin StocksHighest FCF Yield StocksHighest 10-Year Total Return Stocks
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.