Financial - Credit Services · San Francisco, CA
Delayed quote: Sep 15, 2026, 4:00 PM EDT
Financial - Credit Services · San Francisco, CA
Delayed quote: Sep 15, 2026, 4:00 PM EDT
Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 31.94 is in line with its 5-year average of 31.89, near the low end of its 5-year range (26.20–47.25).
As of 2026-09-16T00:16:07.247Z. 2.69% above its 12-month average of 31.10.
Calculation as of: 2026-09-16T00:16:07.247Z.
Quote observation: 2026-09-15T20:00:02.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 66e1531f52021905025386c801392599ec8963d976eb0d8dd564cc129ba0b342
PE Ratio (31.94) = Close Price ($375.62) / Diluted TTM EPS ($11.76)
PE RATIO
31.94
PE RATIO AVG TTM
31.10
PE RATIO AVG 3Y
31.77
PE RATIO AVG 5Y
31.89
PE RATIO AVG 10Y
34.35
PE RATIO AVG 15Y
32.66
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+2.69%
CURRENT VS 3Y AVG
+0.52%
CURRENT VS 5Y AVG
+0.15%
CURRENT VS 10Y AVG
-7.01%
CURRENT VS 15Y AVG
-2.21%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
15.27
median of 87 covered companies
CURRENT VS SECTOR MEDIAN
+109.17%
vs the sector median at left
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Visa Inc. (V) | $701.30B | 31.94 | 31.10 | 31.77 | 31.89 |
| Mastercard Incorporated (MA)vs › | $502.78B | 31.53 | 32.93 | 36.43 | 37.08 |
| American Express Company (AXP)vs › | $219.09B | 19.63 | 21.99 | 20.29 | 18.92 |
| PayPal Holdings, Inc. (PYPL)vs › | $46.03B | 10.17 | 10.62 | 14.96 | 24.16 |
| Block, Inc. (SQ)vs › | $51.73B | N/A | 69.30 | 130.17 | 211.40 |
| Discover Financial Services (DFS)vs › | $50.34B | 10.67 | 11.33 | 8.71 | 10.90 |
At 31.9, P/E is near its 18-year median — higher than 49% of readings in its 18-year history.
18-year low
18.9
median
32.0
18-year high
62.6
Trailing P/E
31.9
Forward P/E
28.4
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$375.62
Forward EPS (Est.)
$13.23
Forward P/E
28.40
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-09-09 | 31.24 |
| 2026-09-08 | 31.35 |
| 2026-09-04 | 31.89 |
| 2026-09-03 | 32.21 |
| 2026-09-02 | 32.18 |
| 2026-09-01 | 31.69 |
| 2026-08-31 | 32.26 |
| 2026-08-28 | 32.45 |
| 2026-08-27 | 32.28 |
| 2026-08-26 | 32.64 |
| 2026-08-25 | 32.66 |
| 2026-08-24 | 32.52 |
| 2026-08-21 | 31.55 |
| 2026-08-20 | 31.10 |
| 2026-08-19 | 31.08 |
| 2026-08-18 | 30.97 |
| 2026-08-17 | 30.51 |
| 2026-08-14 | 30.97 |
| 2026-08-13 | 31.08 |
| 2026-08-12 | 30.56 |
| 2026-08-11 | 30.85 |
| 2026-08-10 | 30.72 |
| 2026-08-07 | 30.82 |
| 2026-08-06 | 31.50 |
| 2026-08-05 | 31.34 |
| 2026-08-04 | 31.43 |
| 2026-08-03 | 31.09 |
| 2026-07-31 | 31.13 |
| 2026-07-30 | 31.15 |
| 2026-07-29 | 31.35 |
| 2026-07-28 | 31.93 |
| 2026-07-27 | 31.58 |
| 2026-07-24 | 30.99 |
| 2026-07-23 | 30.63 |
| 2026-07-22 | 30.79 |
| 2026-07-21 | 30.99 |
| 2026-07-20 | 31.41 |
| 2026-07-17 | 31.23 |
| 2026-07-16 | 31.81 |
| 2026-07-15 | 30.94 |
| 2026-07-14 | 31.01 |
| 2026-07-13 | 31.16 |
| 2026-07-10 | 30.40 |
| 2026-07-09 | 30.33 |
| 2026-07-08 | 30.27 |
| 2026-07-07 | 30.68 |
| 2026-07-06 | 31.12 |
| 2026-07-02 | 31.54 |
| 2026-07-01 | 30.58 |
| 2026-06-30 | 29.89 |
| 2026-06-29 | 29.76 |
| 2026-06-26 | 29.29 |
| 2026-06-25 | 28.79 |
| 2026-06-24 | 28.94 |
| 2026-06-23 | 28.61 |
| 2026-06-22 | 28.45 |
| 2026-06-18 | 28.51 |
| 2026-06-17 | 28.78 |
| 2026-06-16 | 29.02 |
| 2026-06-15 | 28.21 |
| 2026-06-12 | 28.08 |
| 2026-06-11 | 27.79 |
| 2026-06-10 | 28.13 |
| 2026-06-09 | 28.31 |
| 2026-06-08 | 27.85 |
| 2026-06-05 | 28.19 |
| 2026-06-04 | 27.89 |
| 2026-06-03 | 27.21 |
| 2026-06-02 | 27.64 |
| 2026-06-01 | 28.12 |
| 2026-05-29 | 28.43 |
| 2026-05-28 | 28.31 |
| 2026-05-27 | 28.54 |
| 2026-05-26 | 28.44 |
| 2026-05-22 | 28.65 |
| 2026-05-21 | 28.84 |
| 2026-05-20 | 28.81 |
| 2026-05-19 | 28.74 |
| 2026-05-18 | 28.98 |
| 2026-05-15 | 28.38 |
| 2026-05-14 | 28.09 |
| 2026-05-13 | 27.90 |
| 2026-05-12 | 28.43 |
| 2026-05-11 | 28.21 |
| 2026-05-08 | 27.77 |
| 2026-05-07 | 27.99 |
| 2026-05-06 | 27.77 |
| 2026-05-05 | 28.05 |
| 2026-05-04 | 28.47 |
| 2026-05-01 | 28.57 |
| 2026-04-30 | 28.73 |
| 2026-04-29 | 29.17 |
| 2026-04-28 | 29.02 |
| 2026-04-27 | 29.05 |
| 2026-04-24 | 29.03 |
| 2026-04-23 | 28.98 |
| 2026-04-22 | 29.20 |
| 2026-04-21 | 29.08 |
| 2026-04-20 | 29.45 |
| 2026-04-17 | 29.74 |
| 2026-04-16 | 29.56 |
| 2026-04-15 | 29.64 |
| 2026-04-14 | 29.21 |
| 2026-04-13 | 29.02 |
| 2026-04-10 | 28.55 |
| 2026-04-09 | 28.92 |
| 2026-04-08 | 28.98 |
| 2026-04-07 | 28.38 |
| 2026-04-06 | 28.45 |
| 2026-04-02 | 28.22 |
| 2026-04-01 | 28.00 |
| 2026-03-31 | 28.35 |
| 2026-03-30 | 28.10 |
| 2026-03-27 | 27.72 |
| 2026-03-26 | 28.66 |
| 2026-03-25 | 28.60 |
| 2026-03-24 | 28.50 |
| 2026-03-23 | 28.56 |
| 2026-03-20 | 28.29 |
| 2026-03-19 | 28.12 |
| 2026-03-18 | 28.05 |
| 2026-03-17 | 28.94 |
| 2026-03-16 | 29.09 |
| 2026-03-13 | 28.81 |
| 2026-03-12 | 28.75 |
| 2026-03-11 | 28.98 |
| 2026-03-10 | 29.50 |
| 2026-03-09 | 29.64 |
| 2026-03-06 | 29.77 |
| 2026-03-05 | 29.99 |
| 2026-03-04 | 30.06 |
| 2026-03-03 | 30.10 |
| 2026-03-02 | 30.07 |
| 2026-02-27 | 30.03 |
| 2026-02-26 | 29.71 |
| 2026-02-25 | 29.36 |
| 2026-02-24 | 28.82 |
| 2026-02-23 | 28.75 |
| 2026-02-20 | 30.11 |
| 2026-02-19 | 29.92 |
| 2026-02-18 | 30.05 |
| 2026-02-17 | 29.97 |
| 2026-02-13 | 29.46 |
| 2026-02-12 | 30.41 |
| 2026-02-11 | 30.89 |
| 2026-02-10 | 30.78 |
| 2026-02-09 | 30.54 |
| 2026-02-06 | 31.11 |
| 2026-02-05 | 30.88 |
| 2026-02-04 | 30.95 |
| 2026-02-03 | 30.86 |
| 2026-02-02 | 31.32 |
| 2026-01-30 | 30.19 |
| 2026-01-29 | 32.50 |
| 2026-01-28 | 32.03 |
| 2026-01-27 | 31.86 |
| 2026-01-26 | 32.17 |
| 2026-01-23 | 31.95 |
| 2026-01-22 | 31.96 |
| 2026-01-21 | 31.86 |
| 2026-01-20 | 31.91 |
| 2026-01-16 | 32.15 |
| 2026-01-15 | 32.11 |
| 2026-01-14 | 32.24 |
| 2026-01-13 | 32.11 |
| 2026-01-12 | 33.61 |
| 2026-01-09 | 34.26 |
| 2026-01-08 | 34.50 |
| 2026-01-07 | 34.86 |
| 2026-01-06 | 35.02 |
| 2026-01-05 | 34.65 |
| 2026-01-02 | 33.94 |
| 2025-12-31 | 34.35 |
| 2025-12-30 | 34.63 |
| 2025-12-29 | 34.73 |
| 2025-12-26 | 34.77 |
| 2025-12-24 | 34.78 |
| 2025-12-23 | 34.61 |
| 2025-12-22 | 34.48 |
| 2025-12-19 | 34.21 |
| 2025-12-18 | 33.89 |
| 2025-12-17 | 33.73 |
| 2025-12-16 | 33.80 |
| 2025-12-15 | 33.98 |
| 2025-12-12 | 34.07 |
| 2025-12-11 | 33.85 |
| 2025-12-10 | 31.90 |
| 2025-12-09 | 31.98 |
| 2025-12-08 | 32.01 |
| 2025-12-05 | 32.44 |
| 2025-12-04 | 32.04 |
| 2025-12-03 | 32.28 |
| 2025-12-02 | 32.28 |
| 2025-12-01 | 32.36 |
| 2025-11-28 | 32.76 |
| 2025-11-26 | 32.69 |
| 2025-11-25 | 32.76 |
| 2025-11-24 | 32.25 |
| 2025-11-21 | 32.12 |
| 2025-11-20 | 31.71 |
| 2025-11-19 | 31.75 |
| 2025-11-18 | 31.46 |
| 2025-11-17 | 31.90 |
| 2025-11-14 | 32.32 |
| 2025-11-13 | 32.92 |
| 2025-11-12 | 33.19 |
| 2025-11-11 | 33.19 |
| 2025-11-10 | 32.80 |
| 2025-11-07 | 32.91 |
| 2025-11-06 | 32.91 |
| 2025-11-05 | 33.21 |
| 2025-11-04 | 33.23 |
| 2025-11-03 | 32.90 |
| 2025-10-31 | 33.28 |
| 2025-10-30 | 33.69 |
| 2025-10-29 | 33.33 |
| 2025-10-28 | 33.88 |
| 2025-10-27 | 33.97 |
| 2025-10-24 | 33.92 |
| 2025-10-23 | 33.79 |
| 2025-10-22 | 33.73 |
| 2025-10-21 | 33.91 |
| 2025-10-20 | 33.63 |
| 2025-10-17 | 33.39 |
| 2025-10-16 | 32.75 |
| 2025-10-15 | 33.76 |
| 2025-10-14 | 34.02 |
| 2025-10-13 | 33.53 |
| 2025-10-10 | 33.56 |
| 2025-10-09 | 33.89 |
| 2025-10-08 | 34.31 |
| 2025-10-07 | 34.42 |
| 2025-10-06 | 34.11 |
| 2025-10-03 | 34.16 |
| 2025-10-02 | 33.78 |
| 2025-10-01 | 33.97 |
| 2025-09-30 | 33.34 |
| 2025-09-29 | 33.22 |
| 2025-09-26 | 32.95 |
| 2025-09-25 | 32.71 |
| 2025-09-24 | 33.07 |
| 2025-09-23 | 33.08 |
| 2025-09-22 | 33.63 |
| 2025-09-19 | 33.36 |
| 2025-09-18 | 33.03 |
| 2025-09-17 | 33.81 |
| 2025-09-16 | 33.21 |
| 2025-09-15 | 33.11 |
| 2025-09-12 | 33.15 |
| 2025-09-11 | 33.54 |
| 2025-09-10 | 33.02 |
| 2025-09-09 | 33.59 |
| 2025-09-08 | 33.43 |
| 2025-09-05 | 33.52 |
| 2025-09-04 | 34.28 |
| 2025-09-03 | 34.26 |
| 2025-09-02 | 34.19 |
| 2025-08-29 | 34.35 |
| 2025-08-28 | 34.17 |
| 2025-08-27 | 34.21 |
Showing the most recent 260 of 4,475 data points. The chart above shows the full history.