Visa Inc. (V) compounding analysis
Full-size annual and quarterly year-over-year growth charts for revenue, EPS, operating cash flow, EBITDA, and free cash flow against the 15%, 20%, and 30% bars over 3-, 5-, and 10-year windows, with each metric's valuation multiple vs its own history.
Revenue · 5YDoes not currently clear the 15%+, 20%+, or 30%+ revenue bars over 5Y.
- Score
- 30/100
- 5Y CAGR
- 12.9%
- Median YoY
- 12.1%
- YoY volatility
- σ 6.4pp· smooth
- Quarters ≥ 20%
- 4 of 20
- Negative quarters
- 0
- Valuation vs own 5Y history
- P/S 16.3x · 5Y median 16.3x · 53rd percentile
How this score is computed
- Quarters at or above 20%: 4 of 20 → 8 of 40 pts
- Steadiness (typical swing 6.4pp) → 20.4 of 25 pts
- Pace (median 12.1% YoY) → 0 of 20 pts
- Latest quarter (17.1% YoY) → 1.6 of 15 pts
- Score: 30 of 100
Annual revenue · last 11 fiscal years
Quarterly YoY revenue growth vs the 20% line · 5Y
P/S multiple vs its 5Y median · context only
Across metrics · 5Y
| Metric | 5Y CAGR | Median YoY | YoY σ | Qtrs ≥ 20% | Neg. qtrs |
|---|---|---|---|---|---|
| RevenueRevenue | 12.9% | 12.1% | 6.4pp | 4 of 20 | 0 |
| EPSEPS | 15.8% | 18.4% | 15.3pp | 8 of 20 | 1 |
| Op cash flowOperating cash flow | 17.2% | 14.1% | 27.8pp | 7 of 20 | 6 |
| EBITDAEBITDA | 11.2% | 12.7% | 11.8pp | 6 of 20 | 1 |
| FCFFree cash flow | 17.3% | 15% | 29.8pp | 7 of 20 | 6 |
Reported figures over 5Y: annual-series CAGR, median and standard deviation (σ, percentage points) of quarterly year-over-year growth, quarters at or above 20%, and quarters with negative YoY. “—” means the window needs more comparable data.
Scores, qualification bars, and the 0–100 consistency methodology are documented on the compounders list page →
See also: V on the compounders surface · All compounders, ranked
About Visa Inc.
Visa Inc. functions globally as a leading technology company dedicated to payments. Its primary role is to enable the secure and efficient digital transfer of funds among a wide array of participants, including individual consumers, retail businesses, banking institutions, corporations, strategic partners, and governmental bodies. At the heart of its operations is VisaNet, a highly sophisticated transaction processing network that handles the critical functions of authorizing, clearing, and settling all payment transactions. In addition to this core infrastructure, the company also provides a variety of card products, innovative digital platforms, and an extensive range of supplementary value-added services. These offerings are distributed under several widely recognized brands, including Visa, Visa Electron, Interlink, VPAY, and PLUS. Demonstrating its commitment to enhancing user experience, Visa Inc. has established a key strategic partnership with Ooredoo in Qatar, focused on improving payment solutions for Visa cardholders and Ooredoo customers within the country. The company was established in 1958 and its corporate headquarters are situated in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Ryan McInerney