Basis: Latest stored market observation. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/B ratio high or low?
The P/B ratio of 19.28 is 33% above its 5-year average of 14.46, near the high end of its 5-year range (10.66–19.79).
12.45% above its 12-month average of 17.15.
PB RATIO
19.28
PB RATIO AVG TTM
17.15
PB RATIO AVG 3Y
15.72
PB RATIO AVG 5Y
14.46
PB RATIO AVG 10Y
12.19
PB RATIO AVG 15Y
9.78
PB RATIO AVG 20Y
8.45
CURRENT VS TTM AVG
+12.45%
CURRENT VS 3Y AVG
+22.65%
CURRENT VS 5Y AVG
+33.36%
CURRENT VS 10Y AVG
+58.19%
CURRENT VS 15Y AVG
+97.23%
CURRENT VS 20Y AVG
+128.25%
SECTOR MEDIAN · FINANCIAL SERVICES
2.16
median of 94 covered companies
CURRENT VS SECTOR MEDIAN
+792.59%
vs the sector median at left
| NAME | MARKET CAP | PB RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Visa Inc. (V) | $681.89B | 19.28 | 17.15 | 15.72 | 14.46 |
| Mastercard Incorporated (MA)vs › | $476.83B | 71.69 | 64.44 | 65.74 | 60.95 |
| American Express Company (AXP)vs › | $222.55B | 0.72 | 7.01 | 6.25 | 5.84 |
| PayPal Holdings, Inc. (PYPL)vs › | $49.53B | 2.58 | 2.66 | 3.25 | 4.71 |
| Block, Inc. (SQ)vs › | $51.73B | 2.82 | 2.42 | 3.82 | 17.71 |
| Discover Financial Services (DFS)vs › | $50.34B | 2.66 | 2.40 | 2.11 | 2.26 |
At 19.28, P/B is richer than usual, sitting higher than 100% of its 18-year history.
18-year low
1.47
median
7.27
18-year high
19.79
P/B Ratio
19.28
Market Price / Book Value per Share
PB Ratio = Market Cap / Total Shareholders' Equity
The price-to-book ratio compares market capitalization to book value (shareholders' equity). Lower values can indicate a cheaper valuation relative to net assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PB RATIO |
|---|---|
| 2026-07-24 | 19.28 |
| 2026-07-23 | 19.06 |
| 2026-07-22 | 19.16 |
| 2026-07-21 | 19.29 |
| 2026-07-20 | 19.54 |
| 2026-07-17 | 19.44 |
| 2026-07-16 | 19.79 |
| 2026-07-15 | 19.25 |
| 2026-07-14 | 19.30 |
| 2026-07-13 | 19.39 |
| 2026-07-10 | 18.92 |
| 2026-07-09 | 18.87 |
| 2026-07-08 | 18.84 |
| 2026-07-07 | 19.09 |
| 2026-07-06 | 19.36 |
| 2026-07-02 | 19.63 |
| 2026-07-01 | 19.03 |
| 2026-06-30 | 18.60 |
| 2026-06-29 | 18.52 |
| 2026-06-26 | 18.23 |
| 2026-06-25 | 17.92 |
| 2026-06-24 | 18.01 |
| 2026-06-23 | 17.81 |
| 2026-06-22 | 17.70 |
| 2026-06-18 | 17.74 |
| 2026-06-17 | 17.91 |
| 2026-06-16 | 18.06 |
| 2026-06-15 | 17.55 |
| 2026-06-12 | 17.48 |
| 2026-06-11 | 17.29 |
| 2026-06-10 | 17.51 |
| 2026-06-09 | 17.62 |
| 2026-06-08 | 17.33 |
| 2026-06-05 | 17.54 |
| 2026-06-04 | 17.36 |
| 2026-06-03 | 16.93 |
| 2026-06-02 | 17.20 |
| 2026-06-01 | 17.50 |
| 2026-05-29 | 17.69 |
| 2026-05-28 | 17.61 |
| 2026-05-27 | 17.76 |
| 2026-05-26 | 17.70 |
| 2026-05-22 | 17.83 |
| 2026-05-21 | 17.95 |
| 2026-05-20 | 17.93 |
| 2026-05-19 | 17.88 |
| 2026-05-18 | 18.03 |
| 2026-05-15 | 17.66 |
| 2026-05-14 | 17.48 |
| 2026-05-13 | 17.36 |
| 2026-05-12 | 17.69 |
| 2026-05-11 | 17.55 |
| 2026-05-08 | 17.28 |
| 2026-05-07 | 17.41 |
| 2026-05-06 | 17.28 |
| 2026-05-05 | 17.46 |
| 2026-05-04 | 17.72 |
| 2026-05-01 | 17.78 |
| 2026-04-30 | 17.88 |
| 2026-04-29 | 18.15 |
| 2026-04-28 | 16.77 |
| 2026-04-27 | 15.44 |
| 2026-04-24 | 15.42 |
| 2026-04-23 | 15.40 |
| 2026-04-22 | 15.52 |
| 2026-04-21 | 15.45 |
| 2026-04-20 | 15.65 |
| 2026-04-17 | 15.80 |
| 2026-04-16 | 15.71 |
| 2026-04-15 | 15.75 |
| 2026-04-14 | 15.52 |
| 2026-04-13 | 15.42 |
| 2026-04-10 | 15.17 |
| 2026-04-09 | 15.37 |
| 2026-04-08 | 15.40 |
| 2026-04-07 | 15.08 |
| 2026-04-06 | 15.12 |
| 2026-04-02 | 14.99 |
| 2026-04-01 | 14.88 |
| 2026-03-31 | 15.07 |
| 2026-03-30 | 14.93 |
| 2026-03-27 | 14.73 |
| 2026-03-26 | 15.23 |
| 2026-03-25 | 15.20 |
| 2026-03-24 | 15.14 |
| 2026-03-23 | 15.18 |
| 2026-03-20 | 15.04 |
| 2026-03-19 | 14.94 |
| 2026-03-18 | 14.91 |
| 2026-03-17 | 15.38 |
| 2026-03-16 | 15.46 |
| 2026-03-13 | 15.31 |
| 2026-03-12 | 15.28 |
| 2026-03-11 | 15.40 |
| 2026-03-10 | 15.67 |
| 2026-03-09 | 15.75 |
| 2026-03-06 | 15.82 |
| 2026-03-05 | 15.94 |
| 2026-03-04 | 15.98 |
| 2026-03-03 | 15.99 |
| 2026-03-02 | 15.98 |
| 2026-02-27 | 15.96 |
| 2026-02-26 | 15.79 |
| 2026-02-25 | 15.60 |
| 2026-02-24 | 15.31 |
| 2026-02-23 | 15.28 |
| 2026-02-20 | 16.00 |
| 2026-02-19 | 15.90 |
| 2026-02-18 | 15.97 |
| 2026-02-17 | 15.93 |
| 2026-02-13 | 15.66 |
| 2026-02-12 | 16.16 |
| 2026-02-11 | 16.41 |
| 2026-02-10 | 16.36 |
| 2026-02-09 | 16.23 |
| 2026-02-06 | 16.53 |
| 2026-02-05 | 16.41 |
| 2026-02-04 | 16.45 |
| 2026-02-03 | 16.40 |
| 2026-02-02 | 16.64 |
| 2026-01-30 | 16.04 |
| 2026-01-29 | 16.54 |
| 2026-01-28 | 16.78 |
| 2026-01-27 | 16.69 |
| 2026-01-26 | 16.85 |
| 2026-01-23 | 16.74 |
| 2026-01-22 | 16.74 |
| 2026-01-21 | 16.69 |
| 2026-01-20 | 16.72 |
| 2026-01-16 | 16.84 |
| 2026-01-15 | 16.82 |
| 2026-01-14 | 16.89 |
| 2026-01-13 | 16.82 |
| 2026-01-12 | 17.61 |
| 2026-01-09 | 17.95 |
| 2026-01-08 | 18.07 |
| 2026-01-07 | 18.26 |
| 2026-01-06 | 18.35 |
| 2026-01-05 | 18.15 |
| 2026-01-02 | 17.78 |
| 2025-12-31 | 17.99 |
| 2025-12-30 | 18.14 |
| 2025-12-29 | 18.19 |
| 2025-12-26 | 18.21 |
| 2025-12-24 | 18.22 |
| 2025-12-23 | 18.13 |
| 2025-12-22 | 18.06 |
| 2025-12-19 | 17.92 |
| 2025-12-18 | 17.75 |
| 2025-12-17 | 17.67 |
| 2025-12-16 | 17.71 |
| 2025-12-15 | 17.80 |
| 2025-12-12 | 17.85 |
| 2025-12-11 | 17.73 |
| 2025-12-10 | 16.71 |
| 2025-12-09 | 16.75 |
| 2025-12-08 | 16.77 |
| 2025-12-05 | 16.99 |
| 2025-12-04 | 16.78 |
| 2025-12-03 | 16.91 |
| 2025-12-02 | 16.91 |
| 2025-12-01 | 16.95 |
| 2025-11-28 | 17.16 |
| 2025-11-26 | 17.13 |
| 2025-11-25 | 17.16 |
| 2025-11-24 | 16.90 |
| 2025-11-21 | 16.83 |
| 2025-11-20 | 16.61 |
| 2025-11-19 | 16.63 |
| 2025-11-18 | 16.48 |
| 2025-11-17 | 16.71 |
| 2025-11-14 | 16.93 |
| 2025-11-13 | 17.24 |
| 2025-11-12 | 17.39 |
| 2025-11-11 | 17.39 |
| 2025-11-10 | 17.18 |
| 2025-11-07 | 17.24 |
| 2025-11-06 | 17.29 |
| 2025-11-05 | 17.23 |
| 2025-11-04 | 17.24 |
| 2025-11-03 | 17.07 |
| 2025-10-31 | 17.26 |
| 2025-10-30 | 17.48 |
| 2025-10-29 | 17.29 |
| 2025-10-28 | 17.58 |
| 2025-10-27 | 17.62 |
| 2025-10-24 | 17.60 |
| 2025-10-23 | 17.53 |
| 2025-10-22 | 17.50 |
| 2025-10-21 | 17.59 |
| 2025-10-20 | 17.45 |
| 2025-10-17 | 17.32 |
| 2025-10-16 | 16.99 |
| 2025-10-15 | 17.52 |
| 2025-10-14 | 17.65 |
| 2025-10-13 | 17.39 |
| 2025-10-10 | 17.41 |
| 2025-10-09 | 17.58 |
| 2025-10-08 | 17.80 |
| 2025-10-07 | 17.86 |
| 2025-10-06 | 17.70 |
| 2025-10-03 | 17.73 |
| 2025-10-02 | 17.53 |
| 2025-10-01 | 17.62 |
| 2025-09-30 | 17.30 |
| 2025-09-29 | 17.23 |
| 2025-09-26 | 17.09 |
| 2025-09-25 | 16.97 |
| 2025-09-24 | 17.16 |
| 2025-09-23 | 17.16 |
| 2025-09-22 | 17.45 |
| 2025-09-19 | 17.31 |
| 2025-09-18 | 17.13 |
| 2025-09-17 | 17.54 |
| 2025-09-16 | 17.23 |
| 2025-09-15 | 17.18 |
| 2025-09-12 | 17.20 |
| 2025-09-11 | 17.40 |
| 2025-09-10 | 17.13 |
| 2025-09-09 | 17.43 |
| 2025-09-08 | 17.34 |
| 2025-09-05 | 17.39 |
| 2025-09-04 | 17.78 |
| 2025-09-03 | 17.78 |
| 2025-09-02 | 17.74 |
| 2025-08-29 | 17.82 |
| 2025-08-28 | 17.73 |
| 2025-08-27 | 17.75 |
| 2025-08-26 | 17.79 |
| 2025-08-25 | 17.67 |
| 2025-08-22 | 17.74 |
| 2025-08-21 | 17.41 |
| 2025-08-20 | 17.43 |
| 2025-08-19 | 17.35 |
| 2025-08-18 | 17.37 |
| 2025-08-15 | 17.45 |
| 2025-08-14 | 17.51 |
| 2025-08-13 | 17.36 |
| 2025-08-12 | 17.06 |
| 2025-08-11 | 17.02 |
| 2025-08-08 | 17.06 |
| 2025-08-07 | 16.83 |
| 2025-08-06 | 17.21 |
| 2025-08-05 | 17.10 |
| 2025-08-04 | 17.34 |
| 2025-08-01 | 17.19 |
| 2025-07-31 | 17.50 |
| 2025-07-30 | 17.78 |
| 2025-07-29 | 17.80 |
| 2025-07-28 | 18.45 |
| 2025-07-25 | 18.53 |
| 2025-07-24 | 18.37 |
| 2025-07-23 | 18.44 |
| 2025-07-22 | 18.26 |
| 2025-07-21 | 18.22 |
| 2025-07-18 | 18.12 |
| 2025-07-17 | 18.16 |
| 2025-07-16 | 18.16 |
| 2025-07-15 | 18.01 |
| 2025-07-14 | 18.19 |
Showing the most recent 260 of 4,616 data points. The chart above shows the full history.