Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 64.22% is 52% above its 5-year average of 42.13%, near the high end of its 5-year range (30.01%–64.22%).
As of the fiscal period ended Tuesday, September 30, 2025. 24.26% above its 12-month average of 51.68%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
64.22%
RETURN ON EQUITY (ROE) AVG TTM
51.68%
RETURN ON EQUITY (ROE) AVG 3Y
47.50%
RETURN ON EQUITY (ROE) AVG 5Y
42.13%
RETURN ON EQUITY (ROE) AVG 10Y
34.34%
RETURN ON EQUITY (ROE) AVG 15Y
28.10%
RETURN ON EQUITY (ROE) AVG 20Y
28.49%
CURRENT VS TTM AVG
+24.26%
CURRENT VS 3Y AVG
+35.20%
CURRENT VS 5Y AVG
+52.45%
CURRENT VS 10Y AVG
+87.01%
CURRENT VS 15Y AVG
+128.57%
CURRENT VS 20Y AVG
+125.42%
SECTOR MEDIAN · FINANCIAL SERVICES
13.61%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+371.86%
vs the sector median at left
Visa Inc.
Market Cap
$683.58B
Return on Equity (ROE)
64.22%
TTM Avg
51.68%
3Y Avg
47.50%
5Y Avg
42.13%
Market Cap
$506.38B
Return on Equity (ROE)
289.73%
TTM Avg
195.99%
3Y Avg
177.81%
5Y Avg
155.05%
Market Cap
$227.07B
Return on Equity (ROE)
2.71%
TTM Avg
32.91%
3Y Avg
31.52%
5Y Avg
29.34%
Market Cap
$50.47B
Return on Equity (ROE)
24.73%
TTM Avg
23.07%
3Y Avg
19.56%
5Y Avg
19.74%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Visa Inc. (V) | $683.58B | 64.22% | 51.68% | 47.50% | 42.13% |
| Mastercard Incorporated (MA)vs › | $506.38B | 289.73% | 195.99% | 177.81% | 155.05% |
| American Express Company (AXP)vs › | $227.07B | 2.71% | 32.91% | 31.52% | 29.34% |
| PayPal Holdings, Inc. (PYPL)vs › | $50.47B | 24.73% | 23.07% | 19.56% | 19.74% |
| Block, Inc. (SQ)vs › | $51.73B | -2.30% | 6.80% | 2.63% | 3.93% |
| Discover Financial Services (DFS)vs › | $50.34B | 25.29% | 22.47% | 29.21% | 25.38% |
ROE
64.2%
ROA
23.9%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-09-30 | 52.91% |
| 2024-09-30 | 50.45% |
| 2023-09-30 | 44.60% |
| 2022-09-30 | 42.04% |
| 2021-09-30 | 32.75% |
| 2020-09-30 | 30.01% |
| 2019-09-30 | 34.83% |
| 2018-09-30 | 30.29% |
| 2017-09-30 | 20.45% |
| 2016-09-30 | 18.20% |
| 2015-09-30 | 21.21% |
| 2014-09-30 | 19.84% |
| 2013-09-30 | 18.53% |
| 2012-09-30 | 7.76% |
| 2011-09-30 | 13.81% |
| 2010-09-30 | 11.86% |
| 2009-09-30 | 10.15% |
| 2008-09-30 | 3.61% |
| 2007-09-30 | 214.65% |
| 2006-09-30 | 77.99% |
| 2005-09-30 | 210.71% |
| 2004-09-30 | 0.00% |
| 2003-09-30 | 201.14% |
