PayPal Holdings, Inc. (PYPL) Return on Equity (ROE): 25.26%
Is PayPal Holdings, Inc.’s return on equity (ROE) high or low?
PayPal Holdings, Inc.'s return on equity (ROE) of 25.26% is 28% above its 5-year average of 19.74%, near the high end of its 5-year range (11.93%–25.83%).
The return on equity (ROE) for PayPal Holdings, Inc. (PYPL) is 25.26% as of Wednesday, June 10, 2026. It is above its 12-month average by 9.49% (23.07%).
PYPL Return on Equity (ROE) Chart
PYPL Average Return on Equity (ROE) Chart
PYPL Current vs Average Return on Equity (ROE) Chart
PYPL Return on Equity (ROE) Metrics
RETURN ON EQUITY (ROE)
25.26%
RETURN ON EQUITY (ROE) AVG TTM
23.07%
RETURN ON EQUITY (ROE) AVG 3Y
19.56%
RETURN ON EQUITY (ROE) AVG 5Y
19.74%
RETURN ON EQUITY (ROE) AVG 10Y
16.00%
RETURN ON EQUITY (ROE) AVG 15Y
13.86%
RETURN ON EQUITY (ROE) AVG 20Y
13.86%
CURRENT VS TTM AVG
+9.49%
CURRENT VS 3Y AVG
+29.14%
CURRENT VS 5Y AVG
+27.99%
CURRENT VS 10Y AVG
+57.86%
CURRENT VS 15Y AVG
+82.27%
CURRENT VS 20Y AVG
+82.27%
PYPL Competitors' Return on Equity (ROE)
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PayPal Holdings, Inc. (PYPL) | $35.90B | 25.26% | 23.07% | 19.56% | 19.74% |
| The Hartford Financial Services Group, Inc. (HIG) | $35.74B | 21.50% | 19.57% | 17.20% | 15.24% |
| Prudential Financial, Inc. (PRU) | $36.78B | 10.84% | 10.40% | 4.90% | 5.56% |
| American International Group, Inc. (AIG) | $39.92B | 7.82% | 2.12% | 9.30% | 7.33% |
| Ameriprise Financial, Inc. (AMP) | $40.51B | 62.70% | 59.73% | 64.08% | 54.82% |
| Coinbase Global, Inc. (COIN) | $40.56B | 5.94% | 16.81% | -3.25% | 12.88% |
| MSCI Inc. (MSCI) | $44.05B | -45.29% | -81.64% | -101.23% | -164.13% |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) | $44.24B | N/A | N/A | N/A | N/A |
| State Street Corporation (STT) | $44.78B | 11.05% | 10.59% | 10.09% | 9.91% |
| Cincinnati Financial Corporation (CINF) | $25.81B | 17.54% | 15.74% | 10.53% | 12.67% |
Return Analysis
ROE
25.3%
ROA
6.3%
PayPal Holdings, Inc. Return on Equity (ROE) Formula & Definition
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
PayPal Holdings, Inc. Return on Equity (ROE) FAQ
- What is the return on equity (ROE) for PayPal Holdings, Inc. (PYPL)?
- The return on equity (ROE) for PYPL stock is 25.26%.
- Is PayPal Holdings, Inc.'s return on equity (ROE) high or low?
- PayPal Holdings, Inc.'s return on equity (ROE) of 25.26% is 28% above its 5-year average of 19.74%, near the high end of its 5-year range (11.93%–25.83%).
- What is the TTM average return on equity (ROE) for PayPal Holdings, Inc. (PYPL)?
- The TTM average return on equity (ROE) for PYPL stock is 23.07%.
- What is the 3Y average return on equity (ROE) for PayPal Holdings, Inc. (PYPL)?
- The 3Y average return on equity (ROE) for PYPL stock is 19.56%.
- What is the 5Y average return on equity (ROE) for PayPal Holdings, Inc. (PYPL)?
- The 5Y average return on equity (ROE) for PYPL stock is 19.74%.
- What is the 10Y average return on equity (ROE) for PayPal Holdings, Inc. (PYPL)?
- The 10Y average return on equity (ROE) for PYPL stock is 16.00%.
- What is the 15Y average return on equity (ROE) for PayPal Holdings, Inc. (PYPL)?
- The 15Y average return on equity (ROE) for PYPL stock is 13.86%.
- What is the 20Y average return on equity (ROE) for PayPal Holdings, Inc. (PYPL)?
- The 20Y average return on equity (ROE) for PYPL stock is 13.86%.
PayPal Holdings, Inc. Return on Equity (ROE) History
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 25.83% |
| 2024-12-31 | 20.31% |
| 2023-12-31 | 20.17% |
| 2022-12-31 | 11.93% |
| 2021-12-31 | 19.19% |
| 2020-12-31 | 20.99% |
| 2019-12-31 | 14.56% |
| 2018-12-31 | 13.37% |
| 2017-12-31 | 11.22% |
| 2016-12-31 | 9.52% |
| 2015-12-31 | 8.93% |
| 2014-12-31 | 5.08% |
| 2013-12-31 | 12.92% |
| 2012-12-31 | 0.00% |
Related Metrics
About PayPal Holdings, Inc.
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Enrique J. Lores