American International Group, Inc. (AIG) vs PayPal Holdings, Inc. (PYPL)

A side-by-side comparison of American International Group, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAIG vs PYPL

growth of $100 · dividends reinvested · last 10y
AIG +64.6% (+5.1%/yr)PYPL +36.1% (+3.1%/yr)AIG compounded faster over this window
0200400600800Start $10020182020202220242026$165$136
AIG PYPL

AIG vs PYPL: by the numbers

  • PYPL is the larger company ($45.96B vs $39.94B market cap).
  • PYPL trades at the lower trailing earnings multiple (10.16 vs 13.77 P/E), one valuation lens rather than an overall verdict.
  • PYPL converts more revenue to profit (14.36% vs 11.11% net margin).
  • PYPL grew revenue faster over the past five years (7.43% vs -9.93% CAGR).
  • AIG pays the higher dividend yield (2.47% vs 0.81%).

Metrics side by side

Valuation

MetricAIGPYPL
P/E ratio13.7710.16
Forward P/E9.379.97
P/S ratio1.501.35
P/B ratio0.982.32

Profitability

MetricAIGPYPL
Gross margin38.06%45.75%
Operating margin13.96%18.78%
Net margin11.11%14.36%
ROE7.30%24.73%

Dividends

MetricAIGPYPL
Dividend yield2.47%0.81%
Payout ratio33.82%7.94%

Growth (annualized)

MetricAIGPYPL
Revenue CAGR (5Y)-9.93%7.43%
EPS CAGR (5Y)6.34%8.81%
Total return CAGR (5Y)9.07%-28.73%

Frequently asked

Which has the lower trailing P/E, AIG or PYPL?
PYPL has the lower trailing P/E: AIG trades at 13.77 and PYPL at 10.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AIG or PYPL?
Over the past five years, PYPL grew revenue faster — AIG at a -9.93% CAGR versus PYPL at 7.43%.
Does AIG or PYPL pay a bigger dividend?
AIG yields 2.47% and PYPL yields 0.81% based on trailing dividends and the latest price.
Is AIG or PYPL more profitable?
PYPL runs the higher net margin — AIG at 11.11% versus PYPL at 14.36%.
How have AIG and PYPL total returns compared?
Over the past 10 years, AIG delivered 5.07% and PYPL delivered 3.33% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.