American International Group, Inc. (AIG) vs PayPal Holdings, Inc. (PYPL)

A side-by-side comparison of American International Group, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 30, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAIG vs PYPL

growth of $100 · dividends reinvested · last 11y
AIG +67.4%PYPL +60.3%AIG compounded faster
0200400600800Start $10020172019202120232025$167$160
AIG PYPL

AIG vs PYPL: by the numbers

  • PYPL is the larger company ($51.47B vs $42.52B market cap).
  • PYPL trades at the lower trailing earnings multiple (11.03 vs 14.14 P/E), one valuation lens rather than an overall verdict.
  • PYPL converts more revenue to profit (14.36% vs 11.86% net margin).
  • PYPL grew revenue faster over the past five years (7.43% vs -9.45% CAGR).
  • AIG pays the higher dividend yield (2.31% vs 0.72%).

Metrics side by side

Valuation

MetricAIGPYPL
P/E ratio14.1411.03
Forward P/E10.0410.94
P/S ratio1.631.54
P/B ratio1.082.65
PEG ratio0.250.30

Profitability

MetricAIGPYPL
Gross margin38.50%45.75%
Operating margin14.66%18.78%
Net margin11.86%14.36%
ROE7.82%24.73%
ROIC5.29%14.95%

Dividends

MetricAIGPYPL
Dividend yield2.31%0.72%
Payout ratio33.76%7.69%

Growth (annualized)

MetricAIGPYPL
Revenue CAGR (5Y)-9.45%7.43%
EPS CAGR (5Y)6.34%8.81%
Total return CAGR (5Y)13.41%-26.97%

Frequently asked

Which has the lower trailing P/E, AIG or PYPL?
PYPL has the lower trailing P/E: AIG trades at 14.14 and PYPL at 11.03. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AIG or PYPL?
Over the past five years, PYPL grew revenue faster — AIG at a -9.45% CAGR versus PYPL at 7.43%.
Does AIG or PYPL pay a bigger dividend?
AIG yields 2.31% and PYPL yields 0.72% based on trailing dividends and the latest price.
Is AIG or PYPL more profitable?
PYPL runs the higher net margin — AIG at 11.86% versus PYPL at 14.36%.
How have AIG and PYPL total returns compared?
Over the past 10 years, AIG delivered 6.57% and PYPL delivered 4.68% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 30, 2026.