American International Group, Inc. (AIG) vs PayPal Holdings, Inc. (PYPL)
A side-by-side comparison of American International Group, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 30, 2026. Differences are shown without an overall score or investment verdict.
AIG
American International Group, Inc.
$80.20Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT
PYPL
PayPal Holdings, Inc.
$58.35Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT
Total return — AIG vs PYPL
growth of $100 · dividends reinvested · last 11yAIG +67.4%PYPL +60.3%AIG compounded faster
AIG PYPL
AIG vs PYPL: by the numbers
- •PYPL is the larger company ($51.47B vs $42.52B market cap).
- •PYPL trades at the lower trailing earnings multiple (11.03 vs 14.14 P/E), one valuation lens rather than an overall verdict.
- •PYPL converts more revenue to profit (14.36% vs 11.86% net margin).
- •PYPL grew revenue faster over the past five years (7.43% vs -9.45% CAGR).
- •AIG pays the higher dividend yield (2.31% vs 0.72%).
Metrics side by side
Valuation
| Metric | AIG | PYPL |
|---|---|---|
| P/E ratio | 14.14 | 11.03 |
| Forward P/E | 10.04 | 10.94 |
| P/S ratio | 1.63 | 1.54 |
| P/B ratio | 1.08 | 2.65 |
| PEG ratio | 0.25 | 0.30 |
Profitability
| Metric | AIG | PYPL |
|---|---|---|
| Gross margin | 38.50% | 45.75% |
| Operating margin | 14.66% | 18.78% |
| Net margin | 11.86% | 14.36% |
| ROE | 7.82% | 24.73% |
| ROIC | 5.29% | 14.95% |
Dividends
| Metric | AIG | PYPL |
|---|---|---|
| Dividend yield | 2.31% | 0.72% |
| Payout ratio | 33.76% | 7.69% |
Growth (annualized)
| Metric | AIG | PYPL |
|---|---|---|
| Revenue CAGR (5Y) | -9.45% | 7.43% |
| EPS CAGR (5Y) | 6.34% | 8.81% |
| Total return CAGR (5Y) | 13.41% | -26.97% |
Frequently asked
- Which has the lower trailing P/E, AIG or PYPL?
- PYPL has the lower trailing P/E: AIG trades at 14.14 and PYPL at 11.03. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AIG or PYPL?
- Over the past five years, PYPL grew revenue faster — AIG at a -9.45% CAGR versus PYPL at 7.43%.
- Does AIG or PYPL pay a bigger dividend?
- AIG yields 2.31% and PYPL yields 0.72% based on trailing dividends and the latest price.
- Is AIG or PYPL more profitable?
- PYPL runs the higher net margin — AIG at 11.86% versus PYPL at 14.36%.
- How have AIG and PYPL total returns compared?
- Over the past 10 years, AIG delivered 6.57% and PYPL delivered 4.68% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American International P/E ratioPayPal P/E ratioAmerican International dividend yieldPayPal dividend yieldAmerican International ROEPayPal ROEAmerican International operating marginPayPal operating marginAmerican International revenue growthPayPal revenue growthAmerican International free cash flowPayPal free cash flow
American International & PayPal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 30, 2026.