American International Group, Inc. (AIG) vs PayPal Holdings, Inc. (PYPL)
PYPL leads on 12 of 17 compared metrics.
A side-by-side comparison of American International Group, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AIG
American International Group, Inc.
$75.74Financial Services
PYPL
PayPal Holdings, Inc.
$41.53Financial Services
Total return — AIG vs PYPL
growth of $100 · last 11yAIG +22.5%PYPL +13.1%AIG compounded faster
AIG PYPL
AIG vs PYPL: by the numbers
- •AIG is the larger company ($40.16B vs $36.63B market cap).
- •PYPL trades at the lower earnings multiple (7.79 vs 13.36 P/E).
- •PYPL converts more revenue to profit (15.00% vs 11.86% net margin).
- •PYPL grew revenue faster over the past five years (8.09% vs -9.45% CAGR).
- •AIG pays the higher dividend yield (1.78% vs 1.01%).
Which is better, AIG or PYPL?
Metric tally: AIG 5 · PYPL 12It depends on what you're optimizing for:
ValuePYPL(lower P/E)
GrowthPYPL(faster 5Y revenue CAGR)
IncomeAIG(higher dividend yield)
QualityPYPL(higher ROIC)
Valuation
| Metric | AIG | PYPL |
|---|---|---|
| P/E ratio | 13.36 | 7.79● |
| Forward P/E | 9.39 | 7.21● |
| P/S ratio | 1.54 | 1.13● |
| P/B ratio | 1.02● | 1.91 |
| PEG ratio | 0.25● | 0.30 |
| EV / EBITDA | 6.29 | 5.62● |
| FCF yield | 8.58% | 14.43%● |
Profitability
| Metric | AIG | PYPL |
|---|---|---|
| Gross margin | 38.50% | 46.12%● |
| Operating margin | 14.66% | 17.85%● |
| Net margin | 11.86% | 15.00%● |
| ROE | 7.82% | 25.26%● |
| ROIC | 5.29% | 14.95%● |
Dividends
| Metric | AIG | PYPL |
|---|---|---|
| Dividend yield | 1.78%● | 1.01% |
| Payout ratio | 24.64% | 7.69% |
Growth (annualized)
| Metric | AIG | PYPL |
|---|---|---|
| Revenue CAGR (5Y) | -9.45% | 8.09%● |
| EPS CAGR (5Y) | 6.34% | 8.81%● |
| FCF CAGR (5Y) | 40.63%● | 0.75% |
| Total return CAGR (5Y) | 10.25%● | -31.17% |
Frequently asked
- Which is better, AIG or PYPL?
- It depends on your goal. value: PYPL (lower P/E); growth: PYPL (faster 5Y revenue CAGR); income: AIG (higher dividend yield); quality: PYPL (higher ROIC). Across all compared metrics, PYPL leads 12 to 5.
- Is AIG or PYPL cheaper?
- On trailing earnings, PYPL is cheaper: AIG trades at a 13.36 P/E and PYPL at 7.79.
- Which has grown faster, AIG or PYPL?
- Over the past five years, PYPL grew revenue faster — AIG at a -9.45% CAGR versus PYPL at 8.09%.
- Does AIG or PYPL pay a bigger dividend?
- AIG yields 1.78% and PYPL yields 1.01% based on trailing dividends and the latest price.
- Is AIG or PYPL more profitable?
- PYPL runs the higher net margin — AIG at 11.86% versus PYPL at 15.00%.
- Which has been the better investment, AIG or PYPL?
- Over the past 10-year, AIG delivered the higher annualized total return — AIG at 5.78% versus PYPL at 1.31%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American International P/E ratioPayPal P/E ratioAmerican International dividend yieldPayPal dividend yieldAmerican International ROEPayPal ROEAmerican International operating marginPayPal operating marginAmerican International revenue growthPayPal revenue growthAmerican International free cash flowPayPal free cash flow
American International & PayPal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.