The Hartford Financial Services Group, Inc. (HIG) vs PayPal Holdings, Inc. (PYPL)

PYPL leads on 8 of 14 compared metrics.

A side-by-side comparison of The Hartford Financial Services Group, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — HIG vs PYPL

growth of $100 · last 11y
HIG +194.1%PYPL +13.1%HIG compounded faster
0200400600800Start $10020172019202120232025$294$113
HIG PYPL

HIG vs PYPL: by the numbers

  • PYPL is the larger company ($36.63B vs $35.53B market cap).
  • PYPL trades at the lower earnings multiple (7.79 vs 9.12 P/E).
  • PYPL converts more revenue to profit (15.00% vs 14.13% net margin).
  • PYPL grew revenue faster over the past five years (8.09% vs 6.85% CAGR).
  • HIG pays the higher dividend yield (1.79% vs 1.01%).

Which is better, HIG or PYPL?

Metric tally: HIG 6 · PYPL 8

It depends on what you're optimizing for:

ValuePYPL(lower P/E)
GrowthPYPL(faster 5Y revenue CAGR)
IncomeHIG(higher dividend yield)
QualityHIG(higher ROIC)

Valuation

MetricHIGPYPL
P/E ratio9.127.79
Forward P/E10.027.21
P/S ratio1.271.13
P/B ratio1.941.91
PEG ratio0.360.30
EV / EBITDA7.235.62
FCF yield15.90%14.43%

Profitability

MetricHIGPYPL
Gross margin47.02%46.12%
Operating margin17.51%17.85%
Net margin14.13%15.00%
ROE21.50%25.26%
ROIC28.21%14.95%

Dividends

MetricHIGPYPL
Dividend yield1.79%1.01%
Payout ratio17.17%7.69%

Growth (annualized)

MetricHIGPYPL
Revenue CAGR (5Y)6.85%8.09%
EPS CAGR (5Y)23.05%8.81%
FCF CAGR (5Y)6.65%0.75%
Total return CAGR (5Y)17.08%-31.17%

Frequently asked

Which is better, HIG or PYPL?
It depends on your goal. value: PYPL (lower P/E); growth: PYPL (faster 5Y revenue CAGR); income: HIG (higher dividend yield); quality: HIG (higher ROIC). Across all compared metrics, PYPL leads 8 to 6.
Is HIG or PYPL cheaper?
On trailing earnings, PYPL is cheaper: HIG trades at a 9.12 P/E and PYPL at 7.79.
Which has grown faster, HIG or PYPL?
Over the past five years, PYPL grew revenue faster — HIG at a 6.85% CAGR versus PYPL at 8.09%.
Does HIG or PYPL pay a bigger dividend?
HIG yields 1.79% and PYPL yields 1.01% based on trailing dividends and the latest price.
Is HIG or PYPL more profitable?
PYPL runs the higher net margin — HIG at 14.13% versus PYPL at 15.00%.
Which has been the better investment, HIG or PYPL?
Over the past 10-year, HIG delivered the higher annualized total return — HIG at 13.88% versus PYPL at 1.31%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.