Prudential Financial, Inc. (PRU) vs PayPal Holdings, Inc. (PYPL)
PYPL leads on 11 of 17 compared metrics.
A side-by-side comparison of Prudential Financial, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
PRU
Prudential Financial, Inc.
$108.50Financial Services
PYPL
PayPal Holdings, Inc.
$41.53Financial Services
Total return — PRU vs PYPL
growth of $100 · last 11yPRU +24.7%PYPL +13.4%PRU compounded faster
PRU PYPL
PRU vs PYPL: by the numbers
- •PRU is the larger company ($37.68B vs $36.63B market cap).
- •PYPL trades at the lower earnings multiple (7.79 vs 11.08 P/E).
- •PYPL converts more revenue to profit (15.00% vs 5.51% net margin).
- •PYPL grew revenue faster over the past five years (8.09% vs 0.80% CAGR).
- •PRU pays the higher dividend yield (5.07% vs 1.01%).
Which is better, PRU or PYPL?
Metric tally: PRU 6 · PYPL 11It depends on what you're optimizing for:
ValuePYPL(lower P/E)
GrowthPYPL(faster 5Y revenue CAGR)
IncomePRU(higher dividend yield)
QualityPYPL(higher ROIC)
Valuation
| Metric | PRU | PYPL |
|---|---|---|
| P/E ratio | 11.08 | 7.79● |
| Forward P/E | 7.90 | 7.21● |
| P/S ratio | 0.60● | 1.13 |
| P/B ratio | 1.19● | 1.91 |
| PEG ratio | 0.32 | 0.30● |
| EV / EBITDA | 8.53 | 5.62● |
| FCF yield | 25.84%● | 14.43% |
Profitability
| Metric | PRU | PYPL |
|---|---|---|
| Gross margin | 32.90% | 46.12%● |
| Operating margin | 7.10% | 17.85%● |
| Net margin | 5.51% | 15.00%● |
| ROE | 10.84% | 25.26%● |
| ROIC | 0.68% | 14.95%● |
Dividends
| Metric | PRU | PYPL |
|---|---|---|
| Dividend yield | 5.07%● | 1.01% |
| Payout ratio | 54.13% | 7.69% |
Growth (annualized)
| Metric | PRU | PYPL |
|---|---|---|
| Revenue CAGR (5Y) | 0.80% | 8.09%● |
| EPS CAGR (5Y) | -0.11% | 8.81%● |
| FCF CAGR (5Y) | 3.03%● | 0.75% |
| Total return CAGR (5Y) | 5.57%● | -31.17% |
Frequently asked
- Which is better, PRU or PYPL?
- It depends on your goal. value: PYPL (lower P/E); growth: PYPL (faster 5Y revenue CAGR); income: PRU (higher dividend yield); quality: PYPL (higher ROIC). Across all compared metrics, PYPL leads 11 to 6.
- Is PRU or PYPL cheaper?
- On trailing earnings, PYPL is cheaper: PRU trades at a 11.08 P/E and PYPL at 7.79.
- Which has grown faster, PRU or PYPL?
- Over the past five years, PYPL grew revenue faster — PRU at a 0.80% CAGR versus PYPL at 8.09%.
- Does PRU or PYPL pay a bigger dividend?
- PRU yields 5.07% and PYPL yields 1.01% based on trailing dividends and the latest price.
- Is PRU or PYPL more profitable?
- PYPL runs the higher net margin — PRU at 5.51% versus PYPL at 15.00%.
- Which has been the better investment, PRU or PYPL?
- Over the past 10-year, PRU delivered the higher annualized total return — PRU at 8.78% versus PYPL at 1.31%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Prudential Financial P/E ratioPayPal P/E ratioPrudential Financial dividend yieldPayPal dividend yieldPrudential Financial ROEPayPal ROEPrudential Financial operating marginPayPal operating marginPrudential Financial revenue growthPayPal revenue growthPrudential Financial free cash flowPayPal free cash flow
Prudential Financial & PayPal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.