Prudential Financial, Inc. (PRU) vs PayPal Holdings, Inc. (PYPL)

A side-by-side comparison of Prudential Financial, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnPRU vs PYPL

growth of $100 · dividends reinvested · last 10y
PRU +134.2% (+8.9%/yr)PYPL +36.8% (+3.2%/yr)PRU compounded faster over this window
200400600800Start $10020182020202220242026$234$137
PRU PYPL

PRU vs PYPL: by the numbers

  • PYPL is the larger company ($45.96B vs $41.38B market cap).
  • PYPL trades at the lower trailing earnings multiple (10.16 vs 10.73 P/E), one valuation lens rather than an overall verdict.
  • PYPL converts more revenue to profit (14.36% vs 5.93% net margin).
  • PYPL grew revenue faster over the past five years (7.43% vs 0.16% CAGR).
  • PRU pays the higher dividend yield (5.87% vs 0.81%).

Metrics side by side

Valuation

MetricPRUPYPL
P/E ratio10.7310.16
Forward P/E8.319.97
P/S ratio0.641.35
P/B ratio1.312.32

Profitability

MetricPRUPYPL
Gross margin30.76%45.75%
Operating margin7.68%18.78%
Net margin5.93%14.36%
ROE12.17%24.73%

Dividends

MetricPRUPYPL
Dividend yield5.87%0.81%
Payout ratio62.11%7.94%

Growth (annualized)

MetricPRUPYPL
Revenue CAGR (5Y)0.16%7.43%
EPS CAGR (5Y)N/A8.81%
Total return CAGR (5Y)7.50%-28.73%

Frequently asked

Which has the lower trailing P/E, PRU or PYPL?
PYPL has the lower trailing P/E: PRU trades at 10.73 and PYPL at 10.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PRU or PYPL?
Over the past five years, PYPL grew revenue faster — PRU at a 0.16% CAGR versus PYPL at 7.43%.
Does PRU or PYPL pay a bigger dividend?
PRU yields 5.87% and PYPL yields 0.81% based on trailing dividends and the latest price.
Is PRU or PYPL more profitable?
PYPL runs the higher net margin — PRU at 5.93% versus PYPL at 14.36%.
How have PRU and PYPL total returns compared?
Over the past 10 years, PRU delivered 8.88% and PYPL delivered 3.33% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.