Prudential Financial, Inc. (PRU) vs PayPal Holdings, Inc. (PYPL)
A side-by-side comparison of Prudential Financial, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
PRU
Prudential Financial, Inc.
$119.24Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
PYPL
PayPal Holdings, Inc.
$53.72Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — PRU vs PYPL
growth of $100 · dividends reinvested · last 10yPRU +134.2% (+8.9%/yr)PYPL +36.8% (+3.2%/yr)PRU compounded faster over this window
PRU PYPL
PRU vs PYPL: by the numbers
- •PYPL is the larger company ($45.96B vs $41.38B market cap).
- •PYPL trades at the lower trailing earnings multiple (10.16 vs 10.73 P/E), one valuation lens rather than an overall verdict.
- •PYPL converts more revenue to profit (14.36% vs 5.93% net margin).
- •PYPL grew revenue faster over the past five years (7.43% vs 0.16% CAGR).
- •PRU pays the higher dividend yield (5.87% vs 0.81%).
Metrics side by side
Valuation
| Metric | PRU | PYPL |
|---|---|---|
| P/E ratio | 10.73 | 10.16 |
| Forward P/E | 8.31 | 9.97 |
| P/S ratio | 0.64 | 1.35 |
| P/B ratio | 1.31 | 2.32 |
Profitability
| Metric | PRU | PYPL |
|---|---|---|
| Gross margin | 30.76% | 45.75% |
| Operating margin | 7.68% | 18.78% |
| Net margin | 5.93% | 14.36% |
| ROE | 12.17% | 24.73% |
Dividends
| Metric | PRU | PYPL |
|---|---|---|
| Dividend yield | 5.87% | 0.81% |
| Payout ratio | 62.11% | 7.94% |
Growth (annualized)
| Metric | PRU | PYPL |
|---|---|---|
| Revenue CAGR (5Y) | 0.16% | 7.43% |
| EPS CAGR (5Y) | N/A | 8.81% |
| Total return CAGR (5Y) | 7.50% | -28.73% |
Frequently asked
- Which has the lower trailing P/E, PRU or PYPL?
- PYPL has the lower trailing P/E: PRU trades at 10.73 and PYPL at 10.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PRU or PYPL?
- Over the past five years, PYPL grew revenue faster — PRU at a 0.16% CAGR versus PYPL at 7.43%.
- Does PRU or PYPL pay a bigger dividend?
- PRU yields 5.87% and PYPL yields 0.81% based on trailing dividends and the latest price.
- Is PRU or PYPL more profitable?
- PYPL runs the higher net margin — PRU at 5.93% versus PYPL at 14.36%.
- How have PRU and PYPL total returns compared?
- Over the past 10 years, PRU delivered 8.88% and PYPL delivered 3.33% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Prudential Financial P/E ratioPayPal P/E ratioPrudential Financial dividend yieldPayPal dividend yieldPrudential Financial ROEPayPal ROEPrudential Financial operating marginPayPal operating marginPrudential Financial revenue growthPayPal revenue growth
Prudential Financial & PayPal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.