Prudential Financial, Inc. (PRU) vs PayPal Holdings, Inc. (PYPL)
A side-by-side comparison of Prudential Financial, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 30, 2026. Differences are shown without an overall score or investment verdict.
PRU
Prudential Financial, Inc.
$122.63Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT
PYPL
PayPal Holdings, Inc.
$58.35Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT
Total return — PRU vs PYPL
growth of $100 · dividends reinvested · last 11yPRU +124.5%PYPL +60.3%PRU compounded faster
PRU PYPL
PRU vs PYPL: by the numbers
- •PYPL is the larger company ($51.47B vs $42.55B market cap).
- •PYPL trades at the lower trailing earnings multiple (11.03 vs 12.53 P/E), one valuation lens rather than an overall verdict.
- •PYPL converts more revenue to profit (14.36% vs 5.51% net margin).
- •PYPL grew revenue faster over the past five years (7.43% vs 0.80% CAGR).
- •PRU pays the higher dividend yield (4.49% vs 0.72%).
Metrics side by side
Valuation
| Metric | PRU | PYPL |
|---|---|---|
| P/E ratio | 12.53 | 11.03 |
| Forward P/E | 8.87 | 10.94 |
| P/S ratio | 0.68 | 1.54 |
| P/B ratio | 1.34 | 2.65 |
| PEG ratio | 0.32 | 0.30 |
Profitability
| Metric | PRU | PYPL |
|---|---|---|
| Gross margin | 42.04% | 45.75% |
| Operating margin | 7.10% | 18.78% |
| Net margin | 5.51% | 14.36% |
| ROE | 10.84% | 24.73% |
| ROIC | 0.68% | 14.95% |
Dividends
| Metric | PRU | PYPL |
|---|---|---|
| Dividend yield | 4.49% | 0.72% |
| Payout ratio | 54.13% | 7.69% |
Growth (annualized)
| Metric | PRU | PYPL |
|---|---|---|
| Revenue CAGR (5Y) | 0.80% | 7.43% |
| EPS CAGR (5Y) | N/A | 8.81% |
| Total return CAGR (5Y) | 9.05% | -26.97% |
Frequently asked
- Which has the lower trailing P/E, PRU or PYPL?
- PYPL has the lower trailing P/E: PRU trades at 12.53 and PYPL at 11.03. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PRU or PYPL?
- Over the past five years, PYPL grew revenue faster — PRU at a 0.80% CAGR versus PYPL at 7.43%.
- Does PRU or PYPL pay a bigger dividend?
- PRU yields 4.49% and PYPL yields 0.72% based on trailing dividends and the latest price.
- Is PRU or PYPL more profitable?
- PYPL runs the higher net margin — PRU at 5.51% versus PYPL at 14.36%.
- How have PRU and PYPL total returns compared?
- Over the past 10 years, PRU delivered 9.87% and PYPL delivered 4.68% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Prudential Financial P/E ratioPayPal P/E ratioPrudential Financial dividend yieldPayPal dividend yieldPrudential Financial ROEPayPal ROEPrudential Financial operating marginPayPal operating marginPrudential Financial revenue growthPayPal revenue growthPrudential Financial free cash flowPayPal free cash flow
Prudential Financial & PayPal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 30, 2026.