Prudential Financial, Inc. (PRU) vs PayPal Holdings, Inc. (PYPL)

A side-by-side comparison of Prudential Financial, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 30, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnPRU vs PYPL

growth of $100 · dividends reinvested · last 11y
PRU +124.5%PYPL +60.3%PRU compounded faster
0200400600800Start $10020172019202120232025$224$160
PRU PYPL

PRU vs PYPL: by the numbers

  • PYPL is the larger company ($51.47B vs $42.55B market cap).
  • PYPL trades at the lower trailing earnings multiple (11.03 vs 12.53 P/E), one valuation lens rather than an overall verdict.
  • PYPL converts more revenue to profit (14.36% vs 5.51% net margin).
  • PYPL grew revenue faster over the past five years (7.43% vs 0.80% CAGR).
  • PRU pays the higher dividend yield (4.49% vs 0.72%).

Metrics side by side

Valuation

MetricPRUPYPL
P/E ratio12.5311.03
Forward P/E8.8710.94
P/S ratio0.681.54
P/B ratio1.342.65
PEG ratio0.320.30

Profitability

MetricPRUPYPL
Gross margin42.04%45.75%
Operating margin7.10%18.78%
Net margin5.51%14.36%
ROE10.84%24.73%
ROIC0.68%14.95%

Dividends

MetricPRUPYPL
Dividend yield4.49%0.72%
Payout ratio54.13%7.69%

Growth (annualized)

MetricPRUPYPL
Revenue CAGR (5Y)0.80%7.43%
EPS CAGR (5Y)N/A8.81%
Total return CAGR (5Y)9.05%-26.97%

Frequently asked

Which has the lower trailing P/E, PRU or PYPL?
PYPL has the lower trailing P/E: PRU trades at 12.53 and PYPL at 11.03. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PRU or PYPL?
Over the past five years, PYPL grew revenue faster — PRU at a 0.80% CAGR versus PYPL at 7.43%.
Does PRU or PYPL pay a bigger dividend?
PRU yields 4.49% and PYPL yields 0.72% based on trailing dividends and the latest price.
Is PRU or PYPL more profitable?
PYPL runs the higher net margin — PRU at 5.51% versus PYPL at 14.36%.
How have PRU and PYPL total returns compared?
Over the past 10 years, PRU delivered 9.87% and PYPL delivered 4.68% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 30, 2026.