Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 14.95% is 31% above its 5-year average of 11.42%, near the high end of its 5-year range (8.20%–14.95%).
As of the fiscal period ended Wednesday, December 31, 2025. 9.04% above its 12-month average of 13.71%.
Annual fiscal-year return on invested capital; no daily interpolation.
RETURN ON INVESTED CAPITAL (ROIC)
14.95%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
13.71%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
11.83%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
11.42%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
10.26%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
N/A
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
N/A
CURRENT VS TTM AVG
+9.04%
CURRENT VS 3Y AVG
+26.35%
CURRENT VS 5Y AVG
+30.95%
CURRENT VS 10Y AVG
+45.67%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
5.98%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+150.00%
vs the sector median at left
PayPal Holdings, Inc.
Market Cap
$50.47B
Return on Invested Capital (ROIC)
14.95%
TTM Avg
13.71%
3Y Avg
11.83%
5Y Avg
11.42%
Market Cap
$50.34B
Return on Invested Capital (ROIC)
32.48%
TTM Avg
22.40%
3Y Avg
19.42%
5Y Avg
14.85%
Market Cap
$50.97B
Return on Invested Capital (ROIC)
3.21%
TTM Avg
3.08%
3Y Avg
3.77%
5Y Avg
4.42%
Market Cap
$51.21B
Return on Invested Capital (ROIC)
8.90%
TTM Avg
6.99%
3Y Avg
6.18%
5Y Avg
5.74%
Market Cap
$49.07B
Return on Invested Capital (ROIC)
2.03%
TTM Avg
2.02%
3Y Avg
1.94%
5Y Avg
1.75%
Market Cap
$52.65B
Return on Invested Capital (ROIC)
8.26%
TTM Avg
7.15%
3Y Avg
7.18%
5Y Avg
7.40%
Market Cap
$44.83B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$42.36B
Return on Invested Capital (ROIC)
0.68%
TTM Avg
0.60%
3Y Avg
0.34%
5Y Avg
-2.38%
Market Cap
$42.07B
Return on Invested Capital (ROIC)
5.14%
TTM Avg
4.55%
3Y Avg
3.49%
5Y Avg
3.30%
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PayPal Holdings, Inc. (PYPL) | $50.47B | 14.95% | 13.71% | 11.83% | 11.42% |
| Discover Financial Services (DFS)vs › | $50.34B | 32.48% | 22.40% | 19.42% | 14.85% |
| State Street Corporation (STT)vs › | $50.97B | 3.21% | 3.08% | 3.77% | 4.42% |
| Fifth Third Bancorp (FITB)vs › | $51.21B | 8.90% | 6.99% | 6.18% | 5.74% |
| Ameriprise Financial, Inc. (AMP)vs › | $49.07B | 2.03% | 2.02% | 1.94% | 1.75% |
| Nasdaq, Inc. (NDAQ)vs › | $52.65B | 8.26% | 7.15% | 7.18% | 7.40% |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $44.83B | N/A | N/A | N/A | N/A |
| Prudential Financial, Inc. (PRU)vs › | $42.36B | 0.68% | 0.60% | 0.34% | -2.38% |
| Ares Management Corporation (ARES)vs › | $42.07B | 5.14% | 4.55% | 3.49% | 3.30% |
| American International Group, Inc. (AIG)vs › | $41.66B | 5.29% | 4.88% | 2.77% | 2.21% |
ROIC
14.9%
ROE
24.7%
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 14.95% |
| 2024-12-31 | 12.47% |
| 2023-12-31 | 11.71% |
| 2022-12-31 | 8.20% |
| 2021-12-31 | 12.62% |
| 2020-12-31 | 8.55% |
| 2019-12-31 | 9.13% |
| 2018-12-31 | 9.78% |
| 2017-12-31 | 9.18% |
| 2016-12-31 | 8.40% |
| 2015-12-31 | 7.90% |
| 2014-12-31 | 4.33% |
| 2013-12-31 | 10.68% |
| 2012-12-31 | 0.00% |
