PayPal Holdings, Inc. (PYPL) compounding analysis
Full-size annual and quarterly year-over-year growth charts for revenue, EPS, operating cash flow, EBITDA, and free cash flow against the 15%, 20%, and 30% bars over 3-, 5-, and 10-year windows, with each metric's valuation multiple vs its own history.
Revenue · 10YDoes not currently clear the 15%+, 20%+, or 30%+ revenue bars over 10Y.
- Score
- 28/100
- 10Y CAGR
- 13.6%
- Median YoY
- 11.9%
- YoY volatility
- σ 7.2pp· smooth
- Quarters ≥ 20%
- 8 of 40
- Negative quarters
- 0
- Valuation vs own 10Y history
- P/S 1.6x · 10Y median 5.0x · 7th percentile · as of Aug 19, 2026
How this score is computed
- Quarters at or above 20%: 8 of 40 → 8 of 40 pts
- Steadiness (typical swing 7.2pp) → 19.9 of 25 pts
- Pace (median 11.9% YoY) → 0 of 20 pts
- Latest quarter (4.8% YoY) → 0 of 15 pts
- Score: 28 of 100
Annualized revenue (TTM) · by quarter, last 40
Quarterly YoY revenue growth vs the 20% line
P/S multiple vs its 10Y median
Across metrics · 10Y
| Metric | 10Y CAGR | Median YoY | YoY σ | Qtrs ≥ 20% | Neg. qtrs |
|---|---|---|---|---|---|
| RevenueRevenue | 13.6% | 11.9% | 7.2pp | 8 of 40 | 0 |
| EPSEPS | 18.4% | 17.4% | 197.1pp | 17 of 39 | 10 |
| Op cash flowOperating cash flow | 9.7% | 15.1% | 692.4pp | 15 of 35 | 13 |
| EBITDAEBITDA | 13% | 13.7% | 21.4pp | 13 of 40 | 7 |
| FCFFree cash flow | 11.8% | 19.1% | 84.0pp | 14 of 33 | 12 |
Reported figures over 10Y: annual-series CAGR, median and standard deviation (σ, percentage points) of quarterly year-over-year growth, quarters at or above 20%, and quarters with negative YoY. “—” means the window needs more comparable data.
Scores, qualification bars, and the 0–100 consistency methodology are documented on the compounders list page →
See also: PYPL on the compounders surface · All compounders, ranked