PayPal Holdings, Inc. (PYPL) compounding analysis
Full-size annual and quarterly year-over-year growth charts for revenue, EPS, operating cash flow, EBITDA, and free cash flow against the 15%, 20%, and 30% bars over 3-, 5-, and 10-year windows, with each metric's valuation multiple vs its own history.
Revenue · 5YDoes not currently clear the 15%+, 20%+, or 30%+ revenue bars over 5Y.
- Score
- 22/100
- 5Y CAGR
- 9.1%
- Median YoY
- 7.8%
- YoY volatility
- σ 3.8pp· very smooth
- Quarters ≥ 20%
- 0 of 20
- Negative quarters
- 0
- Valuation vs own 5Y history
- P/S 1.2x · 5Y median 2.4x · 5th percentile
How this score is computed
- Quarters at or above 20%: 0 of 20 → 0 of 40 pts
- Steadiness (typical swing 3.8pp) → 22.3 of 25 pts
- Pace (median 7.8% YoY) → 0 of 20 pts
- Latest quarter (7.2% YoY) → 0 of 15 pts
- Score: 22 of 100
Annual revenue · last 11 fiscal years
Quarterly YoY revenue growth vs the 20% line · 5Y
P/S multiple vs its 5Y median · context only
Across metrics · 5Y
| Metric | 5Y CAGR | Median YoY | YoY σ | Qtrs ≥ 20% | Neg. qtrs |
|---|---|---|---|---|---|
| RevenueRevenue | 9.1% | 7.8% | 3.8pp | 0 of 20 | 0 |
| EPSEPS | 8.9% | 18.6% | 278.0pp | 8 of 19 | 6 |
| Op cash flowOperating cash flow | 1.9% | -2.2% | 30.8pp | 6 of 19 | 11 |
| EBITDAEBITDA | 9.4% | 9.3% | 14.7pp | 4 of 20 | 5 |
| FCFFree cash flow | 2.2% | 0% | 35.9pp | 6 of 19 | 10 |
Reported figures over 5Y: annual-series CAGR, median and standard deviation (σ, percentage points) of quarterly year-over-year growth, quarters at or above 20%, and quarters with negative YoY. “—” means the window needs more comparable data.
Scores, qualification bars, and the 0–100 consistency methodology are documented on the compounders list page →
See also: PYPL on the compounders surface · All compounders, ranked
About PayPal Holdings, Inc.
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Enrique J. Lores