American Express Company (AXP) vs Visa Inc. (V)
AXP leads on 12 of 17 compared metrics.
A side-by-side comparison of American Express Company and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AXP
American Express Company
$325.44Financial Services
V
Visa Inc.
$322.39Financial Services
Total return — AXP vs V
growth of $100 · last 18yAXP +674.9%V +2181.6%V compounded faster
AXP V
AXP vs V: by the numbers
- •V is the larger company ($617.97B vs $222.06B market cap).
- •AXP trades at the lower earnings multiple (20.30 vs 28.08 P/E).
- •V converts more revenue to profit (51.68% vs 13.61% net margin).
- •AXP grew revenue faster over the past five years (17.35% vs 15.04% CAGR).
- •AXP pays the higher dividend yield (1.05% vs 0.81%).
Which is better, AXP or V?
Metric tally: AXP 12 · V 5It depends on what you're optimizing for:
ValueAXP(lower P/E)
GrowthAXP(faster 5Y revenue CAGR)
IncomeAXP(higher dividend yield)
QualityV(higher ROIC)
Valuation
| Metric | AXP | V |
|---|---|---|
| P/E ratio | 20.30● | 28.08 |
| Forward P/E | 16.15● | 21.63 |
| P/S ratio | 2.71● | 14.48 |
| P/B ratio | 6.57● | 17.48 |
| PEG ratio | 2.43● | 6.71 |
| EV / EBITDA | 12.49● | 22.47 |
| FCF yield | 6.41%● | 3.40% |
Profitability
| Metric | AXP | V |
|---|---|---|
| Gross margin | 83.50%● | 81.29% |
| Operating margin | 20.70% | 61.12%● |
| Net margin | 13.61% | 51.68%● |
| ROE | 33.00% | 62.35%● |
| ROIC | 8.29% | 28.36%● |
Dividends
| Metric | AXP | V |
|---|---|---|
| Dividend yield | 1.05%● | 0.81% |
| Payout ratio | 22.13% | 25.44% |
Growth (annualized)
| Metric | AXP | V |
|---|---|---|
| Revenue CAGR (5Y) | 17.35%● | 15.04% |
| EPS CAGR (5Y) | 32.53%● | 15.84% |
| FCF CAGR (5Y) | 10.67% | 13.41%● |
| Total return CAGR (5Y) | 16.01%● | 7.33% |
Frequently asked
- Which is better, AXP or V?
- It depends on your goal. value: AXP (lower P/E); growth: AXP (faster 5Y revenue CAGR); income: AXP (higher dividend yield); quality: V (higher ROIC). Across all compared metrics, AXP leads 12 to 5.
- Is AXP or V cheaper?
- On trailing earnings, AXP is cheaper: AXP trades at a 20.30 P/E and V at 28.08.
- Which has grown faster, AXP or V?
- Over the past five years, AXP grew revenue faster — AXP at a 17.35% CAGR versus V at 15.04%.
- Does AXP or V pay a bigger dividend?
- AXP yields 1.05% and V yields 0.81% based on trailing dividends and the latest price.
- Is AXP or V more profitable?
- V runs the higher net margin — AXP at 13.61% versus V at 51.68%.
- Which has been the better investment, AXP or V?
- Over the past 10-year, AXP delivered the higher annualized total return — AXP at 19.13% versus V at 15.73%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioVisa P/E ratioAmerican Express dividend yieldVisa dividend yieldAmerican Express ROEVisa ROEAmerican Express operating marginVisa operating marginAmerican Express revenue growthVisa revenue growthAmerican Express free cash flowVisa free cash flow
American Express & Visa appear in these rankings
Related comparisons
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.