American Express Company (AXP) vs Visa Inc. (V)
A side-by-side comparison of American Express Company and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
AXP
American Express Company
$336.63Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
V
Visa Inc.
$366.59Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — AXP vs V
growth of $100 · dividends reinvested · last 18yAXP +913.4%V +2846.1%V compounded faster
AXP V
AXP vs V: by the numbers
- •V is the larger company ($702.69B vs $229.69B market cap).
- •AXP trades at the lower trailing earnings multiple (28.05 vs 31.58 P/E), one valuation lens rather than an overall verdict.
- •V converts more revenue to profit (51.68% vs 10.77% net margin).
- •V grew revenue faster over the past five years (15.04% vs 14.35% CAGR).
- •AXP pays the higher dividend yield (1.02% vs 0.72%).
Metrics side by side
Valuation
| Metric | AXP | V |
|---|---|---|
| P/E ratio | 28.05 | 31.58 |
| Forward P/E | 18.99 | 27.55 |
| P/S ratio | 2.94 | 16.29 |
| P/B ratio | 0.74 | 19.65 |
| PEG ratio | 2.46 | 6.78 |
Profitability
| Metric | AXP | V |
|---|---|---|
| Gross margin | 83.11% | 81.29% |
| Operating margin | 17.14% | 61.12% |
| Net margin | 10.77% | 51.68% |
| ROE | 2.71% | 62.35% |
| ROIC | 8.29% | 28.36% |
Dividends
| Metric | AXP | V |
|---|---|---|
| Dividend yield | 1.02% | 0.72% |
| Payout ratio | 22.13% | 25.44% |
Growth (annualized)
| Metric | AXP | V |
|---|---|---|
| Revenue CAGR (5Y) | 14.35% | 15.04% |
| EPS CAGR (5Y) | 32.53% | 15.84% |
| Total return CAGR (5Y) | 15.82% | 9.00% |
Frequently asked
- Which has the lower trailing P/E, AXP or V?
- AXP has the lower trailing P/E: AXP trades at 28.05 and V at 31.58. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AXP or V?
- Over the past five years, V grew revenue faster — AXP at a 14.35% CAGR versus V at 15.04%.
- Does AXP or V pay a bigger dividend?
- AXP yields 1.02% and V yields 0.72% based on trailing dividends and the latest price.
- Is AXP or V more profitable?
- V runs the higher net margin — AXP at 10.77% versus V at 51.68%.
- How have AXP and V total returns compared?
- Over the past 10 years, AXP delivered 19.43% and V delivered 17.36% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioVisa P/E ratioAmerican Express dividend yieldVisa dividend yieldAmerican Express ROEVisa ROEAmerican Express operating marginVisa operating marginAmerican Express revenue growthVisa revenue growthAmerican Express free cash flowVisa free cash flow
American Express & Visa appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.