PayPal Holdings, Inc. (PYPL) vs Visa Inc. (V)
V leads on 9 of 17 compared metrics, though PYPL is the cheaper stock.
A side-by-side comparison of PayPal Holdings, Inc. and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
Total return — PYPL vs V
growth of $100 · last 11yPYPL +13.1%V +373.3%V compounded faster
PYPL V
PYPL vs V: by the numbers
- •V is the larger company ($617.97B vs $36.63B market cap).
- •PYPL trades at the lower earnings multiple (7.79 vs 28.08 P/E).
- •V converts more revenue to profit (51.68% vs 15.00% net margin).
- •V grew revenue faster over the past five years (15.04% vs 8.09% CAGR).
- •PYPL pays the higher dividend yield (1.01% vs 0.81%).
Which is better, PYPL or V?
Metric tally: PYPL 8 · V 9It depends on what you're optimizing for:
ValuePYPL(lower P/E)
GrowthV(faster 5Y revenue CAGR)
IncomePYPL(higher dividend yield)
QualityV(higher ROIC)
Valuation
| Metric | PYPL | V |
|---|---|---|
| P/E ratio | 7.79● | 28.08 |
| Forward P/E | 7.21● | 21.63 |
| P/S ratio | 1.13● | 14.48 |
| P/B ratio | 1.91● | 17.48 |
| PEG ratio | 0.30● | 6.71 |
| EV / EBITDA | 5.62● | 22.47 |
| FCF yield | 14.43%● | 3.40% |
Profitability
| Metric | PYPL | V |
|---|---|---|
| Gross margin | 46.12% | 81.29%● |
| Operating margin | 17.85% | 61.12%● |
| Net margin | 15.00% | 51.68%● |
| ROE | 25.26% | 62.35%● |
| ROIC | 14.95% | 28.36%● |
Dividends
| Metric | PYPL | V |
|---|---|---|
| Dividend yield | 1.01%● | 0.81% |
| Payout ratio | 7.69% | 25.44% |
Growth (annualized)
| Metric | PYPL | V |
|---|---|---|
| Revenue CAGR (5Y) | 8.09% | 15.04%● |
| EPS CAGR (5Y) | 8.81% | 15.84%● |
| FCF CAGR (5Y) | 0.75% | 13.41%● |
| Total return CAGR (5Y) | -31.17% | 7.33%● |
Frequently asked
- Which is better, PYPL or V?
- It depends on your goal. value: PYPL (lower P/E); growth: V (faster 5Y revenue CAGR); income: PYPL (higher dividend yield); quality: V (higher ROIC). Across all compared metrics, V leads 9 to 8.
- Is PYPL or V cheaper?
- On trailing earnings, PYPL is cheaper: PYPL trades at a 7.79 P/E and V at 28.08.
- Which has grown faster, PYPL or V?
- Over the past five years, V grew revenue faster — PYPL at a 8.09% CAGR versus V at 15.04%.
- Does PYPL or V pay a bigger dividend?
- PYPL yields 1.01% and V yields 0.81% based on trailing dividends and the latest price.
- Is PYPL or V more profitable?
- V runs the higher net margin — PYPL at 15.00% versus V at 51.68%.
- Which has been the better investment, PYPL or V?
- Over the past 10-year, V delivered the higher annualized total return — PYPL at 1.31% versus V at 15.73%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
PayPal P/E ratioVisa P/E ratioPayPal dividend yieldVisa dividend yieldPayPal ROEVisa ROEPayPal operating marginVisa operating marginPayPal revenue growthVisa revenue growthPayPal free cash flowVisa free cash flow
PayPal & Visa appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.