PayPal Holdings, Inc. (PYPL) vs Visa Inc. (V)
A side-by-side comparison of PayPal Holdings, Inc. and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
PYPL
PayPal Holdings, Inc.
$58.32Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
V
Visa Inc.
$366.59Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — PYPL vs V
growth of $100 · dividends reinvested · last 11yPYPL +59.9%V +479.5%V compounded faster
PYPL V
PYPL vs V: by the numbers
- •V is the larger company ($702.69B vs $51.44B market cap).
- •PYPL trades at the lower trailing earnings multiple (10.52 vs 31.58 P/E), one valuation lens rather than an overall verdict.
- •V converts more revenue to profit (51.68% vs 14.36% net margin).
- •V grew revenue faster over the past five years (15.04% vs 7.43% CAGR).
- •PYPL pays the higher dividend yield (0.75% vs 0.72%).
Metrics side by side
Valuation
| Metric | PYPL | V |
|---|---|---|
| P/E ratio | 10.52 | 31.58 |
| Forward P/E | 10.56 | 27.55 |
| P/S ratio | 1.53 | 16.29 |
| P/B ratio | 2.58 | 19.65 |
| PEG ratio | 0.30 | 6.78 |
Profitability
| Metric | PYPL | V |
|---|---|---|
| Gross margin | 45.75% | 81.29% |
| Operating margin | 18.78% | 61.12% |
| Net margin | 14.36% | 51.68% |
| ROE | 24.73% | 62.35% |
| ROIC | 14.95% | 28.36% |
Dividends
| Metric | PYPL | V |
|---|---|---|
| Dividend yield | 0.75% | 0.72% |
| Payout ratio | 7.69% | 25.44% |
Growth (annualized)
| Metric | PYPL | V |
|---|---|---|
| Revenue CAGR (5Y) | 7.43% | 15.04% |
| EPS CAGR (5Y) | 8.81% | 15.84% |
| Total return CAGR (5Y) | -27.93% | 9.00% |
Frequently asked
- Which has the lower trailing P/E, PYPL or V?
- PYPL has the lower trailing P/E: PYPL trades at 10.52 and V at 31.58. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PYPL or V?
- Over the past five years, V grew revenue faster — PYPL at a 7.43% CAGR versus V at 15.04%.
- Does PYPL or V pay a bigger dividend?
- PYPL yields 0.75% and V yields 0.72% based on trailing dividends and the latest price.
- Is PYPL or V more profitable?
- V runs the higher net margin — PYPL at 14.36% versus V at 51.68%.
- How have PYPL and V total returns compared?
- Over the past 10 years, PYPL delivered 4.66% and V delivered 17.36% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
PayPal P/E ratioVisa P/E ratioPayPal dividend yieldVisa dividend yieldPayPal ROEVisa ROEPayPal operating marginVisa operating marginPayPal revenue growthVisa revenue growthPayPal free cash flowVisa free cash flow
PayPal & Visa appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.