PayPal Holdings, Inc. (PYPL) vs Visa Inc. (V)
A side-by-side comparison of PayPal Holdings, Inc. and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
PYPL
PayPal Holdings, Inc.
$53.72Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
V
Visa Inc.
$370.45Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — PYPL vs V
growth of $100 · dividends reinvested · last 10yPYPL +36.8% (+3.2%/yr)V +384.7% (+17.1%/yr)V compounded faster over this window
PYPL V
PYPL vs V: by the numbers
- •V is the larger company ($691.65B vs $45.96B market cap).
- •PYPL trades at the lower trailing earnings multiple (10.16 vs 31.50 P/E), one valuation lens rather than an overall verdict.
- •V converts more revenue to profit (50.78% vs 14.36% net margin).
- •V grew revenue faster over the past five years (14.46% vs 7.43% CAGR).
- •PYPL pays the higher dividend yield (0.81% vs 0.73%).
Metrics side by side
Valuation
| Metric | PYPL | V |
|---|---|---|
| P/E ratio | 10.16 | 31.50 |
| Forward P/E | 9.97 | 28.01 |
| P/S ratio | 1.35 | 15.55 |
| P/B ratio | 2.32 | 19.66 |
Profitability
| Metric | PYPL | V |
|---|---|---|
| Gross margin | 45.75% | 80.18% |
| Operating margin | 18.78% | 60.68% |
| Net margin | 14.36% | 50.78% |
| ROE | 24.73% | 64.22% |
Dividends
| Metric | PYPL | V |
|---|---|---|
| Dividend yield | 0.81% | 0.73% |
| Payout ratio | 7.94% | 22.79% |
Growth (annualized)
| Metric | PYPL | V |
|---|---|---|
| Revenue CAGR (5Y) | 7.43% | 14.46% |
| EPS CAGR (5Y) | 8.81% | 15.84% |
| Total return CAGR (5Y) | -28.73% | 10.90% |
Frequently asked
- Which has the lower trailing P/E, PYPL or V?
- PYPL has the lower trailing P/E: PYPL trades at 10.16 and V at 31.50. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PYPL or V?
- Over the past five years, V grew revenue faster — PYPL at a 7.43% CAGR versus V at 14.46%.
- Does PYPL or V pay a bigger dividend?
- PYPL yields 0.81% and V yields 0.73% based on trailing dividends and the latest price.
- Is PYPL or V more profitable?
- V runs the higher net margin — PYPL at 14.36% versus V at 50.78%.
- How have PYPL and V total returns compared?
- Over the past 10 years, PYPL delivered 3.33% and V delivered 17.10% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
PayPal P/E ratioVisa P/E ratioPayPal dividend yieldVisa dividend yieldPayPal ROEVisa ROEPayPal operating marginVisa operating marginPayPal revenue growthVisa revenue growth
PayPal & Visa appear in these rankings
Highest ROE StocksHighest Operating Margin StocksHighest FCF Yield StocksHighest 10-Year Total Return Stocks
Related comparisons
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.