PayPal Holdings, Inc. (PYPL) vs Block, Inc. (SQ)

A side-by-side comparison of PayPal Holdings, Inc. and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: PYPL is classified in Financial Services; SQ is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnPYPL vs SQ

growth of $100 · dividends reinvested · last 9y
PYPL +147.7% (+10.6%/yr)SQ +578.4% (+23.7%/yr)SQ compounded faster over this window
05001k2k2kStart $10020172019202120232025$248$678
PYPL SQ

PYPL vs SQ: by the numbers

  • SQ is the larger company ($51.73B vs $45.96B market cap).
  • PYPL is profitable (14.36% net margin) while SQ runs a net loss (-3.80%).
  • SQ grew revenue faster over the past five years (9.47% vs 7.43% CAGR).
  • PYPL pays a dividend (0.81% yield), while SQ has no payments in the available dividend history.

Metrics side by side

Valuation

MetricPYPLSQ
P/E ratio10.16N/A
Forward P/E9.9720.58
P/S ratio1.35N/A
P/B ratio2.32N/A

Profitability

MetricPYPLSQ
Gross margin45.75%46.36%
Operating margin18.78%4.67%
Net margin14.36%-3.80%
ROE24.73%-4.32%
ROICN/A2.20%

Dividends

MetricPYPLSQ
Dividend yield0.81%N/A
Payout ratio7.94%N/A

Growth (annualized)

MetricPYPLSQ
Revenue CAGR (5Y)7.43%9.47%
EPS CAGR (5Y)8.81%N/A
FCF CAGR (5Y)N/A56.53%
Total return CAGR (5Y)-28.73%4.50%

Frequently asked

Which has grown faster, PYPL or SQ?
Over the past five years, SQ grew revenue faster — PYPL at a 7.43% CAGR versus SQ at 9.47%.
Does PYPL or SQ pay a bigger dividend?
PYPL pays a dividend (0.81% yield), while SQ has no payments in the available dividend history.
Is PYPL or SQ more profitable?
PYPL runs the higher net margin — PYPL at 14.36% versus SQ at -3.80%.
How have PYPL and SQ total returns compared?
Over the past 5 years, PYPL delivered -28.73% and SQ delivered 4.50% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.