PayPal Holdings, Inc. (PYPL) vs Block, Inc. (SQ)
A side-by-side comparison of PayPal Holdings, Inc. and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
Different business models: PYPL is classified in Financial Services; SQ is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
PYPL
PayPal Holdings, Inc.
$53.72Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
SQ
Block, Inc.
$83.46TechnologyDelayed quote: Feb 13, 2025, 11:08 AM EST
Total return — PYPL vs SQ
growth of $100 · dividends reinvested · last 9yPYPL +147.7% (+10.6%/yr)SQ +578.4% (+23.7%/yr)SQ compounded faster over this window
PYPL SQ
PYPL vs SQ: by the numbers
- •SQ is the larger company ($51.73B vs $45.96B market cap).
- •PYPL is profitable (14.36% net margin) while SQ runs a net loss (-3.80%).
- •SQ grew revenue faster over the past five years (9.47% vs 7.43% CAGR).
- •PYPL pays a dividend (0.81% yield), while SQ has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | PYPL | SQ |
|---|---|---|
| P/E ratio | 10.16 | N/A |
| Forward P/E | 9.97 | 20.58 |
| P/S ratio | 1.35 | N/A |
| P/B ratio | 2.32 | N/A |
Profitability
| Metric | PYPL | SQ |
|---|---|---|
| Gross margin | 45.75% | 46.36% |
| Operating margin | 18.78% | 4.67% |
| Net margin | 14.36% | -3.80% |
| ROE | 24.73% | -4.32% |
| ROIC | N/A | 2.20% |
Dividends
| Metric | PYPL | SQ |
|---|---|---|
| Dividend yield | 0.81% | N/A |
| Payout ratio | 7.94% | N/A |
Growth (annualized)
| Metric | PYPL | SQ |
|---|---|---|
| Revenue CAGR (5Y) | 7.43% | 9.47% |
| EPS CAGR (5Y) | 8.81% | N/A |
| FCF CAGR (5Y) | N/A | 56.53% |
| Total return CAGR (5Y) | -28.73% | 4.50% |
Frequently asked
- Which has grown faster, PYPL or SQ?
- Over the past five years, SQ grew revenue faster — PYPL at a 7.43% CAGR versus SQ at 9.47%.
- Does PYPL or SQ pay a bigger dividend?
- PYPL pays a dividend (0.81% yield), while SQ has no payments in the available dividend history.
- Is PYPL or SQ more profitable?
- PYPL runs the higher net margin — PYPL at 14.36% versus SQ at -3.80%.
- How have PYPL and SQ total returns compared?
- Over the past 5 years, PYPL delivered -28.73% and SQ delivered 4.50% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
PayPal P/E ratioPayPal dividend yieldPayPal ROEBlock ROEPayPal operating marginBlock operating marginPayPal revenue growthBlock revenue growthBlock free cash flow
PayPal & Block appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.