Is PYPL or SQ cheaper?

On trailing earnings, PYPL is cheaper: PYPL trades at a 7.79 P/E and SQ at 49.81.

Which has grown faster, PYPL or SQ?

Over the past five years, SQ grew revenue faster — PYPL at a 8.09% CAGR versus SQ at 13.19%.

Does PYPL or SQ pay a bigger dividend?

PYPL pays a dividend (1.01% yield) while SQ does not currently pay one.

Is PYPL or SQ more profitable?

PYPL runs the higher net margin — PYPL at 15.00% versus SQ at -2.04%.

Which has been the better investment, PYPL or SQ?

Over the past 5-year, SQ delivered the higher annualized total return — PYPL at 1.31% versus SQ at 4.50%. Past performance doesn't predict future results.

PayPal Holdings, Inc. (PYPL) vs Block, Inc. (SQ)

PYPL leads on 11 of 15 compared metrics.

A side-by-side comparison of PayPal Holdings, Inc. and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

PYPL

PayPal Holdings, Inc.

$36.63B

$41.53Financial Services

Block, Inc.

$51.73B

$88.67Technology

Total return — PYPL vs SQ

growth of $100 · last 9y

PYPL +146.2%SQ +578.4%SQ compounded faster

PYPL SQ

PYPL vs SQ: by the numbers

•SQ is the larger company ($51.73B vs $36.63B market cap).
•PYPL trades at the lower earnings multiple (7.79 vs 49.81 P/E).
•PYPL is profitable (15.00% net margin) while SQ runs a net loss (-2.04%).
•SQ grew revenue faster over the past five years (13.19% vs 8.09% CAGR).
•PYPL pays a dividend (1.01% yield) while SQ does not currently pay one.

Which is better, PYPL or SQ?

Metric tally: PYPL 11 · SQ 4

It depends on what you're optimizing for:

ValuePYPL(lower P/E)

GrowthSQ(faster 5Y revenue CAGR)

QualityPYPL(higher ROIC)

Valuation

Metric	PYPL	SQ
P/E ratio	7.79●	49.81
Forward P/E	7.21	—
P/S ratio	1.13●	2.35
P/B ratio	1.91●	2.82
PEG ratio	0.30●	696.22
EV / EBITDA	5.62●	26.61
FCF yield	14.43%●	1.28%

Profitability

Metric	PYPL	SQ
Gross margin	46.12%●	44.85%
Operating margin	17.85%●	4.93%
Net margin	15.00%●	-2.04%
ROE	25.26%●	-2.30%
ROIC	14.95%●	-12.82%

Dividends

Metric	PYPL	SQ
Dividend yield	1.01%	—
Payout ratio	7.69%	—

Growth (annualized)

Metric	PYPL	SQ
Revenue CAGR (5Y)	8.09%	13.19%●
EPS CAGR (5Y)	8.81%	34.72%●
FCF CAGR (5Y)	0.75%	64.00%●
Total return CAGR (5Y)	-31.17%	4.50%●

Frequently asked

Which is better, PYPL or SQ?: It depends on your goal. value: PYPL (lower P/E); growth: SQ (faster 5Y revenue CAGR); quality: PYPL (higher ROIC). Across all compared metrics, PYPL leads 11 to 4.
Is PYPL or SQ cheaper?: On trailing earnings, PYPL is cheaper: PYPL trades at a 7.79 P/E and SQ at 49.81.
Which has grown faster, PYPL or SQ?: Over the past five years, SQ grew revenue faster — PYPL at a 8.09% CAGR versus SQ at 13.19%.
Does PYPL or SQ pay a bigger dividend?: PYPL pays a dividend (1.01% yield) while SQ does not currently pay one.
Is PYPL or SQ more profitable?: PYPL runs the higher net margin — PYPL at 15.00% versus SQ at -2.04%.
Which has been the better investment, PYPL or SQ?: Over the past 5-year, SQ delivered the higher annualized total return — PYPL at 1.31% versus SQ at 4.50%. Past performance doesn't predict future results.

Go deeper

Full PYPL analysis Full SQ analysis Interactive comparison tool

Dig into the metrics

PayPal P/E ratio Block P/E ratio PayPal dividend yield Block dividend yield PayPal ROE Block ROE PayPal operating margin Block operating margin PayPal revenue growth Block revenue growth PayPal free cash flow Block free cash flow

PayPal & Block appear in these rankings

Highest ROE Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.