Which has the lower trailing P/E, MA or PYPL?

PYPL has the lower trailing P/E: MA trades at 31.93 and PYPL at 10.52. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, MA or PYPL?

Over the past five years, MA grew revenue faster — MA at a 17.05% CAGR versus PYPL at 7.43%.

Does MA or PYPL pay a bigger dividend?

MA yields 0.59% and PYPL yields 0.75% based on trailing dividends and the latest price.

Is MA or PYPL more profitable?

MA runs the higher net margin — MA at 45.88% versus PYPL at 14.36%.

How have MA and PYPL total returns compared?

Over the past 10 years, MA delivered 20.01% and PYPL delivered 4.66% annualized total return. Past performance doesn't predict future results.

Mastercard Incorporated (MA) vs PayPal Holdings, Inc. (PYPL)

A side-by-side comparison of Mastercard Incorporated and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Mastercard Incorporated

$497.23B

$562.75Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT

PYPL

PayPal Holdings, Inc.

$51.44B

$58.32Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT

Total return — MA vs PYPL

growth of $100 · dividends reinvested · last 11y

MA +535.6%PYPL +59.9%MA compounded faster

MA PYPL

MA vs PYPL: by the numbers

•MA is the larger company ($497.23B vs $51.44B market cap).
•PYPL trades at the lower trailing earnings multiple (10.52 vs 31.93 P/E), one valuation lens rather than an overall verdict.
•MA converts more revenue to profit (45.88% vs 14.36% net margin).
•MA grew revenue faster over the past five years (17.05% vs 7.43% CAGR).
•PYPL pays the higher dividend yield (0.75% vs 0.59%).

Metrics side by side

Valuation

Metric	MA	PYPL
P/E ratio	31.93	10.52
Forward P/E	28.09	10.56
P/S ratio	14.52	1.53
P/B ratio	73.29	2.58
PEG ratio	1.83	0.30

Profitability

Metric	MA	PYPL
Gross margin	82.96%	45.75%
Operating margin	59.40%	18.78%
Net margin	45.88%	14.36%
ROE	231.63%	24.73%
ROIC	48.63%	14.95%

Dividends

Metric	MA	PYPL
Dividend yield	0.59%	0.75%
Payout ratio	19.70%	7.69%

Growth (annualized)

Metric	MA	PYPL
Revenue CAGR (5Y)	17.05%	7.43%
EPS CAGR (5Y)	20.93%	8.81%
Total return CAGR (5Y)	8.55%	-27.93%

Frequently asked

Which has the lower trailing P/E, MA or PYPL?: PYPL has the lower trailing P/E: MA trades at 31.93 and PYPL at 10.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or PYPL?: Over the past five years, MA grew revenue faster — MA at a 17.05% CAGR versus PYPL at 7.43%.
Does MA or PYPL pay a bigger dividend?: MA yields 0.59% and PYPL yields 0.75% based on trailing dividends and the latest price.
Is MA or PYPL more profitable?: MA runs the higher net margin — MA at 45.88% versus PYPL at 14.36%.
How have MA and PYPL total returns compared?: Over the past 10 years, MA delivered 20.01% and PYPL delivered 4.66% annualized total return. Past performance doesn't predict future results.

Go deeper

Full MA analysis Full PYPL analysis Interactive comparison tool

Dig into the metrics

Mastercard P/E ratio PayPal P/E ratio Mastercard dividend yield PayPal dividend yield Mastercard ROE PayPal ROE Mastercard operating margin PayPal operating margin Mastercard revenue growth PayPal revenue growth Mastercard free cash flow PayPal free cash flow

Mastercard & PayPal appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.