Which has the lower trailing P/E, MA or PYPL?

PYPL has the lower trailing P/E: MA trades at 31.31 and PYPL at 10.16. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, MA or PYPL?

Over the past five years, MA grew revenue faster — MA at a 16.09% CAGR versus PYPL at 7.43%.

Does MA or PYPL pay a bigger dividend?

MA yields 0.60% and PYPL yields 0.81% based on trailing dividends and the latest price.

Is MA or PYPL more profitable?

MA runs the higher net margin — MA at 46.34% versus PYPL at 14.36%.

How have MA and PYPL total returns compared?

Over the past 10 years, MA delivered 19.83% and PYPL delivered 3.33% annualized total return. Past performance doesn't predict future results.

Mastercard Incorporated (MA) vs PayPal Holdings, Inc. (PYPL)

A side-by-side comparison of Mastercard Incorporated and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Mastercard Incorporated

$499.20B

$569.19Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT

PYPL

PayPal Holdings, Inc.

$45.96B

$53.72Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT

Total return — MA vs PYPL

growth of $100 · dividends reinvested · last 10y

MA +520.3% (+20.0%/yr)PYPL +36.1% (+3.1%/yr)MA compounded faster over this window

MA PYPL

MA vs PYPL: by the numbers

•MA is the larger company ($499.20B vs $45.96B market cap).
•PYPL trades at the lower trailing earnings multiple (10.16 vs 31.31 P/E), one valuation lens rather than an overall verdict.
•MA converts more revenue to profit (46.34% vs 14.36% net margin).
•MA grew revenue faster over the past five years (16.09% vs 7.43% CAGR).
•PYPL pays the higher dividend yield (0.81% vs 0.60%).

Metrics side by side

Valuation

Metric	MA	PYPL
P/E ratio	31.31	10.16
Forward P/E	28.52	9.97
P/S ratio	14.23	1.35
P/B ratio	88.97	2.32

Profitability

Metric	MA	PYPL
Gross margin	100.00%	45.75%
Operating margin	59.84%	18.78%
Net margin	46.34%	14.36%
ROE	289.73%	24.73%

Dividends

Metric	MA	PYPL
Dividend yield	0.60%	0.81%
Payout ratio	18.54%	7.94%

Growth (annualized)

Metric	MA	PYPL
Revenue CAGR (5Y)	16.09%	7.43%
EPS CAGR (5Y)	20.93%	8.81%
Total return CAGR (5Y)	10.88%	-28.73%

Frequently asked

Which has the lower trailing P/E, MA or PYPL?: PYPL has the lower trailing P/E: MA trades at 31.31 and PYPL at 10.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or PYPL?: Over the past five years, MA grew revenue faster — MA at a 16.09% CAGR versus PYPL at 7.43%.
Does MA or PYPL pay a bigger dividend?: MA yields 0.60% and PYPL yields 0.81% based on trailing dividends and the latest price.
Is MA or PYPL more profitable?: MA runs the higher net margin — MA at 46.34% versus PYPL at 14.36%.
How have MA and PYPL total returns compared?: Over the past 10 years, MA delivered 19.83% and PYPL delivered 3.33% annualized total return. Past performance doesn't predict future results.

Go deeper

Full MA analysis Full PYPL analysis Interactive comparison tool

Dig into the metrics

Mastercard P/E ratio PayPal P/E ratio Mastercard dividend yield PayPal dividend yield Mastercard ROE PayPal ROE Mastercard operating margin PayPal operating margin Mastercard revenue growth PayPal revenue growth

Mastercard & PayPal appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.