Visa Inc. (V) Return on Assets (ROA): 20.13%
Is Visa Inc.’s return on assets (ROA) high or low?
Visa Inc.'s return on assets (ROA) of 20.13% is 14% above its 5-year average of 17.65%, near the high end of its 5-year range (13.43%–20.89%).
The return on assets (ROA) for Visa Inc. (V) is 20.13% as of Tuesday, June 9, 2026. It is below its 12-month average by 1.85% (20.51%).
V Return on Assets (ROA) Chart
V Average Return on Assets (ROA) Chart
V Current vs Average Return on Assets (ROA) Chart
V Return on Assets (ROA) Metrics
RETURN ON ASSETS (ROA)
20.13%
RETURN ON ASSETS (ROA) AVG TTM
20.51%
RETURN ON ASSETS (ROA) AVG 3Y
19.40%
RETURN ON ASSETS (ROA) AVG 5Y
17.65%
RETURN ON ASSETS (ROA) AVG 10Y
15.70%
RETURN ON ASSETS (ROA) AVG 15Y
14.09%
RETURN ON ASSETS (ROA) AVG 20Y
11.21%
CURRENT VS TTM AVG
-1.85%
CURRENT VS 3Y AVG
+3.76%
CURRENT VS 5Y AVG
+14.07%
CURRENT VS 10Y AVG
+28.22%
CURRENT VS 15Y AVG
+42.91%
CURRENT VS 20Y AVG
+79.55%
V Competitors' Return on Assets (ROA)
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Visa Inc. (V) | — | 20.13% | 20.51% | 19.40% | 17.65% |
| Mastercard Incorporated (MA) | $437.59B | 27.64% | 27.21% | 26.61% | 24.76% |
| American Express Company (AXP) | $217.24B | 3.61% | 3.67% | 3.46% | 3.29% |
| PayPal Holdings, Inc. (PYPL) | $36.57B | 6.53% | 5.80% | 4.96% | 5.22% |
| Block, Inc. (SQ) | $51.73B | 0.07% | 3.98% | 1.56% | 1.60% |
| Discover Financial Services (DFS) | $50.34B | 3.07% | 2.46% | 3.29% | 2.79% |
Asset Efficiency
ROA
20.1%
ROE
52.9%
Visa Inc. Return on Assets (ROA) Formula & Definition
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Visa Inc. Return on Assets (ROA) FAQ
- What is the return on assets (ROA) for Visa Inc. (V)?
- The return on assets (ROA) for V stock is 20.13%.
- Is Visa Inc.'s return on assets (ROA) high or low?
- Visa Inc.'s return on assets (ROA) of 20.13% is 14% above its 5-year average of 17.65%, near the high end of its 5-year range (13.43%–20.89%).
- What is the TTM average return on assets (ROA) for Visa Inc. (V)?
- The TTM average return on assets (ROA) for V stock is 20.51%.
- What is the 3Y average return on assets (ROA) for Visa Inc. (V)?
- The 3Y average return on assets (ROA) for V stock is 19.40%.
- What is the 5Y average return on assets (ROA) for Visa Inc. (V)?
- The 5Y average return on assets (ROA) for V stock is 17.65%.
- What is the 10Y average return on assets (ROA) for Visa Inc. (V)?
- The 10Y average return on assets (ROA) for V stock is 15.70%.
- What is the 15Y average return on assets (ROA) for Visa Inc. (V)?
- The 15Y average return on assets (ROA) for V stock is 14.09%.
- What is the 20Y average return on assets (ROA) for Visa Inc. (V)?
- The 20Y average return on assets (ROA) for V stock is 11.21%.
Visa Inc. Return on Assets (ROA) History
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-09-30 | 20.13% |
| 2024-09-30 | 20.89% |
| 2023-09-30 | 19.09% |
| 2022-09-30 | 17.49% |
| 2021-09-30 | 14.85% |
| 2020-09-30 | 13.43% |
| 2019-09-30 | 16.65% |
| 2018-09-30 | 14.88% |
| 2017-09-30 | 9.85% |
| 2016-09-30 | 9.36% |
| 2015-09-30 | 16.07% |
| 2014-09-30 | 14.10% |
| 2013-09-30 | 13.85% |
| 2012-09-30 | 5.36% |
| 2011-09-30 | 10.50% |
| 2010-09-30 | 8.88% |
| 2009-09-30 | 7.29% |
| 2008-09-30 | 2.30% |
| 2007-09-30 | -24.51% |
| 2006-09-30 | 15.34% |
| 2005-09-30 | 9.64% |
| 2004-09-30 | 0.00% |
| 2003-09-30 | -46.46% |
Related Metrics
About Visa Inc.
Visa Inc. functions globally as a leading technology company dedicated to payments. Its primary role is to enable the secure and efficient digital transfer of funds among a wide array of participants, including individual consumers, retail businesses, banking institutions, corporations, strategic partners, and governmental bodies. At the heart of its operations is VisaNet, a highly sophisticated transaction processing network that handles the critical functions of authorizing, clearing, and settling all payment transactions. In addition to this core infrastructure, the company also provides a variety of card products, innovative digital platforms, and an extensive range of supplementary value-added services. These offerings are distributed under several widely recognized brands, including Visa, Visa Electron, Interlink, VPAY, and PLUS. Demonstrating its commitment to enhancing user experience, Visa Inc. has established a key strategic partnership with Ooredoo in Qatar, focused on improving payment solutions for Visa cardholders and Ooredoo customers within the country. The company was established in 1958 and its corporate headquarters are situated in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Ryan McInerney