Discover Financial Services (DFS) PB Ratio: 2.66
Is Discover Financial Services’s P/B ratio high or low?
Discover Financial Services's P/B ratio of 2.66 is 17% above its 5-year average of 2.26, around the middle of its 5-year range (1.27–3.35).
The P/B ratio for Discover Financial Services (DFS) is 2.66. It is above its 12-month average by 10.78% (2.40).
DFS PB Ratio Chart
DFS Average PB Ratio Chart
DFS Current vs Average PB Ratio Chart
DFS PB Ratio Metrics
PB RATIO
2.66
PB RATIO AVG TTM
2.40
PB RATIO AVG 3Y
2.11
PB RATIO AVG 5Y
2.26
PB RATIO AVG 10Y
2.22
PB RATIO AVG 15Y
2.18
PB RATIO AVG 20Y
2.01
CURRENT VS TTM AVG
+10.78%
CURRENT VS 3Y AVG
+26.08%
CURRENT VS 5Y AVG
+17.47%
CURRENT VS 10Y AVG
+19.87%
CURRENT VS 15Y AVG
+21.97%
CURRENT VS 20Y AVG
+32.23%
DFS Competitors' PB Ratio
| NAME | MARKET CAP | PB RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Discover Financial Services (DFS) | — | 2.66 | 2.40 | 2.11 | 2.26 |
| MetLife, Inc. (MET) | $55.06B | 2.05 | 1.86 | 1.85 | 1.60 |
| Arthur J. Gallagher & Co. (AJG) | $55.77B | 2.37 | 2.92 | 4.24 | 4.24 |
| The Allstate Corporation (ALL) | $55.91B | 1.80 | 2.06 | 2.27 | 2.00 |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) | $44.77B | N/A | N/A | N/A | N/A |
| MSCI Inc. (MSCI) | $44.23B | 146.69 | 136.88 | 133.26 | 129.98 |
| Aflac Incorporated (AFL) | $58.84B | 2.65 | 2.14 | 2.22 | 1.91 |
| Coinbase Global, Inc. (COIN) | $40.97B | 3.05 | 5.59 | 6.01 | 6.46 |
| American International Group, Inc. (AIG) | $39.19B | 0.99 | 1.10 | 1.12 | 1.03 |
| The Travelers Companies, Inc. (TRV) | $63.85B | 2.05 | 2.07 | 2.02 | 1.88 |
P/B vs. its own history
At 2.66, P/B is richer than usual — richer than 92% of its 18-year range.
18-year low
0.39
median
2.11
18-year high
3.35
Book Value Analysis
P/B Ratio
2.66
Market Price / Book Value per Share
Discover Financial Services PB Ratio Formula & Definition
PB Ratio = Market Cap / Total Shareholders' Equity
The price-to-book ratio compares market capitalization to book value (shareholders' equity). Lower values can indicate a cheaper valuation relative to net assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Discover Financial Services PB Ratio FAQ
- What is the P/B ratio for Discover Financial Services (DFS)?
- The P/B ratio for DFS stock is 2.66.
- Is Discover Financial Services's P/B ratio high or low?
- Discover Financial Services's P/B ratio of 2.66 is 17% above its 5-year average of 2.26, around the middle of its 5-year range (1.27–3.35).
- What is the TTM average P/B ratio for Discover Financial Services (DFS)?
- The TTM average P/B ratio for DFS stock is 2.40.
- What is the 3Y average P/B ratio for Discover Financial Services (DFS)?
- The 3Y average P/B ratio for DFS stock is 2.11.
- What is the 5Y average P/B ratio for Discover Financial Services (DFS)?
- The 5Y average P/B ratio for DFS stock is 2.26.
- What is the 10Y average P/B ratio for Discover Financial Services (DFS)?
- The 10Y average P/B ratio for DFS stock is 2.22.
- What is the 15Y average P/B ratio for Discover Financial Services (DFS)?
- The 15Y average P/B ratio for DFS stock is 2.18.
- What is the 20Y average P/B ratio for Discover Financial Services (DFS)?
- The 20Y average P/B ratio for DFS stock is 2.01.
Discover Financial Services PB Ratio History
| DATE | PB RATIO |
|---|---|
| 2025-05-16 | 2.66 |
| 2025-05-15 | 2.66 |
| 2025-05-14 | 2.66 |
| 2025-05-13 | 2.71 |
| 2025-05-12 | 2.69 |
| 2025-05-09 | 2.53 |
| 2025-05-08 | 2.55 |
| 2025-05-07 | 2.51 |
| 2025-05-06 | 2.50 |
| 2025-05-05 | 2.53 |
| 2025-05-02 | 2.53 |
| 2025-05-01 | 2.43 |
| 2025-04-30 | 2.43 |
| 2025-04-29 | 2.60 |
| 2025-04-28 | 2.60 |
| 2025-04-25 | 2.59 |
| 2025-04-24 | 2.62 |
| 2025-04-23 | 2.50 |
| 2025-04-22 | 2.41 |
| 2025-04-21 | 2.31 |
| 2025-04-17 | 2.24 |
| 2025-04-16 | 2.19 |
| 2025-04-15 | 2.24 |
| 2025-04-14 | 2.23 |
| 2025-04-11 | 2.20 |
| 2025-04-10 | 2.22 |
| 2025-04-09 | 2.39 |
| 2025-04-08 | 2.08 |
| 2025-04-07 | 2.11 |
| 2025-04-04 | 2.06 |
| 2025-04-03 | 2.26 |
| 2025-04-02 | 2.46 |
| 2025-04-01 | 2.39 |
| 2025-03-31 | 2.39 |
| 2025-03-28 | 2.22 |
| 2025-03-27 | 2.28 |
| 2025-03-26 | 2.33 |
| 2025-03-25 | 2.38 |
| 2025-03-24 | 2.38 |
| 2025-03-21 | 2.31 |
| 2025-03-20 | 2.30 |
| 2025-03-19 | 2.27 |
| 2025-03-18 | 2.22 |
| 2025-03-17 | 2.14 |
| 2025-03-14 | 2.30 |
| 2025-03-13 | 2.23 |
| 2025-03-12 | 2.29 |
| 2025-03-11 | 2.21 |
| 2025-03-10 | 2.20 |
| 2025-03-07 | 2.35 |
| 2025-03-06 | 2.42 |
| 2025-03-05 | 2.53 |
| 2025-03-04 | 2.50 |
| 2025-03-03 | 2.66 |
| 2025-02-28 | 2.73 |
| 2025-02-27 | 2.68 |
| 2025-02-26 | 2.66 |
| 2025-02-25 | 2.63 |
| 2025-02-24 | 2.70 |
| 2025-02-21 | 2.72 |
| 2025-02-20 | 2.80 |
| 2025-02-19 | 2.98 |
| 2025-02-18 | 2.88 |
| 2025-02-14 | 2.88 |
| 2025-02-13 | 2.79 |
| 2025-02-12 | 2.77 |
| 2025-02-11 | 2.86 |
| 2025-02-10 | 2.87 |
| 2025-02-07 | 2.93 |
| 2025-02-06 | 2.97 |
| 2025-02-05 | 2.96 |
| 2025-02-04 | 2.91 |
| 2025-02-03 | 2.91 |
| 2025-01-31 | 2.95 |
| 2025-01-30 | 2.97 |
| 2025-01-29 | 2.95 |
| 2025-01-28 | 2.93 |
| 2025-01-27 | 2.94 |
| 2025-01-24 | 2.96 |
| 2025-01-23 | 2.95 |
| 2025-01-22 | 2.90 |
| 2025-01-21 | 2.78 |
| 2025-01-17 | 2.75 |
| 2025-01-16 | 2.71 |
| 2025-01-15 | 2.75 |
| 2025-01-14 | 2.65 |
| 2025-01-13 | 2.58 |
| 2025-01-10 | 2.49 |
| 2025-01-08 | 2.58 |
| 2025-01-07 | 2.61 |
| 2025-01-06 | 2.63 |
| 2025-01-03 | 2.58 |
| 2025-01-02 | 2.56 |
| 2024-12-31 | 2.54 |
| 2024-12-30 | 2.53 |
| 2024-12-27 | 2.56 |
| 2024-12-26 | 2.60 |
| 2024-12-24 | 2.59 |
| 2024-12-23 | 2.56 |
| 2024-12-20 | 2.71 |
| 2024-12-19 | 2.64 |
| 2024-12-18 | 2.63 |
| 2024-12-17 | 2.72 |
| 2024-12-16 | 2.76 |
| 2024-12-13 | 2.75 |
| 2024-12-12 | 2.74 |
| 2024-12-11 | 2.78 |
| 2024-12-10 | 2.75 |
| 2024-12-09 | 2.76 |
| 2024-12-06 | 2.80 |
| 2024-12-05 | 2.77 |
| 2024-12-04 | 2.76 |
| 2024-12-03 | 2.79 |
| 2024-12-02 | 2.81 |
| 2024-11-29 | 2.85 |
| 2024-11-27 | 2.85 |
| 2024-11-26 | 2.85 |
| 2024-11-25 | 2.85 |
| 2024-11-22 | 2.80 |
| 2024-11-21 | 2.73 |
| 2024-11-20 | 2.70 |
| 2024-11-19 | 2.69 |
| 2024-11-18 | 2.71 |
| 2024-11-15 | 2.75 |
| 2024-11-14 | 2.72 |
| 2024-11-13 | 2.73 |
| 2024-11-12 | 2.78 |
| 2024-11-11 | 2.83 |
| 2024-11-08 | 2.74 |
| 2024-11-07 | 2.73 |
| 2024-11-06 | 2.85 |
| 2024-11-05 | 2.37 |
| 2024-11-04 | 2.33 |
| 2024-11-01 | 2.36 |
| 2024-10-31 | 2.32 |
| 2024-10-30 | 2.41 |
| 2024-10-29 | 2.35 |
| 2024-10-28 | 2.39 |
| 2024-10-25 | 2.33 |
| 2024-10-24 | 2.24 |
| 2024-10-23 | 2.27 |
| 2024-10-22 | 2.27 |
| 2024-10-21 | 2.29 |
| 2024-10-18 | 2.32 |
| 2024-10-17 | 2.35 |
| 2024-10-16 | 2.30 |
| 2024-10-15 | 2.30 |
| 2024-10-14 | 2.30 |
| 2024-10-11 | 2.28 |
| 2024-10-10 | 2.21 |
| 2024-10-09 | 2.24 |
| 2024-10-08 | 2.22 |
| 2024-10-07 | 2.25 |
| 2024-10-04 | 2.26 |
| 2024-10-03 | 2.13 |
| 2024-10-02 | 2.15 |
| 2024-10-01 | 2.13 |
| 2024-09-30 | 2.19 |
| 2024-09-27 | 2.18 |
| 2024-09-26 | 2.16 |
| 2024-09-25 | 2.12 |
| 2024-09-24 | 2.13 |
| 2024-09-23 | 2.19 |
| 2024-09-20 | 2.23 |
| 2024-09-19 | 2.25 |
| 2024-09-18 | 2.13 |
| 2024-09-17 | 2.15 |
| 2024-09-16 | 2.09 |
| 2024-09-13 | 2.05 |
| 2024-09-12 | 2.02 |
| 2024-09-11 | 2.01 |
| 2024-09-10 | 2.04 |
| 2024-09-09 | 2.08 |
| 2024-09-06 | 2.01 |
| 2024-09-05 | 2.07 |
| 2024-09-04 | 2.11 |
| 2024-09-03 | 2.16 |
| 2024-08-30 | 2.17 |
| 2024-08-29 | 2.15 |
| 2024-08-28 | 2.12 |
| 2024-08-27 | 2.08 |
| 2024-08-26 | 2.07 |
| 2024-08-23 | 2.08 |
| 2024-08-22 | 2.05 |
| 2024-08-21 | 2.08 |
| 2024-08-20 | 2.11 |
| 2024-08-19 | 2.13 |
| 2024-08-16 | 2.09 |
| 2024-08-15 | 2.04 |
| 2024-08-14 | 2.00 |
| 2024-08-13 | 1.98 |
| 2024-08-12 | 1.93 |
| 2024-08-09 | 1.97 |
| 2024-08-08 | 1.95 |
| 2024-08-07 | 1.93 |
| 2024-08-06 | 1.96 |
| 2024-08-05 | 1.93 |
| 2024-08-02 | 2.02 |
| 2024-08-01 | 2.13 |
| 2024-07-31 | 2.25 |
| 2024-07-30 | 2.46 |
| 2024-07-29 | 2.42 |
| 2024-07-26 | 2.42 |
| 2024-07-25 | 2.41 |
| 2024-07-24 | 2.38 |
| 2024-07-23 | 2.37 |
| 2024-07-22 | 2.37 |
| 2024-07-19 | 2.41 |
| 2024-07-18 | 2.43 |
| 2024-07-17 | 2.40 |
| 2024-07-16 | 2.41 |
| 2024-07-15 | 2.33 |
| 2024-07-12 | 2.23 |
| 2024-07-11 | 2.23 |
| 2024-07-10 | 2.19 |
| 2024-07-09 | 2.21 |
| 2024-07-08 | 2.19 |
| 2024-07-05 | 2.19 |
| 2024-07-03 | 2.24 |
| 2024-07-02 | 2.27 |
| 2024-07-01 | 2.26 |
| 2024-06-28 | 2.22 |
| 2024-06-27 | 2.10 |
| 2024-06-26 | 2.13 |
| 2024-06-25 | 2.15 |
| 2024-06-24 | 2.17 |
| 2024-06-21 | 2.16 |
| 2024-06-20 | 2.17 |
| 2024-06-18 | 2.16 |
| 2024-06-17 | 2.14 |
| 2024-06-14 | 2.07 |
| 2024-06-13 | 2.08 |
| 2024-06-12 | 2.10 |
| 2024-06-11 | 2.07 |
| 2024-06-10 | 2.14 |
| 2024-06-07 | 2.12 |
| 2024-06-06 | 2.08 |
| 2024-06-05 | 2.07 |
| 2024-06-04 | 2.06 |
| 2024-06-03 | 2.09 |
| 2024-05-31 | 2.08 |
| 2024-05-30 | 2.06 |
| 2024-05-29 | 2.07 |
| 2024-05-28 | 2.07 |
| 2024-05-24 | 2.09 |
| 2024-05-23 | 2.09 |
| 2024-05-22 | 2.11 |
| 2024-05-21 | 2.13 |
| 2024-05-20 | 2.12 |
| 2024-05-17 | 2.13 |
| 2024-05-16 | 2.12 |
| 2024-05-15 | 2.15 |
| 2024-05-14 | 2.11 |
| 2024-05-13 | 2.11 |
| 2024-05-10 | 2.10 |
| 2024-05-09 | 2.11 |
| 2024-05-08 | 2.10 |
| 2024-05-07 | 2.10 |
| 2024-05-06 | 2.13 |
| 2024-05-03 | 2.12 |
Showing the most recent 260 of 4,427 data points. The chart above shows the full history.
Related Metrics
About Discover Financial Services
Based in Riverwoods, Illinois, and founded in 1960, Discover Financial Services offers a comprehensive suite of digital banking and payment solutions throughout the United States. Its operations are organized into two primary divisions: Digital Banking and Payment Services. The Digital Banking segment caters to individuals with Discover-branded credit cards, various consumer loan products including private student, personal, and home loans, and a direct-to-consumer deposit portfolio featuring savings, certificates of deposit (CDs), money market, checking, and sweep accounts, alongside specialized IRA deposit options. The Payment Services segment is responsible for operating the PULSE network, which supports automated teller machines, debit transactions, and electronic funds transfers. It also oversees Diners Club International, a global payments network involved in issuing branded charge cards and facilitating card acceptance. Furthermore, this segment provides essential payment transaction processing and settlement services.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- J. Michael Shepherd