Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 53.62% is in line with its 5-year average of 52.06%, near the high end of its 5-year range (42.01%–56.64%).
As of the fiscal period ended Tuesday, March 31, 2026. 5.41% above its 12-month average of 50.86%.
Reported quarterly profit margin; no daily interpolation.
NET PROFIT MARGIN
53.62%
NET PROFIT MARGIN AVG TTM
50.86%
NET PROFIT MARGIN AVG 3Y
53.78%
NET PROFIT MARGIN AVG 5Y
52.56%
NET PROFIT MARGIN AVG 10Y
50.89%
NET PROFIT MARGIN AVG 15Y
48.84%
NET PROFIT MARGIN AVG 20Y
44.48%
CURRENT VS TTM AVG
+5.41%
CURRENT VS 3Y AVG
-0.31%
CURRENT VS 5Y AVG
+2.01%
CURRENT VS 10Y AVG
+5.37%
CURRENT VS 15Y AVG
+9.77%
CURRENT VS 20Y AVG
+20.54%
SECTOR MEDIAN · FINANCIAL SERVICES
18.08%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+196.54%
vs the sector median at left
Market Cap
$476.83B
Net Profit Margin
45.88%
TTM Avg
45.68%
3Y Avg
45.16%
5Y Avg
44.76%
Market Cap
$222.55B
Net Profit Margin
10.77%
TTM Avg
13.55%
3Y Avg
13.26%
5Y Avg
13.23%
Market Cap
$49.53B
Net Profit Margin
15.00%
TTM Avg
14.41%
3Y Avg
12.97%
5Y Avg
14.65%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Visa Inc. (V) | $681.89B | 53.62% | 50.86% | 53.78% | 52.56% |
| Mastercard Incorporated (MA)vs › | $476.83B | 45.88% | 45.68% | 45.16% | 44.76% |
| American Express Company (AXP)vs › | $222.55B | 10.77% | 13.55% | 13.26% | 13.23% |
| PayPal Holdings, Inc. (PYPL)vs › | $49.53B | 15.00% | 14.41% | 12.97% | 14.65% |
| Block, Inc. (SQ)vs › | $51.73B | -2.04% | 6.00% | 2.24% | 2.02% |
| Discover Financial Services (DFS)vs › | $50.34B | 21.65% | 19.16% | 28.99% | 25.35% |
Operating Margin
61.1%
Net Profit Margin
53.6%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-03-31 | 53.62% |
| 2025-12-31 | 53.69% |
| 2025-09-30 | 47.46% |
| 2025-06-30 | 51.83% |
| 2025-03-31 | 47.71% |
| 2024-12-31 | 53.83% |
| 2024-09-30 | 55.30% |
| 2024-06-30 | 54.74% |
| 2024-03-31 | 53.14% |
| 2023-12-31 | 56.64% |
| 2023-09-30 | 54.37% |
| 2023-06-30 | 51.16% |
| 2023-03-31 | 53.31% |
| 2022-12-31 | 52.66% |
| 2022-09-30 | 50.60% |
| 2022-06-30 | 46.89% |
| 2022-03-31 | 50.73% |
| 2021-12-31 | 56.08% |
| 2021-09-30 | 54.64% |
| 2021-06-30 | 42.01% |
| 2021-03-31 | 52.82% |
| 2020-12-31 | 54.97% |
| 2020-09-30 | 41.89% |
| 2020-06-30 | 49.06% |
| 2020-03-31 | 52.68% |
| 2019-12-31 | 54.05% |
| 2019-09-30 | 49.29% |
| 2019-06-30 | 53.10% |
| 2019-03-31 | 54.19% |
| 2018-12-31 | 54.07% |
| 2018-09-30 | 52.36% |
| 2018-06-30 | 44.45% |
| 2018-03-31 | 51.35% |
| 2017-12-31 | 51.87% |
| 2017-09-30 | 44.08% |
| 2017-06-30 | 45.10% |
| 2017-03-31 | 9.60% |
| 2016-12-31 | 46.40% |
| 2016-09-30 | 45.32% |
| 2016-06-30 | 11.35% |
| 2016-03-31 | 47.08% |
| 2015-12-31 | 54.45% |
| 2015-09-30 | 42.34% |
| 2015-06-30 | 48.24% |
| 2015-03-31 | 45.47% |
| 2014-12-31 | 46.39% |
| 2014-09-30 | 33.23% |
| 2014-06-30 | 43.11% |
| 2014-03-31 | 50.52% |
| 2013-12-31 | 44.60% |
| 2013-09-30 | 40.09% |
| 2013-06-30 | 40.82% |
| 2013-03-31 | 42.93% |
| 2012-12-31 | 45.43% |
| 2012-09-30 | 60.86% |
| 2012-06-30 | -71.70% |
| 2012-03-31 | 50.12% |
| 2011-12-31 | 40.40% |
| 2011-09-30 | 36.93% |
| 2011-06-30 | 43.28% |
| 2011-03-31 | 39.24% |
| 2010-12-31 | 39.50% |
| 2010-09-30 | 36.56% |
| 2010-06-30 | 35.29% |
| 2010-03-31 | 36.40% |
| 2009-12-31 | 38.93% |
| 2009-09-30 | 27.35% |
| 2009-06-30 | 44.29% |
| 2009-03-31 | 32.54% |
| 2008-12-31 | 33.01% |
| 2008-09-30 | -20.83% |
| 2008-06-30 | 26.16% |
| 2008-03-31 | 21.61% |
| 2007-12-31 | 28.49% |
| 2007-09-30 | -169.98% |
| 2007-06-30 | 23.70% |
| 2007-03-31 | 22.14% |
| 2006-12-31 | 24.26% |
| 2006-09-30 | 15.36% |
| 2006-06-30 | 17.30% |
