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PayPal Holdings, Inc. (PYPL) Net Profit Margin: 15.00%

Is PayPal Holdings, Inc.’s net profit margin high or low?

PayPal Holdings, Inc.'s net profit margin of 15.00% is in line with its 5-year average of 14.65%, around the middle of its 5-year range (8.79%–19.59%).

The net profit margin for PayPal Holdings, Inc. (PYPL) is 15.00% as of Wednesday, June 10, 2026. It is above its 12-month average by 4.09% (14.41%).

PYPL Net Profit Margin Chart

PYPL Net Profit Margin
15.78%+21.01% 1Y
Zoom

PYPL Average Net Profit Margin Chart

PYPL Current vs Average Net Profit Margin Chart

PYPL Net Profit Margin Metrics

NET PROFIT MARGIN

15.00%

NET PROFIT MARGIN AVG TTM

14.41%

NET PROFIT MARGIN AVG 3Y

12.97%

NET PROFIT MARGIN AVG 5Y

14.65%

NET PROFIT MARGIN AVG 10Y

14.09%

NET PROFIT MARGIN AVG 15Y

13.44%

NET PROFIT MARGIN AVG 20Y

13.44%

CURRENT VS TTM AVG

+4.09%

CURRENT VS 3Y AVG

+15.67%

CURRENT VS 5Y AVG

+2.40%

CURRENT VS 10Y AVG

+6.49%

CURRENT VS 15Y AVG

+11.64%

CURRENT VS 20Y AVG

+11.64%

PYPL Competitors' Net Profit Margin

NAMEMARKET CAPNET PROFIT MARGINTTM3Y5Y
PayPal Holdings, Inc. (PYPL)$35.90B15.00%14.41%12.97%14.65%
The Hartford Financial Services Group, Inc. (HIG)$35.74B14.13%12.68%10.99%10.58%
Prudential Financial, Inc. (PRU)$36.78B5.51%4.87%2.86%3.87%
American International Group, Inc. (AIG)$39.92B11.86%3.21%13.39%9.99%
Ameriprise Financial, Inc. (AMP)$40.51B20.18%18.88%18.89%18.12%
Coinbase Global, Inc. (COIN)$40.56B13.78%28.42%-5.57%8.19%
MSCI Inc. (MSCI)$44.05B40.74%38.59%40.33%38.73%
State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)$44.24BN/AN/AN/AN/A
State Street Corporation (STT)$44.78B13.47%12.62%14.03%16.43%
Cincinnati Financial Corporation (CINF)$25.81B21.34%19.59%12.54%16.19%

Margin Comparison

Operating Margin

17.9%

Net Profit Margin

15.0%

PayPal Holdings, Inc. Net Profit Margin Formula & Definition

Net Profit Margin = Net Income / Revenue

Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PayPal Holdings, Inc. Net Profit Margin FAQ

What is the net profit margin for PayPal Holdings, Inc. (PYPL)?
The net profit margin for PYPL stock is 15.00%.
Is PayPal Holdings, Inc.'s net profit margin high or low?
PayPal Holdings, Inc.'s net profit margin of 15.00% is in line with its 5-year average of 14.65%, around the middle of its 5-year range (8.79%–19.59%).
What is the TTM average net profit margin for PayPal Holdings, Inc. (PYPL)?
The TTM average net profit margin for PYPL stock is 14.41%.
What is the 3Y average net profit margin for PayPal Holdings, Inc. (PYPL)?
The 3Y average net profit margin for PYPL stock is 12.97%.
What is the 5Y average net profit margin for PayPal Holdings, Inc. (PYPL)?
The 5Y average net profit margin for PYPL stock is 14.65%.
What is the 10Y average net profit margin for PayPal Holdings, Inc. (PYPL)?
The 10Y average net profit margin for PYPL stock is 14.09%.
What is the 15Y average net profit margin for PayPal Holdings, Inc. (PYPL)?
The 15Y average net profit margin for PYPL stock is 13.44%.
What is the 20Y average net profit margin for PayPal Holdings, Inc. (PYPL)?
The 20Y average net profit margin for PYPL stock is 13.44%.

PayPal Holdings, Inc. Net Profit Margin History

DATENET PROFIT MARGIN
2025-12-3115.78%
2024-12-3113.04%
2023-12-3114.26%
2022-12-318.79%
2021-12-3116.43%
2020-12-3119.59%
2019-12-3113.84%
2018-12-3113.31%
2017-12-3113.71%
2016-12-3112.92%
2015-12-3113.28%
2014-12-315.22%
2013-12-3114.20%
2012-12-3113.74%

About PayPal Holdings, Inc.

PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.

San Jose, CA
24,400 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Enrique J. Lores