PayPal Holdings, Inc. (PYPL) vs State Street Corporation (STT)

PYPL leads on 9 of 14 compared metrics.

A side-by-side comparison of PayPal Holdings, Inc. and State Street Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — PYPL vs STT

growth of $100 · last 11y
PYPL +13.1%STT +117.7%STT compounded faster
0200400600800Start $10020172019202120232025$113$218
PYPL STT

PYPL vs STT: by the numbers

  • STT is the larger company ($46.39B vs $36.63B market cap).
  • PYPL trades at the lower earnings multiple (7.79 vs 17.02 P/E).
  • PYPL converts more revenue to profit (15.00% vs 13.47% net margin).
  • STT grew revenue faster over the past five years (14.10% vs 8.09% CAGR).
  • STT pays the higher dividend yield (1.96% vs 1.01%).

Which is better, PYPL or STT?

Metric tally: PYPL 9 · STT 5

It depends on what you're optimizing for:

ValuePYPL(lower P/E)
GrowthSTT(faster 5Y revenue CAGR)
IncomeSTT(higher dividend yield)
QualityPYPL(higher ROIC)

Valuation

MetricPYPLSTT
P/E ratio7.7917.02
Forward P/E7.2013.49
P/S ratio1.132.08
P/B ratio1.911.71
PEG ratio0.300.85

Profitability

MetricPYPLSTT
Gross margin46.12%63.27%
Operating margin17.85%17.05%
Net margin15.00%13.47%
ROE25.26%11.05%
ROIC14.95%3.21%

Dividends

MetricPYPLSTT
Dividend yield1.01%1.96%
Payout ratio7.69%34.35%

Growth (annualized)

MetricPYPLSTT
Revenue CAGR (5Y)8.09%14.10%
EPS CAGR (5Y)8.81%8.34%
Total return CAGR (5Y)-31.17%18.62%

Frequently asked

Which is better, PYPL or STT?
It depends on your goal. value: PYPL (lower P/E); growth: STT (faster 5Y revenue CAGR); income: STT (higher dividend yield); quality: PYPL (higher ROIC). Across all compared metrics, PYPL leads 9 to 5.
Is PYPL or STT cheaper?
On trailing earnings, PYPL is cheaper: PYPL trades at a 7.79 P/E and STT at 17.02.
Which has grown faster, PYPL or STT?
Over the past five years, STT grew revenue faster — PYPL at a 8.09% CAGR versus STT at 14.10%.
Does PYPL or STT pay a bigger dividend?
PYPL yields 1.01% and STT yields 1.96% based on trailing dividends and the latest price.
Is PYPL or STT more profitable?
PYPL runs the higher net margin — PYPL at 15.00% versus STT at 13.47%.
Which has been the better investment, PYPL or STT?
Over the past 10-year, STT delivered the higher annualized total return — PYPL at 1.31% versus STT at 14.20%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.