PayPal Holdings, Inc. (PYPL) vs State Street Corporation (STT)

A side-by-side comparison of PayPal Holdings, Inc. and State Street Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 31, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnPYPL vs STT

growth of $100 · dividends reinvested · last 11y
PYPL +58.4%STT +216.3%STT compounded faster
0200400600800Start $10020172019202120232025$158$316
PYPL STT

PYPL vs STT: by the numbers

  • STT is the larger company ($51.04B vs $50.53B market cap).
  • PYPL trades at the lower trailing earnings multiple (10.90 vs 16.14 P/E), one valuation lens rather than an overall verdict.
  • STT converts more revenue to profit (15.04% vs 14.36% net margin).
  • STT grew revenue faster over the past five years (14.50% vs 7.43% CAGR).
  • STT pays the higher dividend yield (1.84% vs 0.73%).

Metrics side by side

Valuation

MetricPYPLSTT
P/E ratio10.9016.14
Forward P/E10.7613.47
P/S ratio1.522.25
P/B ratio2.621.83
PEG ratio0.300.92

Profitability

MetricPYPLSTT
Gross margin45.75%65.27%
Operating margin18.78%19.05%
Net margin14.36%15.04%
ROE24.73%12.23%
ROIC14.95%3.21%

Dividends

MetricPYPLSTT
Dividend yield0.73%1.84%
Payout ratio7.69%35.18%

Growth (annualized)

MetricPYPLSTT
Revenue CAGR (5Y)7.43%14.50%
EPS CAGR (5Y)8.81%8.34%
Total return CAGR (5Y)-26.74%19.71%

Frequently asked

Which has the lower trailing P/E, PYPL or STT?
PYPL has the lower trailing P/E: PYPL trades at 10.90 and STT at 16.14. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PYPL or STT?
Over the past five years, STT grew revenue faster — PYPL at a 7.43% CAGR versus STT at 14.50%.
Does PYPL or STT pay a bigger dividend?
PYPL yields 0.73% and STT yields 1.84% based on trailing dividends and the latest price.
Is PYPL or STT more profitable?
STT runs the higher net margin — PYPL at 14.36% versus STT at 15.04%.
How have PYPL and STT total returns compared?
Over the past 10 years, PYPL delivered 4.56% and STT delivered 13.97% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 31, 2026.