PayPal Holdings, Inc. (PYPL) vs State Street Corporation (STT)
PYPL leads on 9 of 14 compared metrics.
A side-by-side comparison of PayPal Holdings, Inc. and State Street Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
PYPL
PayPal Holdings, Inc.
$41.53Financial Services
STT
State Street Corporation
$167.63Financial Services
Total return — PYPL vs STT
growth of $100 · last 11yPYPL +13.1%STT +117.7%STT compounded faster
PYPL STT
PYPL vs STT: by the numbers
- •STT is the larger company ($46.39B vs $36.63B market cap).
- •PYPL trades at the lower earnings multiple (7.79 vs 17.02 P/E).
- •PYPL converts more revenue to profit (15.00% vs 13.47% net margin).
- •STT grew revenue faster over the past five years (14.10% vs 8.09% CAGR).
- •STT pays the higher dividend yield (1.96% vs 1.01%).
Which is better, PYPL or STT?
Metric tally: PYPL 9 · STT 5It depends on what you're optimizing for:
ValuePYPL(lower P/E)
GrowthSTT(faster 5Y revenue CAGR)
IncomeSTT(higher dividend yield)
QualityPYPL(higher ROIC)
Valuation
| Metric | PYPL | STT |
|---|---|---|
| P/E ratio | 7.79● | 17.02 |
| Forward P/E | 7.20● | 13.49 |
| P/S ratio | 1.13● | 2.08 |
| P/B ratio | 1.91 | 1.71● |
| PEG ratio | 0.30● | 0.85 |
Profitability
| Metric | PYPL | STT |
|---|---|---|
| Gross margin | 46.12% | 63.27%● |
| Operating margin | 17.85%● | 17.05% |
| Net margin | 15.00%● | 13.47% |
| ROE | 25.26%● | 11.05% |
| ROIC | 14.95%● | 3.21% |
Dividends
| Metric | PYPL | STT |
|---|---|---|
| Dividend yield | 1.01% | 1.96%● |
| Payout ratio | 7.69% | 34.35% |
Growth (annualized)
| Metric | PYPL | STT |
|---|---|---|
| Revenue CAGR (5Y) | 8.09% | 14.10%● |
| EPS CAGR (5Y) | 8.81%● | 8.34% |
| Total return CAGR (5Y) | -31.17% | 18.62%● |
Frequently asked
- Which is better, PYPL or STT?
- It depends on your goal. value: PYPL (lower P/E); growth: STT (faster 5Y revenue CAGR); income: STT (higher dividend yield); quality: PYPL (higher ROIC). Across all compared metrics, PYPL leads 9 to 5.
- Is PYPL or STT cheaper?
- On trailing earnings, PYPL is cheaper: PYPL trades at a 7.79 P/E and STT at 17.02.
- Which has grown faster, PYPL or STT?
- Over the past five years, STT grew revenue faster — PYPL at a 8.09% CAGR versus STT at 14.10%.
- Does PYPL or STT pay a bigger dividend?
- PYPL yields 1.01% and STT yields 1.96% based on trailing dividends and the latest price.
- Is PYPL or STT more profitable?
- PYPL runs the higher net margin — PYPL at 15.00% versus STT at 13.47%.
- Which has been the better investment, PYPL or STT?
- Over the past 10-year, STT delivered the higher annualized total return — PYPL at 1.31% versus STT at 14.20%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
PayPal P/E ratioState Street P/E ratioPayPal dividend yieldState Street dividend yieldPayPal ROEState Street ROEPayPal operating marginState Street operating marginPayPal revenue growthState Street revenue growthPayPal free cash flowState Street free cash flow
PayPal & State Street appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.