PayPal Holdings, Inc. (PYPL) Gross Margin: 46.12%
Is PayPal Holdings, Inc.’s gross margin high or low?
PayPal Holdings, Inc.'s gross margin of 46.12% is in line with its 5-year average of 49.81%, near the low end of its 5-year range (46.03%–55.17%).
As of Thursday, June 18, 2026. 0.52% below its 12-month average of 46.36%.
PYPL Gross Margin Chart
PYPL Average Gross Margin Chart
PYPL Current vs Average Gross Margin Chart
PYPL Gross Margin Metrics
GROSS MARGIN
46.12%
GROSS MARGIN AVG TTM
46.36%
GROSS MARGIN AVG 3Y
47.20%
GROSS MARGIN AVG 5Y
49.81%
GROSS MARGIN AVG 10Y
53.56%
GROSS MARGIN AVG 15Y
N/A
GROSS MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-0.52%
CURRENT VS 3Y AVG
-2.29%
CURRENT VS 5Y AVG
-7.41%
CURRENT VS 10Y AVG
-13.90%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
PYPL Competitors' Gross Margin
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PayPal Holdings, Inc. (PYPL) | $37.12B | 46.12% | 46.36% | 47.20% | 49.81% |
| Prudential Financial, Inc. (PRU)vs › | $37.17B | 32.90% | 33.41% | 30.01% | 31.08% |
| The Hartford Financial Services Group, Inc. (HIG)vs › | $35.54B | 47.02% | 30.56% | 20.88% | 17.73% |
| Sunbelt Rentals Holdings Inc (SUNB)vs › | $34.85B | 75.38% | 88.46% | 88.41% | 88.41% |
| American International Group, Inc. (AIG)vs › | $39.64B | 38.50% | 34.27% | 27.09% | 41.18% |
| Ameriprise Financial, Inc. (AMP)vs › | $42.31B | 51.65% | 50.63% | 51.66% | 52.05% |
| Ares Management Corporation (ARES)vs › | $42.48B | 70.73% | 65.11% | 60.06% | 61.52% |
| Coinbase Global, Inc. (COIN)vs › | $43.45B | 75.94% | 74.69% | 73.28% | 76.72% |
| MSCI Inc. (MSCI)vs › | $43.45B | 82.86% | 82.22% | 82.20% | 82.34% |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $44.63B | N/A | N/A | N/A | N/A |
Gross Margin Analysis
Gross Margin
46.1%
(Revenue - COGS) / Revenue
PayPal Holdings, Inc. Gross Margin Formula & Definition
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
PayPal Holdings, Inc. Gross Margin FAQ
- What is the gross margin for PayPal Holdings, Inc. (PYPL)?
- The gross margin for PYPL stock is 46.12%.
- Is PayPal Holdings, Inc.'s gross margin high or low?
- PayPal Holdings, Inc.'s gross margin of 46.12% is in line with its 5-year average of 49.81%, near the low end of its 5-year range (46.03%–55.17%).
- What is the TTM average gross margin for PayPal Holdings, Inc. (PYPL)?
- The TTM average gross margin for PYPL stock is 46.36%.
- What is the 3Y average gross margin for PayPal Holdings, Inc. (PYPL)?
- The 3Y average gross margin for PYPL stock is 47.20%.
- What is the 5Y average gross margin for PayPal Holdings, Inc. (PYPL)?
- The 5Y average gross margin for PYPL stock is 49.81%.
- What is the 10Y average gross margin for PayPal Holdings, Inc. (PYPL)?
- The 10Y average gross margin for PYPL stock is 53.56%.
PayPal Holdings, Inc. Gross Margin History
| DATE | GROSS MARGIN |
|---|---|
| 2025-12-31 | 46.62% |
| 2024-12-31 | 46.10% |
| 2023-12-31 | 46.03% |
| 2022-12-31 | 50.05% |
| 2021-12-31 | 55.17% |
| 2020-12-31 | 54.90% |
| 2019-12-31 | 54.03% |
| 2018-12-31 | 55.63% |
| 2017-12-31 | 58.53% |
| 2016-12-31 | 59.10% |
| 2015-12-31 | 63.03% |
| 2014-12-31 | 64.91% |
| 2013-12-31 | 65.26% |
| 2012-12-31 | 66.74% |
Related Metrics
About PayPal Holdings, Inc.
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Enrique J. Lores