Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 23.54% is 91% above its 5-year average of 12.33%, near the high end of its 5-year range (-4.44%–31.38%).
As of the fiscal period ended Tuesday, June 30, 2026. 94.09% above its 12-month average of 12.13%.
Reported quarterly profit margin; no daily interpolation.
NET PROFIT MARGIN
23.54%
NET PROFIT MARGIN AVG TTM
12.13%
NET PROFIT MARGIN AVG 3Y
7.99%
NET PROFIT MARGIN AVG 5Y
12.33%
NET PROFIT MARGIN AVG 10Y
14.57%
NET PROFIT MARGIN AVG 15Y
13.83%
NET PROFIT MARGIN AVG 20Y
12.79%
CURRENT VS TTM AVG
+94.09%
CURRENT VS 3Y AVG
+194.69%
CURRENT VS 5Y AVG
+90.89%
CURRENT VS 10Y AVG
+61.55%
CURRENT VS 15Y AVG
+70.27%
CURRENT VS 20Y AVG
+84.03%
SECTOR MEDIAN · FINANCIAL SERVICES
18.06%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+30.37%
vs the sector median at left
Market Cap
$227.07B
Net Profit Margin
10.77%
TTM Avg
13.55%
3Y Avg
13.26%
5Y Avg
13.23%
Market Cap
$264.55B
Net Profit Margin
17.54%
TTM Avg
16.50%
3Y Avg
16.50%
5Y Avg
16.12%
Market Cap
$183.03B
Net Profit Margin
33.62%
TTM Avg
27.42%
3Y Avg
26.72%
5Y Avg
27.49%
Market Cap
$169.00B
Net Profit Margin
24.09%
TTM Avg
27.07%
3Y Avg
28.48%
5Y Avg
29.14%
Market Cap
$168.90B
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$300.43B
Net Profit Margin
17.78%
TTM Avg
12.49%
3Y Avg
12.30%
5Y Avg
16.70%
Market Cap
$152.05B
Net Profit Margin
10.14%
TTM Avg
8.86%
3Y Avg
8.62%
5Y Avg
8.84%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citigroup Inc. (C) | $227.12B | 23.54% | 12.13% | 7.99% | 12.33% |
| American Express Company (AXP)vs › | $227.07B | 10.77% | 13.55% | 13.26% | 13.23% |
| Wells Fargo & Company (WFC)vs › | $264.55B | 17.54% | 16.50% | 16.50% | 16.12% |
| The Charles Schwab Corporation (SCHW)vs › | $183.03B | 33.62% | 27.42% | 26.72% | 27.49% |
| BlackRock, Inc. (BLK)vs › | $169.00B | 24.09% | 27.07% | 28.48% | 29.14% |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $168.90B | N/A | N/A | N/A | N/A |
| Blackstone Inc. (BX)vs › | $154.30B | 21.93% | 23.12% | 22.10% | 23.75% |
| The Goldman Sachs Group, Inc. (GS)vs › | $300.43B | 17.78% | 12.49% | 12.30% | 16.70% |
| Interactive Brokers Group, Inc. (IBKR)vs › | $152.05B | 10.14% | 8.86% | 8.62% | 8.84% |
| Chubb Limited (CB)vs › | $135.29B | 18.06% | 16.88% | 16.00% | 15.78% |
Operating Margin
16.1%
Net Profit Margin
23.5%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 23.54% |
| 2026-03-31 | 13.11% |
| 2025-12-31 | 5.96% |
| 2025-09-30 | 8.56% |
| 2025-06-30 | 9.49% |
| 2025-03-31 | 9.85% |
| 2024-12-31 | 6.98% |
| 2024-09-30 | 7.47% |
| 2024-06-30 | 7.54% |
| 2024-03-31 | 7.71% |
| 2023-12-31 | -4.44% |
| 2023-09-30 | 8.70% |
| 2023-06-30 | 7.63% |
| 2023-03-31 | 12.64% |
| 2022-12-31 | 8.26% |
| 2022-09-30 | 13.78% |
| 2022-06-30 | 19.57% |
| 2022-03-31 | 20.06% |
| 2021-12-31 | 17.31% |
| 2021-09-30 | 23.92% |
| 2021-06-30 | 31.38% |
| 2021-03-31 | 36.59% |
| 2020-12-31 | 20.86% |
| 2020-09-30 | 15.62% |
| 2020-06-30 | 4.54% |
| 2020-03-31 | 9.52% |
| 2019-12-31 | 19.98% |
| 2019-09-30 | 18.82% |
| 2019-06-30 | 18.10% |
| 2019-03-31 | 18.19% |
| 2018-12-31 | 17.99% |
| 2018-09-30 | 18.67% |
| 2018-06-30 | 18.44% |
| 2018-03-31 | 19.22% |
| 2017-12-31 | -86.70% |
| 2017-09-30 | 18.13% |
| 2017-06-30 | 17.36% |
| 2017-03-31 | 18.65% |
| 2016-12-31 | 17.61% |
| 2016-09-30 | 18.34% |
| 2016-06-30 | 19.34% |
| 2016-03-31 | 17.08% |
| 2015-12-31 | 15.62% |
| 2015-09-30 | 19.84% |
| 2015-06-30 | 21.52% |
| 2015-03-31 | 20.95% |
| 2014-12-31 | 1.67% |
| 2014-09-30 | 12.34% |
| 2014-06-30 | 0.79% |
| 2014-03-31 | 16.57% |
| 2013-12-31 | 11.41% |
| 2013-09-30 | 14.76% |
| 2013-06-30 | 16.97% |
| 2013-03-31 | 15.49% |
| 2012-12-31 | 5.25% |
| 2012-09-30 | 2.50% |
| 2012-06-30 | 12.41% |
| 2012-03-31 | 11.73% |
| 2011-12-31 | 4.18% |
| 2011-09-30 | 14.04% |
| 2011-06-30 | 12.35% |
| 2011-03-31 | 11.63% |
| 2010-12-31 | 5.63% |
| 2010-09-30 | 8.05% |
| 2010-06-30 | 9.46% |
| 2010-03-31 | 13.96% |
| 2009-12-31 | -63.44% |
| 2009-09-30 | 0.36% |
| 2009-06-30 | 11.62% |
| 2009-03-31 | 4.95% |
| 2008-12-31 | -106.21% |
| 2008-09-30 | -9.71% |
| 2008-06-30 | -8.08% |
| 2008-03-31 | -17.89% |
| 2007-12-31 | -36.14% |
| 2007-09-30 | 5.26% |
| 2007-06-30 | 13.74% |
| 2007-03-31 | 11.65% |
| 2006-12-31 | 12.81% |
| 2006-09-30 | 15.16% |
| 2006-06-30 | 14.67% |
| 2006-03-31 | 16.45% |
| 2005-12-31 | 21.86% |
| 2005-09-30 | 22.93% |
| 2005-06-30 | 17.59% |
| 2005-03-31 | 19.01% |
| 2004-12-31 | 18.60% |
| 2004-09-30 | 21.57% |
| 2004-06-30 | 4.43% |
| 2004-03-31 | 21.31% |
| 2003-12-31 | 19.56% |
| 2003-09-30 | 20.10% |
| 2003-06-30 | 18.03% |
| 2003-03-31 | 17.69% |
| 2002-12-31 | 10.66% |
| 2002-09-30 | 16.68% |