Citigroup Inc. (C) vs The Toronto-Dominion Bank (TD)
A side-by-side comparison of Citigroup Inc. and The Toronto-Dominion Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 24, 2026. Differences are shown without an overall score or investment verdict.
C
Citigroup Inc.
$131.72Financial ServicesDelayed quote: Aug 24, 2026, 3:59 PM EDT
TD
The Toronto-Dominion Bank
$116.55Financial ServicesDelayed quote: Aug 24, 2026, 4:00 PM EDT
Total return — C vs TD
growth of $100 · dividends reinvested · last 10yC +282.6% (+14.4%/yr)TD +296.3% (+14.8%/yr)TD compounded faster over this window
C TD
C vs TD: by the numbers
- •C is the larger company ($225.89B vs $196.91B market cap).
- •C trades at the lower trailing earnings multiple (14.22 vs 19.02 P/E), one valuation lens rather than an overall verdict.
- •TD converts more revenue to profit (13.26% vs 11.59% net margin).
- •TD grew revenue faster over the past five years (16.75% vs 13.75% CAGR).
- •TD pays the higher dividend yield (2.65% vs 1.88%).
Metrics side by side
Valuation
| Metric | C | TD |
|---|---|---|
| P/E ratio | 14.22 | 19.02 |
| Forward P/E | 11.76 | 11.86 |
| P/S ratio | 1.49 | 1.76 |
| P/B ratio | 1.08 | 1.57 |
Profitability
| Metric | C | TD |
|---|---|---|
| Gross margin | 44.55% | 52.84% |
| Operating margin | 16.09% | 16.49% |
| Net margin | 11.59% | 13.26% |
| ROE | 8.40% | 11.86% |
Dividends
| Metric | C | TD |
|---|---|---|
| Dividend yield | 1.88% | 2.65% |
| Payout ratio | 34.16% | 37.58% |
Growth (annualized)
| Metric | C | TD |
|---|---|---|
| Revenue CAGR (5Y) | 13.75% | 16.75% |
| EPS CAGR (5Y) | 8.77% | 11.35% |
| Total return CAGR (5Y) | 17.31% | 16.66% |
Frequently asked
- Which has the lower trailing P/E, C or TD?
- C has the lower trailing P/E: C trades at 14.22 and TD at 19.02. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or TD?
- Over the past five years, TD grew revenue faster — C at a 13.75% CAGR versus TD at 16.75%.
- Does C or TD pay a bigger dividend?
- C yields 1.88% and TD yields 2.65% based on trailing dividends and the latest price.
- Is C or TD more profitable?
- TD runs the higher net margin — C at 11.59% versus TD at 13.26%.
- How have C and TD total returns compared?
- Over the past 10 years, C delivered 14.35% and TD delivered 14.88% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioToronto-Dominion Bank P/E ratioCitigroup dividend yieldToronto-Dominion Bank dividend yieldCitigroup ROEToronto-Dominion Bank ROECitigroup operating marginToronto-Dominion Bank operating marginCitigroup revenue growthToronto-Dominion Bank revenue growth
Citigroup & Toronto-Dominion Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 24, 2026.