Citigroup Inc. (C) vs The Goldman Sachs Group, Inc. (GS)

A side-by-side comparison of Citigroup Inc. and The Goldman Sachs Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnC vs GS

growth of $100 · dividends reinvested · last 27y
C -33.5%GS +2019.5%GS compounded faster
Log scale — wide-divergence pair
1101001k10kStart $10020042009201420192024$67$2,120
C GS

C vs GS: by the numbers

  • GS is the larger company ($304.84B vs $227.21B market cap).
  • C trades at the lower trailing earnings multiple (14.37 vs 16.18 P/E), one valuation lens rather than an overall verdict.
  • GS converts more revenue to profit (17.78% vs 11.59% net margin).
  • C pays the higher dividend yield (1.80% vs 1.62%).

Metrics side by side

Valuation

MetricCGS
P/E ratio14.3716.18
Forward P/E11.9215.11
P/S ratio1.502.71
P/B ratio1.092.60
PEG ratio0.810.65

Profitability

MetricCGS
Gross margin44.55%47.48%
Operating margin16.09%24.81%
Net margin11.59%17.78%
ROE8.40%17.05%
ROIC0.95%1.92%

Dividends

MetricCGS
Dividend yield1.80%1.62%
Payout ratio33.20%32.72%

Growth (annualized)

MetricCGS
Revenue CAGR (5Y)13.75%13.76%
EPS CAGR (5Y)8.77%15.75%
Total return CAGR (5Y)18.16%25.27%

Frequently asked

Which has the lower trailing P/E, C or GS?
C has the lower trailing P/E: C trades at 14.37 and GS at 16.18. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, C or GS?
Over the past five years, GS grew revenue faster — C at a 13.75% CAGR versus GS at 13.76%.
Does C or GS pay a bigger dividend?
C yields 1.80% and GS yields 1.62% based on trailing dividends and the latest price.
Is C or GS more profitable?
GS runs the higher net margin — C at 11.59% versus GS at 17.78%.
How have C and GS total returns compared?
Over the past 10 years, C delivered 14.95% and GS delivered 22.84% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.