Citigroup Inc. (C) vs The Goldman Sachs Group, Inc. (GS)
A side-by-side comparison of Citigroup Inc. and The Goldman Sachs Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
C
Citigroup Inc.
$138.82Financial ServicesDelayed quote: Sep 11, 2026, 4:02 PM EDT
GS
The Goldman Sachs Group, Inc.
$1,029.18Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — C vs GS
growth of $100 · dividends reinvested · last 10yC +294.4% (+14.7%/yr)GS +633.0% (+22.0%/yr)GS compounded faster over this window
C GS
C vs GS: by the numbers
- •GS is the larger company ($303.62B vs $238.06B market cap).
- •C trades at the lower trailing earnings multiple (14.99 vs 15.89 P/E), one valuation lens rather than an overall verdict.
- •GS converts more revenue to profit (17.78% vs 10.24% net margin).
- •C grew revenue faster over the past five years (16.66% vs 13.76% CAGR).
- •C pays the higher dividend yield (1.78% vs 1.77%).
Metrics side by side
Valuation
| Metric | C | GS |
|---|---|---|
| P/E ratio | 14.99 | 15.89 |
| Forward P/E | 12.40 | 14.65 |
| P/S ratio | 1.37 | 2.57 |
| P/B ratio | 1.12 | 2.47 |
Profitability
| Metric | C | GS |
|---|---|---|
| Gross margin | 46.63% | 47.48% |
| Operating margin | 14.18% | 24.81% |
| Net margin | 10.24% | 17.78% |
| ROE | 8.41% | 17.09% |
Dividends
| Metric | C | GS |
|---|---|---|
| Dividend yield | 1.78% | 1.77% |
| Payout ratio | 26.67% | 27.79% |
Growth (annualized)
| Metric | C | GS |
|---|---|---|
| Revenue CAGR (5Y) | 16.66% | 13.76% |
| EPS CAGR (5Y) | 8.77% | 15.75% |
| Total return CAGR (5Y) | 18.75% | 23.33% |
Frequently asked
- Which has the lower trailing P/E, C or GS?
- C has the lower trailing P/E: C trades at 14.99 and GS at 15.89. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or GS?
- Over the past five years, C grew revenue faster — C at a 16.66% CAGR versus GS at 13.76%.
- Does C or GS pay a bigger dividend?
- C yields 1.78% and GS yields 1.77% based on trailing dividends and the latest price.
- Is C or GS more profitable?
- GS runs the higher net margin — C at 10.24% versus GS at 17.78%.
- How have C and GS total returns compared?
- Over the past 10 years, C delivered 14.78% and GS delivered 22.22% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioGoldman Sachs P/E ratioCitigroup dividend yieldGoldman Sachs dividend yieldCitigroup ROEGoldman Sachs ROECitigroup operating marginGoldman Sachs operating marginCitigroup revenue growthGoldman Sachs revenue growth
Citigroup & Goldman Sachs appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.