Citigroup Inc. (C) vs The Goldman Sachs Group, Inc. (GS)

A side-by-side comparison of Citigroup Inc. and The Goldman Sachs Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnC vs GS

growth of $100 · dividends reinvested · last 10y
C +294.4% (+14.7%/yr)GS +633.0% (+22.0%/yr)GS compounded faster over this window
200400600800Start $10020182020202220242026$394$733
C GS

C vs GS: by the numbers

  • GS is the larger company ($303.62B vs $238.06B market cap).
  • C trades at the lower trailing earnings multiple (14.99 vs 15.89 P/E), one valuation lens rather than an overall verdict.
  • GS converts more revenue to profit (17.78% vs 10.24% net margin).
  • C grew revenue faster over the past five years (16.66% vs 13.76% CAGR).
  • C pays the higher dividend yield (1.78% vs 1.77%).

Metrics side by side

Valuation

MetricCGS
P/E ratio14.9915.89
Forward P/E12.4014.65
P/S ratio1.372.57
P/B ratio1.122.47

Profitability

MetricCGS
Gross margin46.63%47.48%
Operating margin14.18%24.81%
Net margin10.24%17.78%
ROE8.41%17.09%

Dividends

MetricCGS
Dividend yield1.78%1.77%
Payout ratio26.67%27.79%

Growth (annualized)

MetricCGS
Revenue CAGR (5Y)16.66%13.76%
EPS CAGR (5Y)8.77%15.75%
Total return CAGR (5Y)18.75%23.33%

Frequently asked

Which has the lower trailing P/E, C or GS?
C has the lower trailing P/E: C trades at 14.99 and GS at 15.89. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, C or GS?
Over the past five years, C grew revenue faster — C at a 16.66% CAGR versus GS at 13.76%.
Does C or GS pay a bigger dividend?
C yields 1.78% and GS yields 1.77% based on trailing dividends and the latest price.
Is C or GS more profitable?
GS runs the higher net margin — C at 10.24% versus GS at 17.78%.
How have C and GS total returns compared?
Over the past 10 years, C delivered 14.78% and GS delivered 22.22% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.