On trailing earnings, C is cheaper: C trades at a 17.33 P/E and GS at 19.41.

Which has grown faster, C or GS?

Over the past five years, C grew revenue faster — C at a 15.26% CAGR versus GS at 12.83%.

Does C or GS pay a bigger dividend?

C yields 1.72% and GS yields 1.60% based on trailing dividends and the latest price.

Is C or GS more profitable?

GS runs the higher net margin — C at 9.34% versus GS at 16.31%.

Which has been the better investment, C or GS?

Over the past 10-year, GS delivered the higher annualized total return — C at 15.70% versus GS at 24.15%. Past performance doesn't predict future results.

Citigroup Inc. (C) vs The Goldman Sachs Group, Inc. (GS)

GS leads on 9 of 16 compared metrics, though C is the cheaper stock.

A side-by-side comparison of Citigroup Inc. and The Goldman Sachs Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Citigroup Inc.

$238.49B

$139.83Financial Services

The Goldman Sachs Group, Inc.

$313.52B

$1062.75Financial Services

Total return — C vs GS

growth of $100 · last 27y

C -59.7%GS +1410.0%GS compounded faster

Log scale — wide-divergence pair

C GS

C vs GS: by the numbers

•GS is the larger company ($313.52B vs $238.49B market cap).
•C trades at the lower earnings multiple (17.33 vs 19.41 P/E).
•GS converts more revenue to profit (16.31% vs 9.34% net margin).
•C grew revenue faster over the past five years (15.26% vs 12.83% CAGR).
•C pays the higher dividend yield (1.72% vs 1.60%).

Which is better, C or GS?

Metric tally: C 7 · GS 9

It depends on what you're optimizing for:

ValueC(lower P/E)

GrowthC(faster 5Y revenue CAGR)

IncomeC(higher dividend yield)

QualityGS(higher ROIC)

Valuation

Metric	C	GS
P/E ratio	17.33●	19.41
Forward P/E	11.19●	17.93
P/S ratio	1.45●	2.95
P/B ratio	1.18●	2.67
PEG ratio	0.75	0.61●
EV / EBITDA	40.38●	42.90

Profitability

Metric	C	GS
Gross margin	45.48%	55.55%●
Operating margin	12.79%	20.48%●
Net margin	9.34%	16.31%●
ROE	7.58%	14.72%●
ROIC	0.95%	1.92%●

Dividends

Metric	C	GS
Dividend yield	1.72%●	1.60%
Payout ratio	33.20%	32.72%

Growth (annualized)

Metric	C	GS
Revenue CAGR (5Y)	15.26%●	12.83%
EPS CAGR (5Y)	8.77%	15.75%●
FCF CAGR (5Y)	-5.16%	1.47%●
Total return CAGR (5Y)	16.79%	25.96%●

Frequently asked

Which is better, C or GS?: It depends on your goal. value: C (lower P/E); growth: C (faster 5Y revenue CAGR); income: C (higher dividend yield); quality: GS (higher ROIC). Across all compared metrics, GS leads 9 to 7.
Is C or GS cheaper?: On trailing earnings, C is cheaper: C trades at a 17.33 P/E and GS at 19.41.
Which has grown faster, C or GS?: Over the past five years, C grew revenue faster — C at a 15.26% CAGR versus GS at 12.83%.
Does C or GS pay a bigger dividend?: C yields 1.72% and GS yields 1.60% based on trailing dividends and the latest price.
Is C or GS more profitable?: GS runs the higher net margin — C at 9.34% versus GS at 16.31%.
Which has been the better investment, C or GS?: Over the past 10-year, GS delivered the higher annualized total return — C at 15.70% versus GS at 24.15%. Past performance doesn't predict future results.

Go deeper

Full C analysis Full GS analysis Interactive comparison tool

Dig into the metrics

Citigroup P/E ratio Goldman Sachs P/E ratio Citigroup dividend yield Goldman Sachs dividend yield Citigroup ROE Goldman Sachs ROE Citigroup operating margin Goldman Sachs operating margin Citigroup revenue growth Goldman Sachs revenue growth Citigroup free cash flow Goldman Sachs free cash flow

Citigroup & Goldman Sachs appear in these rankings

Fastest Revenue Growth Stocks Best 10-Year Total Return Stocks Largest Companies by Market Cap

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.