Citigroup Inc. (C) vs Wells Fargo & Company (WFC)

A side-by-side comparison of Citigroup Inc. and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnC vs WFC

growth of $100 · dividends reinvested · last 30y
C +151.7%WFC +2179.1%WFC compounded faster
Log scale — wide-divergence pair
101001k10kStart $100200120062011201620212026$252$2,279
C WFC

C vs WFC: by the numbers

  • WFC is the larger company ($265.84B vs $227.21B market cap).
  • WFC trades at the lower trailing earnings multiple (12.59 vs 14.37 P/E), one valuation lens rather than an overall verdict.
  • WFC converts more revenue to profit (17.54% vs 11.59% net margin).
  • C grew revenue faster over the past five years (13.75% vs 9.78% CAGR).
  • WFC pays the higher dividend yield (2.06% vs 1.80%).

Metrics side by side

Valuation

MetricCWFC
P/E ratio14.3712.59
Forward P/E11.9212.02
P/S ratio1.502.08
P/B ratio1.091.49
PEG ratio0.810.82

Profitability

MetricCWFC
Gross margin44.55%64.50%
Operating margin16.09%21.17%
Net margin11.59%17.54%
ROE8.40%12.57%
ROIC0.95%3.16%

Dividends

MetricCWFC
Dividend yield1.80%2.06%
Payout ratio33.20%28.17%

Growth (annualized)

MetricCWFC
Revenue CAGR (5Y)13.75%9.78%
EPS CAGR (5Y)8.77%72.38%
Total return CAGR (5Y)18.16%16.70%

Frequently asked

Which has the lower trailing P/E, C or WFC?
WFC has the lower trailing P/E: C trades at 14.37 and WFC at 12.59. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, C or WFC?
Over the past five years, C grew revenue faster — C at a 13.75% CAGR versus WFC at 9.78%.
Does C or WFC pay a bigger dividend?
C yields 1.80% and WFC yields 2.06% based on trailing dividends and the latest price.
Is C or WFC more profitable?
WFC runs the higher net margin — C at 11.59% versus WFC at 17.54%.
How have C and WFC total returns compared?
Over the past 10 years, C delivered 14.95% and WFC delivered 9.12% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.