Citigroup Inc. (C) vs Wells Fargo & Company (WFC)
WFC leads on 9 of 16 compared metrics.
A side-by-side comparison of Citigroup Inc. and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
C
Citigroup Inc.
$139.83Financial Services
WFC
Wells Fargo & Company
$83.74Financial Services
Total return — C vs WFC
growth of $100 · last 30yC +33.6%WFC +867.0%WFC compounded faster
Log scale — wide-divergence pair
C WFC
C vs WFC: by the numbers
- •WFC is the larger company ($256.26B vs $238.49B market cap).
- •WFC trades at the lower earnings multiple (12.82 vs 17.33 P/E).
- •WFC converts more revenue to profit (17.29% vs 9.34% net margin).
- •C grew revenue faster over the past five years (15.26% vs 9.46% CAGR).
- •WFC pays the higher dividend yield (2.15% vs 1.72%).
Which is better, C or WFC?
Metric tally: C 7 · WFC 9It depends on what you're optimizing for:
ValueWFC(lower P/E)
GrowthC(faster 5Y revenue CAGR)
IncomeWFC(higher dividend yield)
QualityWFC(higher ROIC)
Valuation
| Metric | C | WFC |
|---|---|---|
| P/E ratio | 17.33 | 12.82● |
| Forward P/E | 11.19● | 11.96 |
| P/S ratio | 1.45● | 2.14 |
| P/B ratio | 1.18● | 1.51 |
| PEG ratio | 0.75● | 0.79 |
| EV / EBITDA | 40.38 | 17.27● |
| FCF yield | — | 0.44% |
Profitability
| Metric | C | WFC |
|---|---|---|
| Gross margin | 45.48% | 64.55%● |
| Operating margin | 12.79% | 20.47%● |
| Net margin | 9.34% | 17.29%● |
| ROE | 7.58% | 12.18%● |
| ROIC | 0.95% | 3.16%● |
Dividends
| Metric | C | WFC |
|---|---|---|
| Dividend yield | 1.72% | 2.15%● |
| Payout ratio | 33.20% | 28.17% |
Growth (annualized)
| Metric | C | WFC |
|---|---|---|
| Revenue CAGR (5Y) | 15.26%● | 9.46% |
| EPS CAGR (5Y) | 8.77% | 72.38%● |
| FCF CAGR (5Y) | -5.16%● | -10.02% |
| Total return CAGR (5Y) | 16.79%● | 15.64% |
Frequently asked
- Which is better, C or WFC?
- It depends on your goal. value: WFC (lower P/E); growth: C (faster 5Y revenue CAGR); income: WFC (higher dividend yield); quality: WFC (higher ROIC). Across all compared metrics, WFC leads 9 to 7.
- Is C or WFC cheaper?
- On trailing earnings, WFC is cheaper: C trades at a 17.33 P/E and WFC at 12.82.
- Which has grown faster, C or WFC?
- Over the past five years, C grew revenue faster — C at a 15.26% CAGR versus WFC at 9.46%.
- Does C or WFC pay a bigger dividend?
- C yields 1.72% and WFC yields 2.15% based on trailing dividends and the latest price.
- Is C or WFC more profitable?
- WFC runs the higher net margin — C at 9.34% versus WFC at 17.29%.
- Which has been the better investment, C or WFC?
- Over the past 10-year, C delivered the higher annualized total return — C at 15.70% versus WFC at 8.62%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioWells Fargo & P/E ratioCitigroup dividend yieldWells Fargo & dividend yieldCitigroup ROEWells Fargo & ROECitigroup operating marginWells Fargo & operating marginCitigroup revenue growthWells Fargo & revenue growthCitigroup free cash flowWells Fargo & free cash flow
Citigroup & Wells Fargo & appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.