Citigroup Inc. (C) vs Wells Fargo & Company (WFC)

A side-by-side comparison of Citigroup Inc. and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnC vs WFC

growth of $100 · dividends reinvested · last 10y
C +299.7% (+14.9%/yr)WFC +156.6% (+9.9%/yr)C compounded faster over this window
100200300400Start $10020182020202220242026$400$257
C WFC

C vs WFC: by the numbers

  • WFC is the larger company ($272.95B vs $238.06B market cap).
  • WFC trades at the lower trailing earnings multiple (13.02 vs 14.99 P/E), one valuation lens rather than an overall verdict.
  • WFC converts more revenue to profit (17.54% vs 10.24% net margin).
  • C grew revenue faster over the past five years (16.66% vs 9.78% CAGR).
  • WFC pays the higher dividend yield (2.06% vs 1.78%).

Metrics side by side

Valuation

MetricCWFC
P/E ratio14.9913.02
Forward P/E12.4012.38
P/S ratio1.372.11
P/B ratio1.121.51

Profitability

MetricCWFC
Gross margin46.63%64.50%
Operating margin14.18%21.17%
Net margin10.24%17.54%
ROE8.41%12.57%

Dividends

MetricCWFC
Dividend yield1.78%2.06%
Payout ratio26.67%26.70%

Growth (annualized)

MetricCWFC
Revenue CAGR (5Y)16.66%9.78%
EPS CAGR (5Y)8.77%72.38%
Total return CAGR (5Y)18.75%17.97%

Frequently asked

Which has the lower trailing P/E, C or WFC?
WFC has the lower trailing P/E: C trades at 14.99 and WFC at 13.02. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, C or WFC?
Over the past five years, C grew revenue faster — C at a 16.66% CAGR versus WFC at 9.78%.
Does C or WFC pay a bigger dividend?
C yields 1.78% and WFC yields 2.06% based on trailing dividends and the latest price.
Is C or WFC more profitable?
WFC runs the higher net margin — C at 10.24% versus WFC at 17.54%.
How have C and WFC total returns compared?
Over the past 10 years, C delivered 14.78% and WFC delivered 9.26% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.