Citigroup Inc. (C) vs The Charles Schwab Corporation (SCHW)
A side-by-side comparison of Citigroup Inc. and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 29, 2026. Differences are shown without an overall score or investment verdict.
C
Citigroup Inc.
$127.09Financial ServicesDelayed quote: Jul 29, 2026, 3:59 PM EDT
SCHW
The Charles Schwab Corporation
$104.47Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT
Total return — C vs SCHW
growth of $100 · dividends reinvested · last 30yC +152.8%SCHW +3915.7%SCHW compounded faster
Log scale — wide-divergence pair
C SCHW
C vs SCHW: by the numbers
- •C is the larger company ($217.95B vs $181.69B market cap).
- •C trades at the lower trailing earnings multiple (14.31 vs 19.27 P/E), one valuation lens rather than an overall verdict.
- •SCHW converts more revenue to profit (33.62% vs 11.59% net margin).
- •C grew revenue faster over the past five years (13.75% vs 13.03% CAGR).
- •C pays the higher dividend yield (1.81% vs 1.11%).
Metrics side by side
Valuation
| Metric | C | SCHW |
|---|---|---|
| P/E ratio | 14.31 | 19.27 |
| Forward P/E | 11.86 | 16.30 |
| P/S ratio | 1.50 | 6.14 |
| P/B ratio | 1.08 | 3.69 |
| PEG ratio | 0.81 | 0.38 |
Profitability
| Metric | C | SCHW |
|---|---|---|
| Gross margin | 44.55% | 86.67% |
| Operating margin | 16.09% | 43.49% |
| Net margin | 11.59% | 33.62% |
| ROE | 8.40% | 20.24% |
| ROIC | 0.95% | 9.50% |
Dividends
| Metric | C | SCHW |
|---|---|---|
| Dividend yield | 1.81% | 1.11% |
| Payout ratio | 33.20% | 25.21% |
Growth (annualized)
| Metric | C | SCHW |
|---|---|---|
| Revenue CAGR (5Y) | 13.75% | 13.03% |
| EPS CAGR (5Y) | 8.77% | 17.05% |
| Total return CAGR (5Y) | 18.26% | 10.79% |
Frequently asked
- Which has the lower trailing P/E, C or SCHW?
- C has the lower trailing P/E: C trades at 14.31 and SCHW at 19.27. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or SCHW?
- Over the past five years, C grew revenue faster — C at a 13.75% CAGR versus SCHW at 13.03%.
- Does C or SCHW pay a bigger dividend?
- C yields 1.81% and SCHW yields 1.11% based on trailing dividends and the latest price.
- Is C or SCHW more profitable?
- SCHW runs the higher net margin — C at 11.59% versus SCHW at 33.62%.
- How have C and SCHW total returns compared?
- Over the past 10 years, C delivered 15.00% and SCHW delivered 15.42% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioCharles Schwab P/E ratioCitigroup dividend yieldCharles Schwab dividend yieldCitigroup ROECharles Schwab ROECitigroup operating marginCharles Schwab operating marginCitigroup revenue growthCharles Schwab revenue growthCitigroup free cash flowCharles Schwab free cash flow
Citigroup & Charles Schwab appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 29, 2026.