Citigroup Inc. (C) vs The Charles Schwab Corporation (SCHW)
C and SCHW are evenly matched — 7 metrics each of 14.
A side-by-side comparison of Citigroup Inc. and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 15, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
C
Citigroup Inc.
$139.83Financial Services
SCHW
The Charles Schwab Corporation
$91.10Financial Services
Total return — C vs SCHW
growth of $100 · last 30yC +35.1%SCHW +2395.9%SCHW compounded faster
Log scale — wide-divergence pair
C SCHW
C vs SCHW: by the numbers
- •C is the larger company ($238.49B vs $158.44B market cap).
- •C trades at the lower earnings multiple (17.33 vs 18.08 P/E).
- •SCHW converts more revenue to profit (33.26% vs 9.34% net margin).
- •C grew revenue faster over the past five years (15.26% vs 14.85% CAGR).
- •C pays the higher dividend yield (1.72% vs 1.30%).
Which is better, C or SCHW?
Metric tally: C 7 · SCHW 7It depends on what you're optimizing for:
ValueC(lower P/E)
GrowthC(faster 5Y revenue CAGR)
IncomeC(higher dividend yield)
QualitySCHW(higher ROIC)
Metrics side by side
Valuation
| Metric | C | SCHW |
|---|---|---|
| P/E ratio | 17.33● | 18.08 |
| Forward P/E | 11.19● | 12.44 |
| P/S ratio | 1.45● | 5.63 |
| P/B ratio | 1.18● | 3.24 |
| PEG ratio | 0.75 | 0.36● |
Profitability
| Metric | C | SCHW |
|---|---|---|
| Gross margin | 45.48% | 87.57%● |
| Operating margin | 12.79% | 43.04%● |
| Net margin | 9.34% | 33.26%● |
| ROE | 7.58% | 19.14%● |
| ROIC | 0.95% | 9.50%● |
Dividends
| Metric | C | SCHW |
|---|---|---|
| Dividend yield | 1.72%● | 1.30% |
| Payout ratio | 33.20% | 25.21% |
Growth (annualized)
| Metric | C | SCHW |
|---|---|---|
| Revenue CAGR (5Y) | 15.26%● | 14.85% |
| EPS CAGR (5Y) | 8.77% | 17.05%● |
| Total return CAGR (5Y) | 16.79%● | 5.66% |
Frequently asked
- Which is better, C or SCHW?
- It depends on your goal. value: C (lower P/E); growth: C (faster 5Y revenue CAGR); income: C (higher dividend yield); quality: SCHW (higher ROIC). Across all compared metrics, they are evenly matched.
- Is C or SCHW cheaper?
- On trailing earnings, C is cheaper: C trades at a 17.33 P/E and SCHW at 18.08.
- Which has grown faster, C or SCHW?
- Over the past five years, C grew revenue faster — C at a 15.26% CAGR versus SCHW at 14.85%.
- Does C or SCHW pay a bigger dividend?
- C yields 1.72% and SCHW yields 1.30% based on trailing dividends and the latest price.
- Is C or SCHW more profitable?
- SCHW runs the higher net margin — C at 9.34% versus SCHW at 33.26%.
- Which has been the better investment, C or SCHW?
- Over the past 10-year, C delivered the higher annualized total return — C at 15.70% versus SCHW at 13.78%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioCharles Schwab P/E ratioCitigroup dividend yieldCharles Schwab dividend yieldCitigroup ROECharles Schwab ROECitigroup operating marginCharles Schwab operating marginCitigroup revenue growthCharles Schwab revenue growthCitigroup free cash flowCharles Schwab free cash flow
Citigroup & Charles Schwab appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 15, 2026.