Citigroup Inc. (C) vs The Charles Schwab Corporation (SCHW)
A side-by-side comparison of Citigroup Inc. and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
C
Citigroup Inc.
$138.82Financial ServicesDelayed quote: Sep 11, 2026, 4:02 PM EDT
SCHW
The Charles Schwab Corporation
$107.25Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — C vs SCHW
growth of $100 · dividends reinvested · last 10yC +292.2% (+14.6%/yr)SCHW +296.7% (+14.8%/yr)SCHW compounded faster over this window
C SCHW
C vs SCHW: by the numbers
- •C is the larger company ($238.06B vs $186.52B market cap).
- •C trades at the lower trailing earnings multiple (14.99 vs 19.50 P/E), one valuation lens rather than an overall verdict.
- •SCHW converts more revenue to profit (33.62% vs 10.24% net margin).
- •C grew revenue faster over the past five years (16.66% vs 13.03% CAGR).
- •C pays the higher dividend yield (1.78% vs 1.15%).
Metrics side by side
Valuation
| Metric | C | SCHW |
|---|---|---|
| P/E ratio | 14.99 | 19.50 |
| Forward P/E | 12.40 | 16.51 |
| P/S ratio | 1.37 | 6.21 |
| P/B ratio | 1.12 | 3.74 |
Profitability
| Metric | C | SCHW |
|---|---|---|
| Gross margin | 46.63% | 86.67% |
| Operating margin | 14.18% | 43.49% |
| Net margin | 10.24% | 33.62% |
| ROE | 8.41% | 20.24% |
Dividends
| Metric | C | SCHW |
|---|---|---|
| Dividend yield | 1.78% | 1.15% |
| Payout ratio | 26.67% | 22.36% |
Growth (annualized)
| Metric | C | SCHW |
|---|---|---|
| Revenue CAGR (5Y) | 16.66% | 13.03% |
| EPS CAGR (5Y) | 8.77% | 17.05% |
| Total return CAGR (5Y) | 18.75% | 9.51% |
Frequently asked
- Which has the lower trailing P/E, C or SCHW?
- C has the lower trailing P/E: C trades at 14.99 and SCHW at 19.50. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or SCHW?
- Over the past five years, C grew revenue faster — C at a 16.66% CAGR versus SCHW at 13.03%.
- Does C or SCHW pay a bigger dividend?
- C yields 1.78% and SCHW yields 1.15% based on trailing dividends and the latest price.
- Is C or SCHW more profitable?
- SCHW runs the higher net margin — C at 10.24% versus SCHW at 33.62%.
Go deeper
Dig into the metrics
Citigroup P/E ratioCharles Schwab P/E ratioCitigroup dividend yieldCharles Schwab dividend yieldCitigroup ROECharles Schwab ROECitigroup operating marginCharles Schwab operating marginCitigroup revenue growthCharles Schwab revenue growth
Citigroup & Charles Schwab appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.