Citigroup Inc. (C) vs The Charles Schwab Corporation (SCHW)

A side-by-side comparison of Citigroup Inc. and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 29, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnC vs SCHW

growth of $100 · dividends reinvested · last 30y
C +152.8%SCHW +3915.7%SCHW compounded faster
Log scale — wide-divergence pair
101001k10kStart $100200120062011201620212026$253$4,016
C SCHW

C vs SCHW: by the numbers

  • C is the larger company ($217.95B vs $181.69B market cap).
  • C trades at the lower trailing earnings multiple (14.31 vs 19.27 P/E), one valuation lens rather than an overall verdict.
  • SCHW converts more revenue to profit (33.62% vs 11.59% net margin).
  • C grew revenue faster over the past five years (13.75% vs 13.03% CAGR).
  • C pays the higher dividend yield (1.81% vs 1.11%).

Metrics side by side

Valuation

MetricCSCHW
P/E ratio14.3119.27
Forward P/E11.8616.30
P/S ratio1.506.14
P/B ratio1.083.69
PEG ratio0.810.38

Profitability

MetricCSCHW
Gross margin44.55%86.67%
Operating margin16.09%43.49%
Net margin11.59%33.62%
ROE8.40%20.24%
ROIC0.95%9.50%

Dividends

MetricCSCHW
Dividend yield1.81%1.11%
Payout ratio33.20%25.21%

Growth (annualized)

MetricCSCHW
Revenue CAGR (5Y)13.75%13.03%
EPS CAGR (5Y)8.77%17.05%
Total return CAGR (5Y)18.26%10.79%

Frequently asked

Which has the lower trailing P/E, C or SCHW?
C has the lower trailing P/E: C trades at 14.31 and SCHW at 19.27. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, C or SCHW?
Over the past five years, C grew revenue faster — C at a 13.75% CAGR versus SCHW at 13.03%.
Does C or SCHW pay a bigger dividend?
C yields 1.81% and SCHW yields 1.11% based on trailing dividends and the latest price.
Is C or SCHW more profitable?
SCHW runs the higher net margin — C at 11.59% versus SCHW at 33.62%.
How have C and SCHW total returns compared?
Over the past 10 years, C delivered 15.00% and SCHW delivered 15.42% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 29, 2026.