Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.96% is 13% above its 5-year average of 0.85%, near the high end of its 5-year range (0.63%–1.01%).
As of the fiscal period ended Wednesday, December 31, 2025. 11.63% above its 12-month average of 0.86%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
0.96%
RETURN ON ASSETS (ROA) AVG TTM
0.86%
RETURN ON ASSETS (ROA) AVG 3Y
0.86%
RETURN ON ASSETS (ROA) AVG 5Y
0.85%
RETURN ON ASSETS (ROA) AVG 10Y
0.89%
RETURN ON ASSETS (ROA) AVG 15Y
0.67%
RETURN ON ASSETS (ROA) AVG 20Y
0.71%
CURRENT VS TTM AVG
+11.63%
CURRENT VS 3Y AVG
+11.30%
CURRENT VS 5Y AVG
+13.16%
CURRENT VS 10Y AVG
+8.09%
CURRENT VS 15Y AVG
+43.15%
CURRENT VS 20Y AVG
+36.03%
SECTOR MEDIAN · FINANCIAL SERVICES
2.80%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-65.71%
vs the sector median at left
Bank of America Corporation
Market Cap
$440.34B
Return on Assets (ROA)
0.96%
TTM Avg
0.86%
3Y Avg
0.86%
5Y Avg
0.85%
Market Cap
$475.41B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$476.83B
Return on Assets (ROA)
29.69%
TTM Avg
27.21%
3Y Avg
26.61%
5Y Avg
24.76%
Market Cap
$338.20B
Return on Assets (ROA)
1.28%
TTM Avg
1.15%
3Y Avg
0.99%
5Y Avg
1.04%
Market Cap
$313.07B
Return on Assets (ROA)
0.99%
TTM Avg
0.90%
3Y Avg
0.77%
5Y Avg
0.90%
Market Cap
$264.40B
Return on Assets (ROA)
0.99%
TTM Avg
1.00%
3Y Avg
0.93%
5Y Avg
0.84%
Market Cap
$624.45B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$226.75B
Return on Assets (ROA)
0.61%
TTM Avg
0.54%
3Y Avg
0.52%
5Y Avg
0.59%
Market Cap
$222.55B
Return on Assets (ROA)
2.71%
TTM Avg
3.67%
3Y Avg
3.46%
5Y Avg
3.29%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bank of America Corporation (BAC) | $440.34B | 0.96% | 0.86% | 0.86% | 0.85% |
| Invesco QQQ Trust, Series 1 (QQQ)vs › | $475.41B | N/A | N/A | N/A | N/A |
| Mastercard Incorporated (MA)vs › | $476.83B | 29.69% | 27.21% | 26.61% | 24.76% |
| Morgan Stanley (MS)vs › | $338.20B | 1.28% | 1.15% | 0.99% | 1.04% |
| The Goldman Sachs Group, Inc. (GS)vs › | $313.07B | 0.99% | 0.90% | 0.77% | 0.90% |
| Wells Fargo & Company (WFC)vs › | $264.40B | 0.99% | 1.00% | 0.93% | 0.84% |
| Vanguard Total Stock Market ETF (VTI)vs › | $624.45B | N/A | N/A | N/A | N/A |
| Citigroup Inc. (C)vs › | $226.75B | 0.61% | 0.54% | 0.52% | 0.59% |
| American Express Company (AXP)vs › | $222.55B | 2.71% | 3.67% | 3.46% | 3.29% |
| Visa Inc. (V)vs › | $681.89B | 23.39% | 20.51% | 19.40% | 17.65% |
ROA
1.0%
ROE
11.2%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.89% |
| 2024-12-31 | 0.83% |
| 2023-12-31 | 0.83% |
| 2022-12-31 | 0.90% |
| 2021-12-31 | 1.01% |
| 2020-12-31 | 0.63% |
| 2019-12-31 | 1.13% |
| 2018-12-31 | 1.20% |
| 2017-12-31 | 0.80% |
| 2016-12-31 | 0.81% |
| 2015-12-31 | 0.74% |
| 2014-12-31 | 0.26% |
| 2013-12-31 | 0.54% |
| 2012-12-31 | 0.19% |
| 2011-12-31 | 0.07% |
| 2010-12-31 | -0.10% |
| 2009-12-31 | 0.28% |
| 2008-12-31 | 0.22% |
| 2007-12-31 | 0.87% |
| 2006-12-31 | 1.45% |
| 2005-12-31 | 1.27% |
| 2004-12-31 | 1.26% |
| 2003-12-31 | 1.47% |
| 2002-12-31 | 1.40% |
| 2001-12-31 | 1.09% |
| 2000-12-31 | 1.17% |
| 1999-12-31 | 1.25% |
| 1998-12-31 | 0.84% |
| 1997-12-31 | 1.15% |
| 1996-12-31 | 3.13% |
