Bank of America Corporation (BAC) vs Visa Inc. (V)

BAC leads on 7 of 13 compared metrics.

A side-by-side comparison of Bank of America Corporation and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 15, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — BAC vs V

growth of $100 · last 18y
BAC +44.9%V +2191.7%V compounded faster
Log scale — wide-divergence pair
1101001k10kStart $100201120142017202020232026$145$2,292
BAC V

BAC vs V: by the numbers

  • V is the larger company ($620.71B vs $396.49B market cap).
  • BAC trades at the lower earnings multiple (13.86 vs 28.21 P/E).
  • V converts more revenue to profit (51.68% vs 18.13% net margin).
  • V grew revenue faster over the past five years (15.04% vs 13.95% CAGR).
  • BAC pays the higher dividend yield (2.00% vs 0.80%).

Which is better, BAC or V?

Metric tally: BAC 7 · V 6

It depends on what you're optimizing for:

ValueBAC(lower P/E)
GrowthV(faster 5Y revenue CAGR)
IncomeBAC(higher dividend yield)
QualityV(higher ROIC)

Metrics side by side

Valuation

MetricBACV
P/E ratio13.8628.21
Forward P/E12.5221.72
P/S ratio2.3714.55
P/B ratio1.3817.55
PEG ratio0.686.71

Profitability

MetricBACV
Gross margin63.18%81.29%
Operating margin22.87%61.12%
Net margin18.13%51.68%
ROE10.54%62.35%
ROIC3.39%28.36%

Dividends

MetricBACV
Dividend yield2.00%0.80%
Payout ratio28.87%25.44%

Growth (annualized)

MetricBACV
Revenue CAGR (5Y)13.95%15.04%
EPS CAGR (5Y)15.60%15.84%
Total return CAGR (5Y)8.82%7.61%

Frequently asked

Which is better, BAC or V?
It depends on your goal. value: BAC (lower P/E); growth: V (faster 5Y revenue CAGR); income: BAC (higher dividend yield); quality: V (higher ROIC). Across all compared metrics, BAC leads 7 to 6.
Is BAC or V cheaper?
On trailing earnings, BAC is cheaper: BAC trades at a 13.86 P/E and V at 28.21.
Which has grown faster, BAC or V?
Over the past five years, V grew revenue faster — BAC at a 13.95% CAGR versus V at 15.04%.
Does BAC or V pay a bigger dividend?
BAC yields 2.00% and V yields 0.80% based on trailing dividends and the latest price.
Is BAC or V more profitable?
V runs the higher net margin — BAC at 18.13% versus V at 51.68%.
Which has been the better investment, BAC or V?
Over the past 10-year, BAC delivered the higher annualized total return — BAC at 18.00% versus V at 16.09%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 15, 2026.