Bank of America Corporation (BAC) vs Visa Inc. (V)
A side-by-side comparison of Bank of America Corporation and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
BAC
Bank of America Corporation
$54.43Financial ServicesDelayed quote: Sep 30, 2026, 4:00 PM EDT
V
Visa Inc.
$359.33Financial ServicesDelayed quote: Sep 30, 2026, 4:00 PM EDT
Total return — BAC vs V
growth of $100 · dividends reinvested · last 10yBAC +399.0% (+17.4%/yr)V +384.7% (+17.1%/yr)BAC compounded faster over this window
BAC V
BAC vs V: by the numbers
- •V is the larger company ($670.89B vs $386.27B market cap).
- •BAC trades at the lower trailing earnings multiple (12.54 vs 30.56 P/E), one valuation lens rather than an overall verdict.
- •V converts more revenue to profit (50.78% vs 17.24% net margin).
- •BAC grew revenue faster over the past five years (16.84% vs 14.46% CAGR).
- •BAC pays the higher dividend yield (1.85% vs 0.73%).
Metrics side by side
Valuation
| Metric | BAC | V |
|---|---|---|
| P/E ratio | 12.54 | 30.56 |
| Forward P/E | 11.74 | 27.17 |
| P/S ratio | 1.98 | 15.08 |
| P/B ratio | 1.28 | 19.07 |
Profitability
| Metric | BAC | V |
|---|---|---|
| Gross margin | 59.32% | 80.18% |
| Operating margin | 22.47% | 60.68% |
| Net margin | 17.24% | 50.78% |
| ROE | 11.18% | 64.22% |
Dividends
| Metric | BAC | V |
|---|---|---|
| Dividend yield | 1.85% | 0.73% |
| Payout ratio | 26.73% | 22.79% |
Growth (annualized)
| Metric | BAC | V |
|---|---|---|
| Revenue CAGR (5Y) | 16.84% | 14.46% |
| EPS CAGR (5Y) | 15.60% | 15.84% |
| Total return CAGR (5Y) | 11.96% | 10.90% |
Frequently asked
- Which has the lower trailing P/E, BAC or V?
- BAC has the lower trailing P/E: BAC trades at 12.54 and V at 30.56. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BAC or V?
- Over the past five years, BAC grew revenue faster — BAC at a 16.84% CAGR versus V at 14.46%.
- Does BAC or V pay a bigger dividend?
- BAC yields 1.85% and V yields 0.73% based on trailing dividends and the latest price.
- Is BAC or V more profitable?
- V runs the higher net margin — BAC at 17.24% versus V at 50.78%.
- How have BAC and V total returns compared?
- Over the past 10 years, BAC delivered 17.40% and V delivered 17.10% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of America P/E ratioVisa P/E ratioBank of America dividend yieldVisa dividend yieldBank of America ROEVisa ROEBank of America operating marginVisa operating marginBank of America revenue growthVisa revenue growth
Bank of America & Visa appear in these rankings
Fastest Revenue Growth StocksHighest ROE StocksHighest Operating Margin StocksHighest FCF Yield Stocks
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.