Bank of America Corporation (BAC) vs Visa Inc. (V)
A side-by-side comparison of Bank of America Corporation and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 1, 2026. Differences are shown without an overall score or investment verdict.
BAC
Bank of America Corporation
$61.95Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET
V
Visa Inc.
$366.13Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET
Total return — BAC vs V
growth of $100 · dividends reinvested · last 18yBAC +121.2%V +2847.8%V compounded faster
Log scale — wide-divergence pair
BAC V
BAC vs V: by the numbers
- •V is the larger company ($683.58B vs $439.63B market cap).
- •BAC trades at the lower trailing earnings multiple (14.27 vs 137.13 P/E), one valuation lens rather than an overall verdict.
- •V converts more revenue to profit (50.78% vs 18.95% net margin).
- •BAC grew revenue faster over the past five years (14.65% vs 14.46% CAGR).
- •BAC pays the higher dividend yield (1.81% vs 0.71%).
Metrics side by side
Valuation
| Metric | BAC | V |
|---|---|---|
| P/E ratio | 14.27 | 137.13 |
| Forward P/E | 13.37 | N/A |
| P/S ratio | 2.54 | 15.91 |
| P/B ratio | 1.50 | 20.12 |
| PEG ratio | 0.73 | 6.78 |
Profitability
| Metric | BAC | V |
|---|---|---|
| Gross margin | 56.08% | 80.36% |
| Operating margin | 24.70% | 60.68% |
| Net margin | 18.95% | 50.78% |
| ROE | 11.18% | 64.22% |
| ROIC | 3.39% | 28.36% |
Dividends
| Metric | BAC | V |
|---|---|---|
| Dividend yield | 1.81% | 0.71% |
| Payout ratio | 28.87% | 25.44% |
Growth (annualized)
| Metric | BAC | V |
|---|---|---|
| Revenue CAGR (5Y) | 14.65% | 14.46% |
| EPS CAGR (5Y) | 15.60% | 15.84% |
| Total return CAGR (5Y) | 12.78% | 9.05% |
Frequently asked
- Which has the lower trailing P/E, BAC or V?
- BAC has the lower trailing P/E: BAC trades at 14.27 and V at 137.13. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BAC or V?
- Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus V at 14.46%.
- Does BAC or V pay a bigger dividend?
- BAC yields 1.81% and V yields 0.71% based on trailing dividends and the latest price.
- Is BAC or V more profitable?
- V runs the higher net margin — BAC at 18.95% versus V at 50.78%.
- How have BAC and V total returns compared?
- Over the past 10 years, BAC delivered 18.23% and V delivered 17.53% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of America P/E ratioVisa P/E ratioBank of America dividend yieldVisa dividend yieldBank of America ROEVisa ROEBank of America operating marginVisa operating marginBank of America revenue growthVisa revenue growthBank of America free cash flowVisa free cash flow
Bank of America & Visa appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 1, 2026.