Bank of America Corporation (BAC) vs Visa Inc. (V)
BAC leads on 7 of 13 compared metrics.
A side-by-side comparison of Bank of America Corporation and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 15, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
BAC
Bank of America Corporation
$55.87Financial Services
V
Visa Inc.
$323.82Financial Services
Total return — BAC vs V
growth of $100 · last 18yBAC +44.9%V +2191.7%V compounded faster
Log scale — wide-divergence pair
BAC V
BAC vs V: by the numbers
- •V is the larger company ($620.71B vs $396.49B market cap).
- •BAC trades at the lower earnings multiple (13.86 vs 28.21 P/E).
- •V converts more revenue to profit (51.68% vs 18.13% net margin).
- •V grew revenue faster over the past five years (15.04% vs 13.95% CAGR).
- •BAC pays the higher dividend yield (2.00% vs 0.80%).
Which is better, BAC or V?
Metric tally: BAC 7 · V 6It depends on what you're optimizing for:
ValueBAC(lower P/E)
GrowthV(faster 5Y revenue CAGR)
IncomeBAC(higher dividend yield)
QualityV(higher ROIC)
Metrics side by side
Valuation
| Metric | BAC | V |
|---|---|---|
| P/E ratio | 13.86● | 28.21 |
| Forward P/E | 12.52● | 21.72 |
| P/S ratio | 2.37● | 14.55 |
| P/B ratio | 1.38● | 17.55 |
| PEG ratio | 0.68● | 6.71 |
Profitability
| Metric | BAC | V |
|---|---|---|
| Gross margin | 63.18% | 81.29%● |
| Operating margin | 22.87% | 61.12%● |
| Net margin | 18.13% | 51.68%● |
| ROE | 10.54% | 62.35%● |
| ROIC | 3.39% | 28.36%● |
Dividends
| Metric | BAC | V |
|---|---|---|
| Dividend yield | 2.00%● | 0.80% |
| Payout ratio | 28.87% | 25.44% |
Growth (annualized)
| Metric | BAC | V |
|---|---|---|
| Revenue CAGR (5Y) | 13.95% | 15.04%● |
| EPS CAGR (5Y) | 15.60% | 15.84% |
| Total return CAGR (5Y) | 8.82%● | 7.61% |
Frequently asked
- Which is better, BAC or V?
- It depends on your goal. value: BAC (lower P/E); growth: V (faster 5Y revenue CAGR); income: BAC (higher dividend yield); quality: V (higher ROIC). Across all compared metrics, BAC leads 7 to 6.
- Is BAC or V cheaper?
- On trailing earnings, BAC is cheaper: BAC trades at a 13.86 P/E and V at 28.21.
- Which has grown faster, BAC or V?
- Over the past five years, V grew revenue faster — BAC at a 13.95% CAGR versus V at 15.04%.
- Does BAC or V pay a bigger dividend?
- BAC yields 2.00% and V yields 0.80% based on trailing dividends and the latest price.
- Is BAC or V more profitable?
- V runs the higher net margin — BAC at 18.13% versus V at 51.68%.
- Which has been the better investment, BAC or V?
- Over the past 10-year, BAC delivered the higher annualized total return — BAC at 18.00% versus V at 16.09%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of America P/E ratioVisa P/E ratioBank of America dividend yieldVisa dividend yieldBank of America ROEVisa ROEBank of America operating marginVisa operating marginBank of America revenue growthVisa revenue growthBank of America free cash flowVisa free cash flow
Bank of America & Visa appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 15, 2026.