Which has the lower trailing P/E, BAC or PYPL?

PYPL has the lower trailing P/E: BAC trades at 14.27 and PYPL at 10.81. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BAC or PYPL?

Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus PYPL at 7.43%.

Does BAC or PYPL pay a bigger dividend?

BAC yields 1.81% and PYPL yields 0.73% based on trailing dividends and the latest price.

Is BAC or PYPL more profitable?

BAC runs the higher net margin — BAC at 18.95% versus PYPL at 14.36%.

How have BAC and PYPL total returns compared?

Over the past 10 years, BAC delivered 18.23% and PYPL delivered 4.47% annualized total return. Past performance doesn't predict future results.

Bank of America Corporation (BAC) vs PayPal Holdings, Inc. (PYPL)

A side-by-side comparison of Bank of America Corporation and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 1, 2026. Differences are shown without an overall score or investment verdict.

BAC

Bank of America Corporation

$439.63B

$61.95Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET

PYPL

PayPal Holdings, Inc.

$50.47B

$57.21Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET

Total return — BAC vs PYPL

growth of $100 · dividends reinvested · last 11y

BAC +350.4%PYPL +57.2%BAC compounded faster

BAC PYPL

BAC vs PYPL: by the numbers

•BAC is the larger company ($439.63B vs $50.47B market cap).
•PYPL trades at the lower trailing earnings multiple (10.81 vs 14.27 P/E), one valuation lens rather than an overall verdict.
•BAC converts more revenue to profit (18.95% vs 14.36% net margin).
•BAC grew revenue faster over the past five years (14.65% vs 7.43% CAGR).
•BAC pays the higher dividend yield (1.81% vs 0.73%).

Metrics side by side

Valuation

Metric	BAC	PYPL
P/E ratio	14.27	10.81
Forward P/E	13.37	10.68
P/S ratio	2.54	1.51
P/B ratio	1.50	2.60
PEG ratio	0.73	0.30

Profitability

Metric	BAC	PYPL
Gross margin	56.08%	45.75%
Operating margin	24.70%	18.78%
Net margin	18.95%	14.36%
ROE	11.18%	24.73%
ROIC	3.39%	14.95%

Dividends

Metric	BAC	PYPL
Dividend yield	1.81%	0.73%
Payout ratio	28.87%	7.69%

Growth (annualized)

Metric	BAC	PYPL
Revenue CAGR (5Y)	14.65%	7.43%
EPS CAGR (5Y)	15.60%	8.81%
Total return CAGR (5Y)	12.78%	-26.84%

Frequently asked

Which has the lower trailing P/E, BAC or PYPL?: PYPL has the lower trailing P/E: BAC trades at 14.27 and PYPL at 10.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BAC or PYPL?: Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus PYPL at 7.43%.
Does BAC or PYPL pay a bigger dividend?: BAC yields 1.81% and PYPL yields 0.73% based on trailing dividends and the latest price.
Is BAC or PYPL more profitable?: BAC runs the higher net margin — BAC at 18.95% versus PYPL at 14.36%.
How have BAC and PYPL total returns compared?: Over the past 10 years, BAC delivered 18.23% and PYPL delivered 4.47% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BAC analysis Full PYPL analysis Interactive comparison tool

Dig into the metrics

Bank of America P/E ratio PayPal P/E ratio Bank of America dividend yield PayPal dividend yield Bank of America ROE PayPal ROE Bank of America operating margin PayPal operating margin Bank of America revenue growth PayPal revenue growth Bank of America free cash flow PayPal free cash flow

Bank of America & PayPal appear in these rankings

Highest FCF Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks Largest Companies by Market Cap

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 1, 2026.