Which has the lower trailing P/E, BAC or PYPL?

PYPL has the lower trailing P/E: BAC trades at 12.54 and PYPL at 9.93. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BAC or PYPL?

Over the past five years, BAC grew revenue faster — BAC at a 16.84% CAGR versus PYPL at 7.43%.

Does BAC or PYPL pay a bigger dividend?

BAC yields 1.85% and PYPL yields 0.78% based on trailing dividends and the latest price.

Is BAC or PYPL more profitable?

BAC runs the higher net margin — BAC at 17.24% versus PYPL at 14.36%.

How have BAC and PYPL total returns compared?

Over the past 10 years, BAC delivered 17.40% and PYPL delivered 3.63% annualized total return. Past performance doesn't predict future results.

Bank of America Corporation (BAC) vs PayPal Holdings, Inc. (PYPL)

A side-by-side comparison of Bank of America Corporation and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

BAC

Bank of America Corporation

$386.27B

$54.43Financial ServicesDelayed quote: Sep 30, 2026, 4:00 PM EDT

PYPL

PayPal Holdings, Inc.

$44.94B

$52.53Financial ServicesDelayed quote: Sep 30, 2026, 4:00 PM EDT

Total return — BAC vs PYPL

growth of $100 · dividends reinvested · last 10y

BAC +399.1% (+17.4%/yr)PYPL +40.1% (+3.4%/yr)BAC compounded faster over this window

BAC PYPL

BAC vs PYPL: by the numbers

•BAC is the larger company ($386.27B vs $44.94B market cap).
•PYPL trades at the lower trailing earnings multiple (9.93 vs 12.54 P/E), one valuation lens rather than an overall verdict.
•BAC converts more revenue to profit (17.24% vs 14.36% net margin).
•BAC grew revenue faster over the past five years (16.84% vs 7.43% CAGR).
•BAC pays the higher dividend yield (1.85% vs 0.78%).

Metrics side by side

Valuation

Metric	BAC	PYPL
P/E ratio	12.54	9.93
Forward P/E	11.74	9.75
P/S ratio	1.98	1.32
P/B ratio	1.28	2.27

Profitability

Metric	BAC	PYPL
Gross margin	59.32%	45.75%
Operating margin	22.47%	18.78%
Net margin	17.24%	14.36%
ROE	11.18%	24.73%

Dividends

Metric	BAC	PYPL
Dividend yield	1.85%	0.78%
Payout ratio	26.73%	7.94%

Growth (annualized)

Metric	BAC	PYPL
Revenue CAGR (5Y)	16.84%	7.43%
EPS CAGR (5Y)	15.60%	8.81%
Total return CAGR (5Y)	11.96%	-28.17%

Frequently asked

Which has the lower trailing P/E, BAC or PYPL?: PYPL has the lower trailing P/E: BAC trades at 12.54 and PYPL at 9.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BAC or PYPL?: Over the past five years, BAC grew revenue faster — BAC at a 16.84% CAGR versus PYPL at 7.43%.
Does BAC or PYPL pay a bigger dividend?: BAC yields 1.85% and PYPL yields 0.78% based on trailing dividends and the latest price.
Is BAC or PYPL more profitable?: BAC runs the higher net margin — BAC at 17.24% versus PYPL at 14.36%.
How have BAC and PYPL total returns compared?: Over the past 10 years, BAC delivered 17.40% and PYPL delivered 3.63% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BAC analysis Full PYPL analysis Interactive comparison tool

Dig into the metrics

Bank of America P/E ratio PayPal P/E ratio Bank of America dividend yield PayPal dividend yield Bank of America ROE PayPal ROE Bank of America operating margin PayPal operating margin Bank of America revenue growth PayPal revenue growth

Bank of America & PayPal appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.