American Express Company (AXP) vs Bank of America Corporation (BAC)

A side-by-side comparison of American Express Company and Bank of America Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 1, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAXP vs BAC

growth of $100 · dividends reinvested · last 30y
AXP +3773.4%BAC +538.7%AXP compounded faster
Log scale — wide-divergence pair
101001k10kStart $100200120062011201620212026$3,873$639
AXP BAC

AXP vs BAC: by the numbers

  • BAC is the larger company ($439.63B vs $227.07B market cap).
  • BAC trades at the lower trailing earnings multiple (14.27 vs 20.34 P/E), one valuation lens rather than an overall verdict.
  • BAC converts more revenue to profit (18.95% vs 13.61% net margin).
  • AXP grew revenue faster over the past five years (16.23% vs 14.65% CAGR).
  • BAC pays the higher dividend yield (1.81% vs 1.01%).

Metrics side by side

Valuation

MetricAXPBAC
P/E ratio20.3414.27
Forward P/E19.0513.37
P/S ratio2.712.54
P/B ratio6.651.50
PEG ratio2.460.73

Profitability

MetricAXPBAC
Gross margin84.35%56.08%
Operating margin17.14%24.70%
Net margin13.61%18.95%
ROE33.39%11.18%
ROIC8.29%3.39%

Dividends

MetricAXPBAC
Dividend yield1.01%1.81%
Payout ratio22.13%28.87%

Growth (annualized)

MetricAXPBAC
Revenue CAGR (5Y)16.23%14.65%
EPS CAGR (5Y)32.53%15.60%
Total return CAGR (5Y)15.94%12.78%

Frequently asked

Which has the lower trailing P/E, AXP or BAC?
BAC has the lower trailing P/E: AXP trades at 20.34 and BAC at 14.27. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AXP or BAC?
Over the past five years, AXP grew revenue faster — AXP at a 16.23% CAGR versus BAC at 14.65%.
Does AXP or BAC pay a bigger dividend?
AXP yields 1.01% and BAC yields 1.81% based on trailing dividends and the latest price.
Is AXP or BAC more profitable?
BAC runs the higher net margin — AXP at 13.61% versus BAC at 18.95%.
How have AXP and BAC total returns compared?
Over the past 10 years, AXP delivered 19.58% and BAC delivered 18.23% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 1, 2026.