American Express Company (AXP) vs Bank of America Corporation (BAC)

A side-by-side comparison of American Express Company and Bank of America Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAXP vs BAC

growth of $100 · dividends reinvested · last 10y
AXP +481.5% (+19.2%/yr)BAC +402.6% (+17.5%/yr)AXP compounded faster over this window
200400600Start $10020182020202220242026$582$503
AXP BAC

AXP vs BAC: by the numbers

  • BAC is the larger company ($422.39B vs $219.09B market cap).
  • BAC trades at the lower trailing earnings multiple (13.71 vs 19.63 P/E), one valuation lens rather than an overall verdict.
  • BAC converts more revenue to profit (17.24% vs 13.61% net margin).
  • BAC grew revenue faster over the past five years (16.84% vs 16.23% CAGR).
  • BAC pays the higher dividend yield (1.85% vs 1.09%).

Metrics side by side

Valuation

MetricAXPBAC
P/E ratio19.6313.71
Forward P/E18.3812.84
P/S ratio2.612.16
P/B ratio6.391.40

Profitability

MetricAXPBAC
Gross margin84.35%59.32%
Operating margin17.14%22.47%
Net margin13.61%17.24%
ROE33.39%11.18%

Dividends

MetricAXPBAC
Dividend yield1.09%1.85%
Payout ratio21.42%26.73%

Growth (annualized)

MetricAXPBAC
Revenue CAGR (5Y)16.23%16.84%
EPS CAGR (5Y)32.53%15.60%
Total return CAGR (5Y)16.80%11.96%

Frequently asked

Which has the lower trailing P/E, AXP or BAC?
BAC has the lower trailing P/E: AXP trades at 19.63 and BAC at 13.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AXP or BAC?
Over the past five years, BAC grew revenue faster — AXP at a 16.23% CAGR versus BAC at 16.84%.
Does AXP or BAC pay a bigger dividend?
AXP yields 1.09% and BAC yields 1.85% based on trailing dividends and the latest price.
Is AXP or BAC more profitable?
BAC runs the higher net margin — AXP at 13.61% versus BAC at 17.24%.
How have AXP and BAC total returns compared?
Over the past 10 years, AXP delivered 19.05% and BAC delivered 17.40% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.