American Express Company (AXP) vs Bank of America Corporation (BAC)

BAC leads on 8 of 14 compared metrics.

A side-by-side comparison of American Express Company and Bank of America Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 15, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — AXP vs BAC

growth of $100 · last 30y
AXP +2436.9%BAC +169.3%AXP compounded faster
Log scale — wide-divergence pair
101001k10kStart $100200120062011201620212026$2,537$269
AXP BAC

AXP vs BAC: by the numbers

  • BAC is the larger company ($396.49B vs $228.84B market cap).
  • BAC trades at the lower earnings multiple (13.86 vs 20.92 P/E).
  • BAC converts more revenue to profit (18.13% vs 13.61% net margin).
  • AXP grew revenue faster over the past five years (17.35% vs 13.95% CAGR).
  • BAC pays the higher dividend yield (2.00% vs 1.02%).

Which is better, AXP or BAC?

Metric tally: AXP 6 · BAC 8

It depends on what you're optimizing for:

ValueBAC(lower P/E)
GrowthAXP(faster 5Y revenue CAGR)
IncomeBAC(higher dividend yield)
QualityAXP(higher ROIC)

Metrics side by side

Valuation

MetricAXPBAC
P/E ratio20.9213.86
Forward P/E16.6412.52
P/S ratio2.792.37
P/B ratio6.771.38
PEG ratio2.430.68

Profitability

MetricAXPBAC
Gross margin83.50%63.18%
Operating margin20.70%22.87%
Net margin13.61%18.13%
ROE33.00%10.54%
ROIC8.29%3.39%

Dividends

MetricAXPBAC
Dividend yield1.02%2.00%
Payout ratio22.13%28.87%

Growth (annualized)

MetricAXPBAC
Revenue CAGR (5Y)17.35%13.95%
EPS CAGR (5Y)32.53%15.60%
Total return CAGR (5Y)16.47%8.82%

Frequently asked

Which is better, AXP or BAC?
It depends on your goal. value: BAC (lower P/E); growth: AXP (faster 5Y revenue CAGR); income: BAC (higher dividend yield); quality: AXP (higher ROIC). Across all compared metrics, BAC leads 8 to 6.
Is AXP or BAC cheaper?
On trailing earnings, BAC is cheaper: AXP trades at a 20.92 P/E and BAC at 13.86.
Which has grown faster, AXP or BAC?
Over the past five years, AXP grew revenue faster — AXP at a 17.35% CAGR versus BAC at 13.95%.
Does AXP or BAC pay a bigger dividend?
AXP yields 1.02% and BAC yields 2.00% based on trailing dividends and the latest price.
Is AXP or BAC more profitable?
BAC runs the higher net margin — AXP at 13.61% versus BAC at 18.13%.
Which has been the better investment, AXP or BAC?
Over the past 10-year, AXP delivered the higher annualized total return — AXP at 20.17% versus BAC at 18.00%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 15, 2026.