American Express Company (AXP) vs Bank of America Corporation (BAC)
A side-by-side comparison of American Express Company and Bank of America Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 1, 2026. Differences are shown without an overall score or investment verdict.
AXP
American Express Company
$336.25Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET
BAC
Bank of America Corporation
$61.95Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET
Total return — AXP vs BAC
growth of $100 · dividends reinvested · last 30yAXP +3773.4%BAC +538.7%AXP compounded faster
Log scale — wide-divergence pair
AXP BAC
AXP vs BAC: by the numbers
- •BAC is the larger company ($439.63B vs $227.07B market cap).
- •BAC trades at the lower trailing earnings multiple (14.27 vs 20.34 P/E), one valuation lens rather than an overall verdict.
- •BAC converts more revenue to profit (18.95% vs 13.61% net margin).
- •AXP grew revenue faster over the past five years (16.23% vs 14.65% CAGR).
- •BAC pays the higher dividend yield (1.81% vs 1.01%).
Metrics side by side
Valuation
| Metric | AXP | BAC |
|---|---|---|
| P/E ratio | 20.34 | 14.27 |
| Forward P/E | 19.05 | 13.37 |
| P/S ratio | 2.71 | 2.54 |
| P/B ratio | 6.65 | 1.50 |
| PEG ratio | 2.46 | 0.73 |
Profitability
| Metric | AXP | BAC |
|---|---|---|
| Gross margin | 84.35% | 56.08% |
| Operating margin | 17.14% | 24.70% |
| Net margin | 13.61% | 18.95% |
| ROE | 33.39% | 11.18% |
| ROIC | 8.29% | 3.39% |
Dividends
| Metric | AXP | BAC |
|---|---|---|
| Dividend yield | 1.01% | 1.81% |
| Payout ratio | 22.13% | 28.87% |
Growth (annualized)
| Metric | AXP | BAC |
|---|---|---|
| Revenue CAGR (5Y) | 16.23% | 14.65% |
| EPS CAGR (5Y) | 32.53% | 15.60% |
| Total return CAGR (5Y) | 15.94% | 12.78% |
Frequently asked
- Which has the lower trailing P/E, AXP or BAC?
- BAC has the lower trailing P/E: AXP trades at 20.34 and BAC at 14.27. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AXP or BAC?
- Over the past five years, AXP grew revenue faster — AXP at a 16.23% CAGR versus BAC at 14.65%.
- Does AXP or BAC pay a bigger dividend?
- AXP yields 1.01% and BAC yields 1.81% based on trailing dividends and the latest price.
- Is AXP or BAC more profitable?
- BAC runs the higher net margin — AXP at 13.61% versus BAC at 18.95%.
- How have AXP and BAC total returns compared?
- Over the past 10 years, AXP delivered 19.58% and BAC delivered 18.23% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioBank of America P/E ratioAmerican Express dividend yieldBank of America dividend yieldAmerican Express ROEBank of America ROEAmerican Express operating marginBank of America operating marginAmerican Express revenue growthBank of America revenue growthAmerican Express free cash flowBank of America free cash flow
American Express & Bank of America appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 1, 2026.