American Express Company (AXP) vs Bank of America Corporation (BAC)
A side-by-side comparison of American Express Company and Bank of America Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
AXP
American Express Company
$324.43Financial ServicesDelayed quote: Sep 15, 2026, 4:00 PM EDT
BAC
Bank of America Corporation
$59.52Financial ServicesDelayed quote: Sep 15, 2026, 4:00 PM EDT
Total return — AXP vs BAC
growth of $100 · dividends reinvested · last 10yAXP +481.5% (+19.2%/yr)BAC +402.6% (+17.5%/yr)AXP compounded faster over this window
AXP BAC
AXP vs BAC: by the numbers
- •BAC is the larger company ($422.39B vs $219.09B market cap).
- •BAC trades at the lower trailing earnings multiple (13.71 vs 19.63 P/E), one valuation lens rather than an overall verdict.
- •BAC converts more revenue to profit (17.24% vs 13.61% net margin).
- •BAC grew revenue faster over the past five years (16.84% vs 16.23% CAGR).
- •BAC pays the higher dividend yield (1.85% vs 1.09%).
Metrics side by side
Valuation
| Metric | AXP | BAC |
|---|---|---|
| P/E ratio | 19.63 | 13.71 |
| Forward P/E | 18.38 | 12.84 |
| P/S ratio | 2.61 | 2.16 |
| P/B ratio | 6.39 | 1.40 |
Profitability
| Metric | AXP | BAC |
|---|---|---|
| Gross margin | 84.35% | 59.32% |
| Operating margin | 17.14% | 22.47% |
| Net margin | 13.61% | 17.24% |
| ROE | 33.39% | 11.18% |
Dividends
| Metric | AXP | BAC |
|---|---|---|
| Dividend yield | 1.09% | 1.85% |
| Payout ratio | 21.42% | 26.73% |
Growth (annualized)
| Metric | AXP | BAC |
|---|---|---|
| Revenue CAGR (5Y) | 16.23% | 16.84% |
| EPS CAGR (5Y) | 32.53% | 15.60% |
| Total return CAGR (5Y) | 16.80% | 11.96% |
Frequently asked
- Which has the lower trailing P/E, AXP or BAC?
- BAC has the lower trailing P/E: AXP trades at 19.63 and BAC at 13.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AXP or BAC?
- Over the past five years, BAC grew revenue faster — AXP at a 16.23% CAGR versus BAC at 16.84%.
- Does AXP or BAC pay a bigger dividend?
- AXP yields 1.09% and BAC yields 1.85% based on trailing dividends and the latest price.
- Is AXP or BAC more profitable?
- BAC runs the higher net margin — AXP at 13.61% versus BAC at 17.24%.
- How have AXP and BAC total returns compared?
- Over the past 10 years, AXP delivered 19.05% and BAC delivered 17.40% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioBank of America P/E ratioAmerican Express dividend yieldBank of America dividend yieldAmerican Express ROEBank of America ROEAmerican Express operating marginBank of America operating marginAmerican Express revenue growthBank of America revenue growth
American Express & Bank of America appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.