American Express Company (AXP) vs Bank of America Corporation (BAC)
BAC leads on 8 of 14 compared metrics.
A side-by-side comparison of American Express Company and Bank of America Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 15, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AXP
American Express Company
$335.38Financial Services
BAC
Bank of America Corporation
$55.87Financial Services
Total return — AXP vs BAC
growth of $100 · last 30yAXP +2436.9%BAC +169.3%AXP compounded faster
Log scale — wide-divergence pair
AXP BAC
AXP vs BAC: by the numbers
- •BAC is the larger company ($396.49B vs $228.84B market cap).
- •BAC trades at the lower earnings multiple (13.86 vs 20.92 P/E).
- •BAC converts more revenue to profit (18.13% vs 13.61% net margin).
- •AXP grew revenue faster over the past five years (17.35% vs 13.95% CAGR).
- •BAC pays the higher dividend yield (2.00% vs 1.02%).
Which is better, AXP or BAC?
Metric tally: AXP 6 · BAC 8It depends on what you're optimizing for:
ValueBAC(lower P/E)
GrowthAXP(faster 5Y revenue CAGR)
IncomeBAC(higher dividend yield)
QualityAXP(higher ROIC)
Metrics side by side
Valuation
| Metric | AXP | BAC |
|---|---|---|
| P/E ratio | 20.92 | 13.86● |
| Forward P/E | 16.64 | 12.52● |
| P/S ratio | 2.79 | 2.37● |
| P/B ratio | 6.77 | 1.38● |
| PEG ratio | 2.43 | 0.68● |
Profitability
| Metric | AXP | BAC |
|---|---|---|
| Gross margin | 83.50%● | 63.18% |
| Operating margin | 20.70% | 22.87%● |
| Net margin | 13.61% | 18.13%● |
| ROE | 33.00%● | 10.54% |
| ROIC | 8.29%● | 3.39% |
Dividends
| Metric | AXP | BAC |
|---|---|---|
| Dividend yield | 1.02% | 2.00%● |
| Payout ratio | 22.13% | 28.87% |
Growth (annualized)
| Metric | AXP | BAC |
|---|---|---|
| Revenue CAGR (5Y) | 17.35%● | 13.95% |
| EPS CAGR (5Y) | 32.53%● | 15.60% |
| Total return CAGR (5Y) | 16.47%● | 8.82% |
Frequently asked
- Which is better, AXP or BAC?
- It depends on your goal. value: BAC (lower P/E); growth: AXP (faster 5Y revenue CAGR); income: BAC (higher dividend yield); quality: AXP (higher ROIC). Across all compared metrics, BAC leads 8 to 6.
- Is AXP or BAC cheaper?
- On trailing earnings, BAC is cheaper: AXP trades at a 20.92 P/E and BAC at 13.86.
- Which has grown faster, AXP or BAC?
- Over the past five years, AXP grew revenue faster — AXP at a 17.35% CAGR versus BAC at 13.95%.
- Does AXP or BAC pay a bigger dividend?
- AXP yields 1.02% and BAC yields 2.00% based on trailing dividends and the latest price.
- Is AXP or BAC more profitable?
- BAC runs the higher net margin — AXP at 13.61% versus BAC at 18.13%.
- Which has been the better investment, AXP or BAC?
- Over the past 10-year, AXP delivered the higher annualized total return — AXP at 20.17% versus BAC at 18.00%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioBank of America P/E ratioAmerican Express dividend yieldBank of America dividend yieldAmerican Express ROEBank of America ROEAmerican Express operating marginBank of America operating marginAmerican Express revenue growthBank of America revenue growthAmerican Express free cash flowBank of America free cash flow
American Express & Bank of America appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 15, 2026.