Bank of America Corporation (BAC) vs Block, Inc. (SQ)

A side-by-side comparison of Bank of America Corporation and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 1, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: BAC is classified in Financial Services; SQ is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnBAC vs SQ

growth of $100 · dividends reinvested · last 9y
BAC +218.8%SQ +578.4%SQ compounded faster
05001k2k2kStart $10020172019202120232025$319$678
BAC SQ

BAC vs SQ: by the numbers

  • BAC is the larger company ($439.63B vs $51.73B market cap).
  • BAC trades at the lower trailing earnings multiple (14.27 vs 49.81 P/E), one valuation lens rather than an overall verdict.
  • BAC is profitable (18.95% net margin) while SQ runs a net loss (-2.04%).
  • BAC grew revenue faster over the past five years (14.65% vs 13.19% CAGR).
  • BAC pays a dividend (1.81% yield), while SQ has no payments in the available dividend history.

Metrics side by side

Valuation

MetricBACSQ
P/E ratio14.2749.81
Forward P/E13.37N/A
P/S ratio2.542.35
P/B ratio1.502.82
PEG ratio0.732.00
EV / EBITDAN/A38.29
FCF yieldN/A1.28%

Profitability

MetricBACSQ
Gross margin56.08%44.85%
Operating margin24.70%4.93%
Net margin18.95%-2.04%
ROE11.18%-2.30%
ROIC3.39%-12.82%

Dividends

MetricBACSQ
Dividend yield1.81%N/A
Payout ratio28.87%N/A

Growth (annualized)

MetricBACSQ
Revenue CAGR (5Y)14.65%13.19%
EPS CAGR (5Y)15.60%34.72%
FCF CAGR (5Y)N/A64.00%
Total return CAGR (5Y)12.78%4.50%

Frequently asked

Which has the lower trailing P/E, BAC or SQ?
BAC has the lower trailing P/E: BAC trades at 14.27 and SQ at 49.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BAC or SQ?
Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus SQ at 13.19%.
Does BAC or SQ pay a bigger dividend?
BAC pays a dividend (1.81% yield), while SQ has no payments in the available dividend history.
Is BAC or SQ more profitable?
BAC runs the higher net margin — BAC at 18.95% versus SQ at -2.04%.
How have BAC and SQ total returns compared?
Over the past 5 years, BAC delivered 18.23% and SQ delivered 4.50% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 1, 2026.