Bank of America Corporation (BAC) vs Block, Inc. (SQ)
A side-by-side comparison of Bank of America Corporation and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 1, 2026. Differences are shown without an overall score or investment verdict.
Different business models: BAC is classified in Financial Services; SQ is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
BAC
Bank of America Corporation
$61.95Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET
SQ
Block, Inc.
$88.67TechnologyAt close: Jan 24, 2025, 4:00 PM ET
Total return — BAC vs SQ
growth of $100 · dividends reinvested · last 9yBAC +218.8%SQ +578.4%SQ compounded faster
BAC SQ
BAC vs SQ: by the numbers
- •BAC is the larger company ($439.63B vs $51.73B market cap).
- •BAC trades at the lower trailing earnings multiple (14.27 vs 49.81 P/E), one valuation lens rather than an overall verdict.
- •BAC is profitable (18.95% net margin) while SQ runs a net loss (-2.04%).
- •BAC grew revenue faster over the past five years (14.65% vs 13.19% CAGR).
- •BAC pays a dividend (1.81% yield), while SQ has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | BAC | SQ |
|---|---|---|
| P/E ratio | 14.27 | 49.81 |
| Forward P/E | 13.37 | N/A |
| P/S ratio | 2.54 | 2.35 |
| P/B ratio | 1.50 | 2.82 |
| PEG ratio | 0.73 | 2.00 |
| EV / EBITDA | N/A | 38.29 |
| FCF yield | N/A | 1.28% |
Profitability
| Metric | BAC | SQ |
|---|---|---|
| Gross margin | 56.08% | 44.85% |
| Operating margin | 24.70% | 4.93% |
| Net margin | 18.95% | -2.04% |
| ROE | 11.18% | -2.30% |
| ROIC | 3.39% | -12.82% |
Dividends
| Metric | BAC | SQ |
|---|---|---|
| Dividend yield | 1.81% | N/A |
| Payout ratio | 28.87% | N/A |
Growth (annualized)
| Metric | BAC | SQ |
|---|---|---|
| Revenue CAGR (5Y) | 14.65% | 13.19% |
| EPS CAGR (5Y) | 15.60% | 34.72% |
| FCF CAGR (5Y) | N/A | 64.00% |
| Total return CAGR (5Y) | 12.78% | 4.50% |
Frequently asked
- Which has the lower trailing P/E, BAC or SQ?
- BAC has the lower trailing P/E: BAC trades at 14.27 and SQ at 49.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BAC or SQ?
- Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus SQ at 13.19%.
- Does BAC or SQ pay a bigger dividend?
- BAC pays a dividend (1.81% yield), while SQ has no payments in the available dividend history.
- Is BAC or SQ more profitable?
- BAC runs the higher net margin — BAC at 18.95% versus SQ at -2.04%.
- How have BAC and SQ total returns compared?
- Over the past 5 years, BAC delivered 18.23% and SQ delivered 4.50% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of America P/E ratioBlock P/E ratioBank of America dividend yieldBlock dividend yieldBank of America ROEBlock ROEBank of America operating marginBlock operating marginBank of America revenue growthBlock revenue growthBank of America free cash flowBlock free cash flow
Bank of America & Block appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 1, 2026.