Bank of America Corporation (BAC) vs Wells Fargo & Company (WFC)
BAC leads on 9 of 17 compared metrics, though WFC is the cheaper stock.
A side-by-side comparison of Bank of America Corporation and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
BAC
Bank of America Corporation
$56.02Financial Services
WFC
Wells Fargo & Company
$83.74Financial Services
Total return — BAC vs WFC
growth of $100 · last 30yBAC +167.1%WFC +867.0%WFC compounded faster
BAC WFC
BAC vs WFC: by the numbers
- •BAC is the larger company ($397.55B vs $256.26B market cap).
- •WFC trades at the lower earnings multiple (12.82 vs 13.90 P/E).
- •BAC converts more revenue to profit (18.13% vs 17.29% net margin).
- •BAC grew revenue faster over the past five years (13.95% vs 9.46% CAGR).
- •WFC pays the higher dividend yield (2.15% vs 2.00%).
Which is better, BAC or WFC?
Metric tally: BAC 9 · WFC 8It depends on what you're optimizing for:
ValueWFC(lower P/E)
GrowthBAC(faster 5Y revenue CAGR)
IncomeWFC(higher dividend yield)
QualityBAC(higher ROIC)
Valuation
| Metric | BAC | WFC |
|---|---|---|
| P/E ratio | 13.90 | 12.82● |
| Forward P/E | 12.56 | 11.96● |
| P/S ratio | 2.38 | 2.14● |
| P/B ratio | 1.38● | 1.51 |
| PEG ratio | 0.68● | 0.79 |
| EV / EBITDA | 13.34● | 17.27 |
| FCF yield | 13.61%● | 0.44% |
Profitability
| Metric | BAC | WFC |
|---|---|---|
| Gross margin | 63.18% | 64.55%● |
| Operating margin | 22.87%● | 20.47% |
| Net margin | 18.13%● | 17.29% |
| ROE | 10.54% | 12.18%● |
| ROIC | 3.39%● | 3.16% |
Dividends
| Metric | BAC | WFC |
|---|---|---|
| Dividend yield | 2.00% | 2.15%● |
| Payout ratio | 28.87% | 28.17% |
Growth (annualized)
| Metric | BAC | WFC |
|---|---|---|
| Revenue CAGR (5Y) | 13.95%● | 9.46% |
| EPS CAGR (5Y) | 15.60% | 72.38%● |
| FCF CAGR (5Y) | 7.88%● | -10.02% |
| Total return CAGR (5Y) | 8.63% | 15.64%● |
Frequently asked
- Which is better, BAC or WFC?
- It depends on your goal. value: WFC (lower P/E); growth: BAC (faster 5Y revenue CAGR); income: WFC (higher dividend yield); quality: BAC (higher ROIC). Across all compared metrics, BAC leads 9 to 8.
- Is BAC or WFC cheaper?
- On trailing earnings, WFC is cheaper: BAC trades at a 13.90 P/E and WFC at 12.82.
- Which has grown faster, BAC or WFC?
- Over the past five years, BAC grew revenue faster — BAC at a 13.95% CAGR versus WFC at 9.46%.
- Does BAC or WFC pay a bigger dividend?
- BAC yields 2.00% and WFC yields 2.15% based on trailing dividends and the latest price.
- Is BAC or WFC more profitable?
- BAC runs the higher net margin — BAC at 18.13% versus WFC at 17.29%.
- Which has been the better investment, BAC or WFC?
- Over the past 10-year, BAC delivered the higher annualized total return — BAC at 17.60% versus WFC at 8.62%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of America P/E ratioWells Fargo & P/E ratioBank of America dividend yieldWells Fargo & dividend yieldBank of America ROEWells Fargo & ROEBank of America operating marginWells Fargo & operating marginBank of America revenue growthWells Fargo & revenue growthBank of America free cash flowWells Fargo & free cash flow
Bank of America & Wells Fargo & appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.