Bank of America Corporation (BAC) vs Wells Fargo & Company (WFC)
A side-by-side comparison of Bank of America Corporation and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 1, 2026. Differences are shown without an overall score or investment verdict.
BAC
Bank of America Corporation
$61.95Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET
WFC
Wells Fargo & Company
$86.45Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET
Total return — BAC vs WFC
growth of $100 · dividends reinvested · last 30yBAC +538.7%WFC +2157.2%WFC compounded faster
BAC WFC
BAC vs WFC: by the numbers
- •BAC is the larger company ($439.63B vs $264.55B market cap).
- •WFC trades at the lower trailing earnings multiple (12.47 vs 14.27 P/E), one valuation lens rather than an overall verdict.
- •BAC converts more revenue to profit (18.95% vs 17.54% net margin).
- •BAC grew revenue faster over the past five years (14.65% vs 9.78% CAGR).
- •WFC pays the higher dividend yield (2.08% vs 1.81%).
Metrics side by side
Valuation
| Metric | BAC | WFC |
|---|---|---|
| P/E ratio | 14.27 | 12.47 |
| Forward P/E | 13.37 | 11.90 |
| P/S ratio | 2.54 | 2.06 |
| P/B ratio | 1.50 | 1.48 |
| PEG ratio | 0.73 | 0.82 |
Profitability
| Metric | BAC | WFC |
|---|---|---|
| Gross margin | 56.08% | 64.50% |
| Operating margin | 24.70% | 21.17% |
| Net margin | 18.95% | 17.54% |
| ROE | 11.18% | 12.57% |
| ROIC | 3.39% | 3.16% |
Dividends
| Metric | BAC | WFC |
|---|---|---|
| Dividend yield | 1.81% | 2.08% |
| Payout ratio | 28.87% | 28.17% |
Growth (annualized)
| Metric | BAC | WFC |
|---|---|---|
| Revenue CAGR (5Y) | 14.65% | 9.78% |
| EPS CAGR (5Y) | 15.60% | 72.38% |
| Total return CAGR (5Y) | 12.78% | 16.25% |
Frequently asked
- Which has the lower trailing P/E, BAC or WFC?
- WFC has the lower trailing P/E: BAC trades at 14.27 and WFC at 12.47. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BAC or WFC?
- Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus WFC at 9.78%.
- Does BAC or WFC pay a bigger dividend?
- BAC yields 1.81% and WFC yields 2.08% based on trailing dividends and the latest price.
- Is BAC or WFC more profitable?
- BAC runs the higher net margin — BAC at 18.95% versus WFC at 17.54%.
- How have BAC and WFC total returns compared?
- Over the past 10 years, BAC delivered 18.23% and WFC delivered 9.05% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of America P/E ratioWells Fargo & P/E ratioBank of America dividend yieldWells Fargo & dividend yieldBank of America ROEWells Fargo & ROEBank of America operating marginWells Fargo & operating marginBank of America revenue growthWells Fargo & revenue growthBank of America free cash flowWells Fargo & free cash flow
Bank of America & Wells Fargo & appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 1, 2026.