Bank of America Corporation (BAC) vs Wells Fargo & Company (WFC)

A side-by-side comparison of Bank of America Corporation and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnBAC vs WFC

growth of $100 · dividends reinvested · last 10y
BAC +402.6% (+17.5%/yr)WFC +156.6% (+9.9%/yr)BAC compounded faster over this window
100200300400500Start $10020182020202220242026$503$257
BAC WFC

BAC vs WFC: by the numbers

  • BAC is the larger company ($422.39B vs $271.31B market cap).
  • WFC trades at the lower trailing earnings multiple (12.95 vs 13.71 P/E), one valuation lens rather than an overall verdict.
  • WFC converts more revenue to profit (17.54% vs 17.24% net margin).
  • BAC grew revenue faster over the past five years (16.84% vs 9.78% CAGR).
  • WFC pays the higher dividend yield (2.06% vs 1.85%).

Metrics side by side

Valuation

MetricBACWFC
P/E ratio13.7112.95
Forward P/E12.8412.31
P/S ratio2.162.10
P/B ratio1.401.51

Profitability

MetricBACWFC
Gross margin59.32%64.50%
Operating margin22.47%21.17%
Net margin17.24%17.54%
ROE11.18%12.57%

Dividends

MetricBACWFC
Dividend yield1.85%2.06%
Payout ratio26.73%26.70%

Growth (annualized)

MetricBACWFC
Revenue CAGR (5Y)16.84%9.78%
EPS CAGR (5Y)15.60%72.38%
Total return CAGR (5Y)11.96%17.97%

Frequently asked

Which has the lower trailing P/E, BAC or WFC?
WFC has the lower trailing P/E: BAC trades at 13.71 and WFC at 12.95. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BAC or WFC?
Over the past five years, BAC grew revenue faster — BAC at a 16.84% CAGR versus WFC at 9.78%.
Does BAC or WFC pay a bigger dividend?
BAC yields 1.85% and WFC yields 2.06% based on trailing dividends and the latest price.
Is BAC or WFC more profitable?
WFC runs the higher net margin — BAC at 17.24% versus WFC at 17.54%.
How have BAC and WFC total returns compared?
Over the past 10 years, BAC delivered 17.40% and WFC delivered 9.26% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.