Bank of America Corporation (BAC) vs Wells Fargo & Company (WFC)

A side-by-side comparison of Bank of America Corporation and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 1, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnBAC vs WFC

growth of $100 · dividends reinvested · last 30y
BAC +538.7%WFC +2157.2%WFC compounded faster
05001k2k2k3kStart $100200120062011201620212026$639$2,257
BAC WFC

BAC vs WFC: by the numbers

  • BAC is the larger company ($439.63B vs $264.55B market cap).
  • WFC trades at the lower trailing earnings multiple (12.47 vs 14.27 P/E), one valuation lens rather than an overall verdict.
  • BAC converts more revenue to profit (18.95% vs 17.54% net margin).
  • BAC grew revenue faster over the past five years (14.65% vs 9.78% CAGR).
  • WFC pays the higher dividend yield (2.08% vs 1.81%).

Metrics side by side

Valuation

MetricBACWFC
P/E ratio14.2712.47
Forward P/E13.3711.90
P/S ratio2.542.06
P/B ratio1.501.48
PEG ratio0.730.82

Profitability

MetricBACWFC
Gross margin56.08%64.50%
Operating margin24.70%21.17%
Net margin18.95%17.54%
ROE11.18%12.57%
ROIC3.39%3.16%

Dividends

MetricBACWFC
Dividend yield1.81%2.08%
Payout ratio28.87%28.17%

Growth (annualized)

MetricBACWFC
Revenue CAGR (5Y)14.65%9.78%
EPS CAGR (5Y)15.60%72.38%
Total return CAGR (5Y)12.78%16.25%

Frequently asked

Which has the lower trailing P/E, BAC or WFC?
WFC has the lower trailing P/E: BAC trades at 14.27 and WFC at 12.47. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BAC or WFC?
Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus WFC at 9.78%.
Does BAC or WFC pay a bigger dividend?
BAC yields 1.81% and WFC yields 2.08% based on trailing dividends and the latest price.
Is BAC or WFC more profitable?
BAC runs the higher net margin — BAC at 18.95% versus WFC at 17.54%.
How have BAC and WFC total returns compared?
Over the past 10 years, BAC delivered 18.23% and WFC delivered 9.05% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 1, 2026.