Bank of America Corporation (BAC) vs Wells Fargo & Company (WFC)

BAC leads on 9 of 17 compared metrics, though WFC is the cheaper stock.

A side-by-side comparison of Bank of America Corporation and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — BAC vs WFC

growth of $100 · last 30y
BAC +167.1%WFC +867.0%WFC compounded faster
05001kStart $100200120062011201620212026$267$967
BAC WFC

BAC vs WFC: by the numbers

  • BAC is the larger company ($397.55B vs $256.26B market cap).
  • WFC trades at the lower earnings multiple (12.82 vs 13.90 P/E).
  • BAC converts more revenue to profit (18.13% vs 17.29% net margin).
  • BAC grew revenue faster over the past five years (13.95% vs 9.46% CAGR).
  • WFC pays the higher dividend yield (2.15% vs 2.00%).

Which is better, BAC or WFC?

Metric tally: BAC 9 · WFC 8

It depends on what you're optimizing for:

ValueWFC(lower P/E)
GrowthBAC(faster 5Y revenue CAGR)
IncomeWFC(higher dividend yield)
QualityBAC(higher ROIC)

Valuation

MetricBACWFC
P/E ratio13.9012.82
Forward P/E12.5611.96
P/S ratio2.382.14
P/B ratio1.381.51
PEG ratio0.680.79
EV / EBITDA13.3417.27
FCF yield13.61%0.44%

Profitability

MetricBACWFC
Gross margin63.18%64.55%
Operating margin22.87%20.47%
Net margin18.13%17.29%
ROE10.54%12.18%
ROIC3.39%3.16%

Dividends

MetricBACWFC
Dividend yield2.00%2.15%
Payout ratio28.87%28.17%

Growth (annualized)

MetricBACWFC
Revenue CAGR (5Y)13.95%9.46%
EPS CAGR (5Y)15.60%72.38%
FCF CAGR (5Y)7.88%-10.02%
Total return CAGR (5Y)8.63%15.64%

Frequently asked

Which is better, BAC or WFC?
It depends on your goal. value: WFC (lower P/E); growth: BAC (faster 5Y revenue CAGR); income: WFC (higher dividend yield); quality: BAC (higher ROIC). Across all compared metrics, BAC leads 9 to 8.
Is BAC or WFC cheaper?
On trailing earnings, WFC is cheaper: BAC trades at a 13.90 P/E and WFC at 12.82.
Which has grown faster, BAC or WFC?
Over the past five years, BAC grew revenue faster — BAC at a 13.95% CAGR versus WFC at 9.46%.
Does BAC or WFC pay a bigger dividend?
BAC yields 2.00% and WFC yields 2.15% based on trailing dividends and the latest price.
Is BAC or WFC more profitable?
BAC runs the higher net margin — BAC at 18.13% versus WFC at 17.29%.
Which has been the better investment, BAC or WFC?
Over the past 10-year, BAC delivered the higher annualized total return — BAC at 17.60% versus WFC at 8.62%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.