On trailing earnings, BAC is cheaper: BAC trades at a 13.90 P/E and C at 17.33.

Which has grown faster, BAC or C?

Over the past five years, C grew revenue faster — BAC at a 13.95% CAGR versus C at 15.26%.

Does BAC or C pay a bigger dividend?

BAC yields 2.00% and C yields 1.72% based on trailing dividends and the latest price.

Is BAC or C more profitable?

BAC runs the higher net margin — BAC at 18.13% versus C at 9.34%.

Which has been the better investment, BAC or C?

Over the past 10-year, BAC delivered the higher annualized total return — BAC at 17.60% versus C at 15.70%. Past performance doesn't predict future results.

Bank of America Corporation (BAC) vs Citigroup Inc. (C)

BAC leads on 11 of 16 compared metrics.

A side-by-side comparison of Bank of America Corporation and Citigroup Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

BAC

Bank of America Corporation

$397.55B

$56.02Financial Services

Citigroup Inc.

$238.49B

$139.83Financial Services

Total return — BAC vs C

growth of $100 · last 30y

BAC +167.1%C +33.6%BAC compounded faster

BAC C

BAC vs C: by the numbers

•BAC is the larger company ($397.55B vs $238.49B market cap).
•BAC trades at the lower earnings multiple (13.90 vs 17.33 P/E).
•BAC converts more revenue to profit (18.13% vs 9.34% net margin).
•C grew revenue faster over the past five years (15.26% vs 13.95% CAGR).
•BAC pays the higher dividend yield (2.00% vs 1.72%).

Which is better, BAC or C?

Metric tally: BAC 11 · C 5

It depends on what you're optimizing for:

ValueBAC(lower P/E)

GrowthC(faster 5Y revenue CAGR)

IncomeBAC(higher dividend yield)

QualityBAC(higher ROIC)

Valuation

Metric	BAC	C
P/E ratio	13.90●	17.33
Forward P/E	12.56	11.19●
P/S ratio	2.38	1.45●
P/B ratio	1.38	1.18●
PEG ratio	0.68●	0.75
EV / EBITDA	13.34●	40.38
FCF yield	13.61%	—

Profitability

Metric	BAC	C
Gross margin	63.18%●	45.48%
Operating margin	22.87%●	12.79%
Net margin	18.13%●	9.34%
ROE	10.54%●	7.58%
ROIC	3.39%●	0.95%

Dividends

Metric	BAC	C
Dividend yield	2.00%●	1.72%
Payout ratio	28.87%	33.20%

Growth (annualized)

Metric	BAC	C
Revenue CAGR (5Y)	13.95%	15.26%●
EPS CAGR (5Y)	15.60%●	8.77%
FCF CAGR (5Y)	7.88%●	-5.16%
Total return CAGR (5Y)	8.63%	16.79%●

Frequently asked

Which is better, BAC or C?: It depends on your goal. value: BAC (lower P/E); growth: C (faster 5Y revenue CAGR); income: BAC (higher dividend yield); quality: BAC (higher ROIC). Across all compared metrics, BAC leads 11 to 5.
Is BAC or C cheaper?: On trailing earnings, BAC is cheaper: BAC trades at a 13.90 P/E and C at 17.33.
Which has grown faster, BAC or C?: Over the past five years, C grew revenue faster — BAC at a 13.95% CAGR versus C at 15.26%.
Does BAC or C pay a bigger dividend?: BAC yields 2.00% and C yields 1.72% based on trailing dividends and the latest price.
Is BAC or C more profitable?: BAC runs the higher net margin — BAC at 18.13% versus C at 9.34%.
Which has been the better investment, BAC or C?: Over the past 10-year, BAC delivered the higher annualized total return — BAC at 17.60% versus C at 15.70%. Past performance doesn't predict future results.

Go deeper

Full BAC analysis Full C analysis Interactive comparison tool

Dig into the metrics

Bank of America P/E ratio Citigroup P/E ratio Bank of America dividend yield Citigroup dividend yield Bank of America ROE Citigroup ROE Bank of America operating margin Citigroup operating margin Bank of America revenue growth Citigroup revenue growth Bank of America free cash flow Citigroup free cash flow

Bank of America & Citigroup appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.