Which has the lower trailing P/E, BAC or C?

BAC has the lower trailing P/E: BAC trades at 14.27 and C at 14.30. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BAC or C?

Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus C at 13.75%.

Does BAC or C pay a bigger dividend?

BAC yields 1.81% and C yields 1.81% based on trailing dividends and the latest price.

Is BAC or C more profitable?

BAC runs the higher net margin — BAC at 18.95% versus C at 11.59%.

How have BAC and C total returns compared?

Over the past 10 years, BAC delivered 18.23% and C delivered 15.06% annualized total return. Past performance doesn't predict future results.

Bank of America Corporation (BAC) vs Citigroup Inc. (C)

A side-by-side comparison of Bank of America Corporation and Citigroup Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 1, 2026. Differences are shown without an overall score or investment verdict.

BAC

Bank of America Corporation

$439.63B

$61.95Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET

Citigroup Inc.

$227.12B

$132.45Financial ServicesAt close: Jul 31, 2026, 4:00 PM ET

Total return — BAC vs C

growth of $100 · dividends reinvested · last 30y

BAC +538.7%C +152.8%BAC compounded faster

BAC C

BAC vs C: by the numbers

•BAC is the larger company ($439.63B vs $227.12B market cap).
•BAC converts more revenue to profit (18.95% vs 11.59% net margin).
•BAC grew revenue faster over the past five years (14.65% vs 13.75% CAGR).
•C pays the higher dividend yield (1.81% vs 1.81%).

Metrics side by side

Valuation

Metric	BAC	C
P/E ratio	14.27	14.30
Forward P/E	13.37	11.86
P/S ratio	2.54	1.50
P/B ratio	1.50	1.08
PEG ratio	0.73	0.81

Profitability

Metric	BAC	C
Gross margin	56.08%	44.55%
Operating margin	24.70%	16.09%
Net margin	18.95%	11.59%
ROE	11.18%	8.40%
ROIC	3.39%	0.95%

Dividends

Metric	BAC	C
Dividend yield	1.81%	1.81%
Payout ratio	28.87%	33.20%

Growth (annualized)

Metric	BAC	C
Revenue CAGR (5Y)	14.65%	13.75%
EPS CAGR (5Y)	15.60%	8.77%
Total return CAGR (5Y)	12.78%	18.23%

Frequently asked

Which has the lower trailing P/E, BAC or C?: BAC has the lower trailing P/E: BAC trades at 14.27 and C at 14.30. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BAC or C?: Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus C at 13.75%.
Does BAC or C pay a bigger dividend?: BAC yields 1.81% and C yields 1.81% based on trailing dividends and the latest price.
Is BAC or C more profitable?: BAC runs the higher net margin — BAC at 18.95% versus C at 11.59%.
How have BAC and C total returns compared?: Over the past 10 years, BAC delivered 18.23% and C delivered 15.06% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BAC analysis Full C analysis Interactive comparison tool

Dig into the metrics

Bank of America P/E ratio Citigroup P/E ratio Bank of America dividend yield Citigroup dividend yield Bank of America ROE Citigroup ROE Bank of America operating margin Citigroup operating margin Bank of America revenue growth Citigroup revenue growth Bank of America free cash flow Citigroup free cash flow

Bank of America & Citigroup appear in these rankings

Highest FCF Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks Largest Companies by Market Cap

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 1, 2026.