Which has the lower trailing P/E, BAC or C?

BAC has the lower trailing P/E: BAC trades at 13.71 and C at 14.71. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BAC or C?

Over the past five years, BAC grew revenue faster — BAC at a 16.84% CAGR versus C at 16.66%.

Does BAC or C pay a bigger dividend?

BAC yields 1.85% and C yields 1.78% based on trailing dividends and the latest price.

Is BAC or C more profitable?

BAC runs the higher net margin — BAC at 17.24% versus C at 10.24%.

How have BAC and C total returns compared?

Over the past 10 years, BAC delivered 17.40% and C delivered 14.80% annualized total return. Past performance doesn't predict future results.

Bank of America Corporation (BAC) vs Citigroup Inc. (C)

A side-by-side comparison of Bank of America Corporation and Citigroup Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

BAC

Bank of America Corporation

$422.39B

$59.52Financial ServicesDelayed quote: Sep 15, 2026, 4:00 PM EDT

Citigroup Inc.

$233.55B

$136.19Financial ServicesDelayed quote: Sep 15, 2026, 4:00 PM EDT

Total return — BAC vs C

growth of $100 · dividends reinvested · last 10y

BAC +402.6% (+17.5%/yr)C +302.9% (+15.0%/yr)BAC compounded faster over this window

BAC C

BAC vs C: by the numbers

•BAC is the larger company ($422.39B vs $233.55B market cap).
•BAC trades at the lower trailing earnings multiple (13.71 vs 14.71 P/E), one valuation lens rather than an overall verdict.
•BAC converts more revenue to profit (17.24% vs 10.24% net margin).
•BAC grew revenue faster over the past five years (16.84% vs 16.66% CAGR).
•BAC pays the higher dividend yield (1.85% vs 1.78%).

Metrics side by side

Valuation

Metric	BAC	C
P/E ratio	13.71	14.71
Forward P/E	12.84	12.16
P/S ratio	2.16	1.34
P/B ratio	1.40	1.10

Profitability

Metric	BAC	C
Gross margin	59.32%	46.63%
Operating margin	22.47%	14.18%
Net margin	17.24%	10.24%
ROE	11.18%	8.41%

Dividends

Metric	BAC	C
Dividend yield	1.85%	1.78%
Payout ratio	26.73%	26.67%

Growth (annualized)

Metric	BAC	C
Revenue CAGR (5Y)	16.84%	16.66%
EPS CAGR (5Y)	15.60%	8.77%
Total return CAGR (5Y)	11.96%	18.79%

Frequently asked

Which has the lower trailing P/E, BAC or C?: BAC has the lower trailing P/E: BAC trades at 13.71 and C at 14.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BAC or C?: Over the past five years, BAC grew revenue faster — BAC at a 16.84% CAGR versus C at 16.66%.
Does BAC or C pay a bigger dividend?: BAC yields 1.85% and C yields 1.78% based on trailing dividends and the latest price.
Is BAC or C more profitable?: BAC runs the higher net margin — BAC at 17.24% versus C at 10.24%.
How have BAC and C total returns compared?: Over the past 10 years, BAC delivered 17.40% and C delivered 14.80% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BAC analysis Full C analysis Interactive comparison tool

Dig into the metrics

Bank of America P/E ratio Citigroup P/E ratio Bank of America dividend yield Citigroup dividend yield Bank of America ROE Citigroup ROE Bank of America operating margin Citigroup operating margin Bank of America revenue growth Citigroup revenue growth

Bank of America & Citigroup appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.