Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.61% is in line with its 5-year average of 0.59%, around the middle of its 5-year range (0.38%–0.96%).
As of the fiscal period ended Wednesday, December 31, 2025. 12.96% above its 12-month average of 0.54%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
0.61%
RETURN ON ASSETS (ROA) AVG TTM
0.54%
RETURN ON ASSETS (ROA) AVG 3Y
0.52%
RETURN ON ASSETS (ROA) AVG 5Y
0.59%
RETURN ON ASSETS (ROA) AVG 10Y
0.63%
RETURN ON ASSETS (ROA) AVG 15Y
0.66%
RETURN ON ASSETS (ROA) AVG 20Y
0.62%
CURRENT VS TTM AVG
+12.96%
CURRENT VS 3Y AVG
+17.87%
CURRENT VS 5Y AVG
+3.98%
CURRENT VS 10Y AVG
-2.89%
CURRENT VS 15Y AVG
-8.04%
CURRENT VS 20Y AVG
-2.01%
SECTOR MEDIAN · FINANCIAL SERVICES
2.89%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-78.89%
vs the sector median at left
Citigroup Inc.
Market Cap
$227.12B
Return on Assets (ROA)
0.61%
TTM Avg
0.54%
3Y Avg
0.52%
5Y Avg
0.59%
Market Cap
$227.07B
Return on Assets (ROA)
3.71%
TTM Avg
3.67%
3Y Avg
3.46%
5Y Avg
3.29%
Market Cap
$264.55B
Return on Assets (ROA)
0.99%
TTM Avg
1.00%
3Y Avg
0.93%
5Y Avg
0.84%
Market Cap
$183.03B
Return on Assets (ROA)
1.95%
TTM Avg
1.52%
3Y Avg
1.34%
5Y Avg
1.14%
Market Cap
$169.00B
Return on Assets (ROA)
3.86%
TTM Avg
3.93%
3Y Avg
4.18%
5Y Avg
3.90%
Market Cap
$168.90B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$154.30B
Return on Assets (ROA)
7.05%
TTM Avg
6.36%
3Y Avg
5.07%
5Y Avg
6.41%
Market Cap
$300.43B
Return on Assets (ROA)
0.99%
TTM Avg
0.90%
3Y Avg
0.77%
5Y Avg
0.90%
Market Cap
$152.05B
Return on Assets (ROA)
0.46%
TTM Avg
0.49%
3Y Avg
0.45%
5Y Avg
0.38%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citigroup Inc. (C) | $227.12B | 0.61% | 0.54% | 0.52% | 0.59% |
| American Express Company (AXP)vs › | $227.07B | 3.71% | 3.67% | 3.46% | 3.29% |
| Wells Fargo & Company (WFC)vs › | $264.55B | 0.99% | 1.00% | 0.93% | 0.84% |
| The Charles Schwab Corporation (SCHW)vs › | $183.03B | 1.95% | 1.52% | 1.34% | 1.14% |
| BlackRock, Inc. (BLK)vs › | $169.00B | 3.86% | 3.93% | 4.18% | 3.90% |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $168.90B | N/A | N/A | N/A | N/A |
| Blackstone Inc. (BX)vs › | $154.30B | 7.05% | 6.36% | 5.07% | 6.41% |
| The Goldman Sachs Group, Inc. (GS)vs › | $300.43B | 0.99% | 0.90% | 0.77% | 0.90% |
| Interactive Brokers Group, Inc. (IBKR)vs › | $152.05B | 0.46% | 0.49% | 0.45% | 0.38% |
| Chubb Limited (CB)vs › | $135.29B | 3.99% | 3.77% | 3.53% | 3.37% |
ROA
0.6%
ROE
8.4%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.54% |
| 2024-12-31 | 0.54% |
| 2023-12-31 | 0.38% |
| 2022-12-31 | 0.61% |
| 2021-12-31 | 0.96% |
| 2020-12-31 | 0.49% |
| 2019-12-31 | 0.99% |
| 2018-12-31 | 0.94% |
| 2017-12-31 | -0.37% |
| 2016-12-31 | 0.83% |
| 2015-12-31 | 1.00% |
| 2014-12-31 | 0.40% |
| 2013-12-31 | 0.73% |
| 2012-12-31 | 0.40% |
| 2011-12-31 | 0.59% |
| 2010-12-31 | 0.55% |
| 2009-12-31 | -0.09% |
| 2008-12-31 | -1.43% |
| 2007-12-31 | 0.17% |
| 2006-12-31 | 1.14% |
| 2005-12-31 | 1.65% |
| 2004-12-31 | 1.15% |
| 2003-12-31 | 1.41% |
| 2002-12-31 | 1.39% |
| 2001-12-31 | 1.34% |
| 2000-12-31 | 1.50% |
| 1999-12-31 | 1.41% |
| 1998-12-31 | 1.04% |
| 1997-12-31 | 0.96% |
| 1996-12-31 | 1.95% |
