Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.95% is 71% above its 5-year average of 1.14%, near the high end of its 5-year range (0.60%–1.95%).
As of the fiscal period ended Wednesday, December 31, 2025. 28.29% above its 12-month average of 1.52%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
1.95%
RETURN ON ASSETS (ROA) AVG TTM
1.52%
RETURN ON ASSETS (ROA) AVG 3Y
1.34%
RETURN ON ASSETS (ROA) AVG 5Y
1.14%
RETURN ON ASSETS (ROA) AVG 10Y
1.08%
RETURN ON ASSETS (ROA) AVG 15Y
0.97%
RETURN ON ASSETS (ROA) AVG 20Y
1.00%
CURRENT VS TTM AVG
+28.29%
CURRENT VS 3Y AVG
+45.25%
CURRENT VS 5Y AVG
+70.80%
CURRENT VS 10Y AVG
+80.25%
CURRENT VS 15Y AVG
+101.68%
CURRENT VS 20Y AVG
+94.46%
SECTOR MEDIAN · FINANCIAL SERVICES
2.80%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-30.36%
vs the sector median at left
The Charles Schwab Corporation
Market Cap
$183.05B
Return on Assets (ROA)
1.95%
TTM Avg
1.52%
3Y Avg
1.34%
5Y Avg
1.14%
Market Cap
$169.54B
Return on Assets (ROA)
3.86%
TTM Avg
3.93%
3Y Avg
4.18%
5Y Avg
3.90%
Market Cap
$168.89B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$155.64B
Return on Assets (ROA)
7.05%
TTM Avg
6.36%
3Y Avg
5.07%
5Y Avg
6.41%
Market Cap
$154.62B
Return on Assets (ROA)
0.46%
TTM Avg
0.49%
3Y Avg
0.45%
5Y Avg
0.38%
Market Cap
$227.67B
Return on Assets (ROA)
2.71%
TTM Avg
3.67%
3Y Avg
3.46%
5Y Avg
3.29%
Market Cap
$228.20B
Return on Assets (ROA)
0.61%
TTM Avg
0.54%
3Y Avg
0.52%
5Y Avg
0.59%
Market Cap
$135.87B
Return on Assets (ROA)
3.99%
TTM Avg
3.77%
3Y Avg
3.53%
5Y Avg
3.37%
Market Cap
$127.78B
Return on Assets (ROA)
1.56%
TTM Avg
0.67%
3Y Avg
1.00%
5Y Avg
1.25%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Charles Schwab Corporation (SCHW) | $183.05B | 1.95% | 1.52% | 1.34% | 1.14% |
| BlackRock, Inc. (BLK)vs › | $169.54B | 3.86% | 3.93% | 4.18% | 3.90% |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $168.89B | N/A | N/A | N/A | N/A |
| Blackstone Inc. (BX)vs › | $155.64B | 7.05% | 6.36% | 5.07% | 6.41% |
| Interactive Brokers Group, Inc. (IBKR)vs › | $154.62B | 0.46% | 0.49% | 0.45% | 0.38% |
| American Express Company (AXP)vs › | $227.67B | 2.71% | 3.67% | 3.46% | 3.29% |
| Citigroup Inc. (C)vs › | $228.20B | 0.61% | 0.54% | 0.52% | 0.59% |
| Chubb Limited (CB)vs › | $135.87B | 3.99% | 3.77% | 3.53% | 3.37% |
| Capital One Financial Corporation (COF)vs › | $127.78B | 1.56% | 0.67% | 1.00% | 1.25% |
| The Progressive Corporation (PGR)vs › | $123.94B | 9.39% | 8.61% | 5.64% | 6.03% |
ROA
1.9%
ROE
20.2%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.80% |
| 2024-12-31 | 1.24% |
| 2023-12-31 | 1.03% |
| 2022-12-31 | 1.30% |
| 2021-12-31 | 0.88% |
| 2020-12-31 | 0.60% |
| 2019-12-31 | 1.26% |
| 2018-12-31 | 1.18% |
| 2017-12-31 | 0.97% |
| 2016-12-31 | 0.85% |
| 2015-12-31 | 0.79% |
| 2014-12-31 | 0.85% |
| 2013-12-31 | 0.75% |
| 2012-12-31 | 0.69% |
| 2011-12-31 | 0.79% |
| 2010-12-31 | 0.49% |
| 2009-12-31 | 1.04% |
| 2008-12-31 | 2.35% |
| 2007-12-31 | 5.68% |
| 2006-12-31 | 2.50% |
| 2005-12-31 | 1.54% |
| 2004-12-31 | 0.61% |
| 2003-12-31 | 1.03% |
| 2002-12-31 | 0.27% |
| 2001-12-31 | 0.49% |
| 2000-12-31 | 1.88% |
| 1999-12-31 | 2.27% |
| 1998-12-31 | 1.57% |
| 1997-12-31 | 1.64% |
| 1996-12-31 | 1.70% |
