The Charles Schwab Corporation (SCHW) compounding analysis
Full-size annual and quarterly year-over-year growth charts for revenue, EPS, operating cash flow, EBITDA, and free cash flow against the 15%, 20%, and 30% bars over 3-, 5-, and 10-year windows, with each metric's valuation multiple vs its own history.
Revenue · 5YDoes not currently clear the 15%+, 20%+, or 30%+ revenue bars over 5Y.
- Score
- 19/100
- 5Y CAGR
- 18%
- Median YoY
- 7.8%
- YoY volatility
- σ 24.7pp· choppy
- Quarters ≥ 20%
- 6 of 20
- Negative quarters
- 3
- Valuation vs own 5Y history
- P/S 6.0x · 5Y median 6.0x · 49th percentile
How this score is computed
- Quarters at or above 20%: 6 of 20 → 12 of 40 pts
- Steadiness (typical swing 24.7pp) → 7.4 of 25 pts
- Pace (median 7.8% YoY) → 0 of 20 pts
- Latest quarter (9.8% YoY) → 0 of 15 pts
- Score: 19 of 100
Annual revenue · last 11 fiscal years
Quarterly YoY revenue growth vs the 20% line · 5Y
P/S multiple vs its 5Y median · context only
Across metrics · 5Y
| Metric | 5Y CAGR | Median YoY | YoY σ | Qtrs ≥ 20% | Neg. qtrs |
|---|---|---|---|---|---|
| RevenueRevenue | 18% | 7.8% | 24.7pp | 6 of 20 | 3 |
| EPSEPS | 17.1% | 30.5% | 37.1pp | 14 of 20 | 5 |
| Op cash flowOperating cash flow | 6.3% | — | — | — | — |
| EBITDAEBITDA | 21.2% | 28.6% | 42.7pp | 13 of 20 | 5 |
| FCFFree cash flow | 7.1% | — | — | — | — |
Reported figures over 5Y: annual-series CAGR, median and standard deviation (σ, percentage points) of quarterly year-over-year growth, quarters at or above 20%, and quarters with negative YoY. “—” means the window needs more comparable data.
Scores, qualification bars, and the 0–100 consistency methodology are documented on the compounders list page →
See also: SCHW on the compounders surface · All compounders, ranked
About The Charles Schwab Corporation
The Charles Schwab Corporation (SCHW) stands as a prominent financial services enterprise, delivering a comprehensive suite of offerings that encompass wealth management, securities trading and brokerage, banking services, asset administration, custodial solutions, and financial planning advice. Its operations are primarily structured around two core divisions: Investor Services and Advisor Services. The Investor Services segment caters directly to individual retail clients, furnishing a range of services such as brokerage accounts, investment guidance, banking and trust administration, retirement planning, and corporate brokerage offerings. It further assists businesses with the full-service recordkeeping of equity compensation plans (e.g., stock options, restricted stock, performance shares), provides clearing services for retail investors and mutual funds, and offers compliance solutions. Conversely, the Advisor Services segment provides a robust support system for independent investment advisors. This includes custodial services, trading platforms, banking infrastructure, and general operational support. Within this segment, offerings span diverse brokerage accounts for equities, fixed income, margin lending, options, and futures/forex trading. It also facilitates cash management through various instruments, provides access to a broad selection of proprietary and third-party mutual funds and ETFs, and offers comprehensive trading and clearing for these investment vehicles. Furthermore, it delivers sophisticated advice solutions like managed portfolios, separately managed accounts, customized personal financial guidance, and specialized planning. Complementing these are banking products such as checking and savings accounts, first-lien residential mortgages, home equity lines of credit, and pledged asset lines, alongside a full spectrum of trust services including custody, reporting, and administrative roles. As of December 31, 2021, the company maintained an extensive physical presence, with approximately 400 domestic branch offices located across 48 U.S. states and the District of Columbia, in addition to sites in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. Established in 1971, its corporate headquarters are situated in Westlake, Texas.
- Sector
- Financial Services
- Industry
- Financial - Capital Markets
- CEO
- Richard Andrew Wurster