Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 34.04% is 13% below its 5-year average of 38.94%, near the high end of its 5-year range (-228.76%–51.68%).
303.24% above its 12-month average of -16.75%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -228.76%.
OPERATING MARGIN
34.04%
OPERATING MARGIN AVG TTM
-16.75%
OPERATING MARGIN AVG 3Y
36.33%
OPERATING MARGIN AVG 5Y
38.94%
OPERATING MARGIN AVG 10Y
38.58%
OPERATING MARGIN AVG 15Y
34.82%
OPERATING MARGIN AVG 20Y
32.60%
CURRENT VS TTM AVG
+303.24%
CURRENT VS 3Y AVG
-6.31%
CURRENT VS 5Y AVG
-12.58%
CURRENT VS 10Y AVG
-11.77%
CURRENT VS 15Y AVG
-2.23%
CURRENT VS 20Y AVG
+4.42%
SECTOR MEDIAN · FINANCIAL SERVICES
17.91%
median of 411 covered companies
CURRENT VS SECTOR MEDIAN
+90.06%
vs the sector median at left
First Community Bankshares, Inc.
Market Cap
$903.34M
Operating Margin
34.04%
TTM Avg
-16.75%
3Y Avg
36.33%
5Y Avg
38.94%
Market Cap
$899.43M
Operating Margin
17.22%
TTM Avg
17.22%
3Y Avg
17.22%
5Y Avg
17.22%
Market Cap
$892.69M
Operating Margin
1.13%
TTM Avg
-1.56%
3Y Avg
27.65%
5Y Avg
30.81%
Market Cap
$937.64M
Operating Margin
17.26%
TTM Avg
22.45%
3Y Avg
29.85%
5Y Avg
32.43%
Market Cap
$865.68M
Operating Margin
23.16%
TTM Avg
23.34%
3Y Avg
27.22%
5Y Avg
29.60%
Market Cap
$863.64M
Operating Margin
-26.88%
TTM Avg
-15.57%
3Y Avg
7.72%
5Y Avg
21.67%
Market Cap
$843.86M
Operating Margin
30.04%
TTM Avg
27.48%
3Y Avg
25.36%
5Y Avg
25.05%
Market Cap
$963.80M
Operating Margin
25.61%
TTM Avg
22.41%
3Y Avg
25.80%
5Y Avg
30.73%
Market Cap
$987.59M
Operating Margin
-197.96%
TTM Avg
-92.85%
3Y Avg
-33.88%
5Y Avg
-10.53%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Community Bankshares, Inc. (FCBC) | $903.34M | 34.04% | -16.75% | 36.33% | 38.94% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $899.43M | 17.22% | 17.22% | 17.22% | 17.22% |
| Lufax Holding Ltd (LU)vs › | $892.69M | 1.13% | -1.56% | 27.65% | 30.81% |
| Hanmi Financial Corporation (HAFC)vs › | $937.64M | 17.26% | 22.45% | 29.85% | 32.43% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $865.68M | 23.16% | 23.34% | 27.22% | 29.60% |
| Eagle Bancorp, Inc. (EGBN)vs › | $863.64M | -26.88% | -15.57% | 7.72% | 21.67% |
| Capital City Bank Group, Inc. (CCBG)vs › | $843.86M | 30.04% | 27.48% | 25.36% | 25.05% |
| Camden National Corp. (CAC)vs › | $963.80M | 25.61% | 22.41% | 25.80% | 30.73% |
| Horizon Bancorp, Inc. (HBNC)vs › | $987.59M | -197.96% | -92.85% | -33.88% | -10.53% |
| Alerus Financial Corporation (ALRS)vs › | $814.04M | 10.36% | 6.87% | 10.87% | 16.20% |
Operating Margin
34.0%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -228.76% |
| 2026-03-31 | 35.04% |
| 2025-12-31 | 37.12% |
| 2025-09-30 | 36.27% |
| 2025-06-30 | 36.59% |
| 2025-03-31 | 35.56% |
| 2024-12-31 | 37.07% |
| 2024-09-30 | 36.78% |
| 2024-06-30 | 37.10% |
| 2024-03-31 | 38.50% |
| 2023-12-31 | 33.29% |
| 2023-09-30 | 43.68% |
| 2023-06-30 | 31.11% |
| 2023-03-31 | 42.01% |
| 2022-12-31 | 40.92% |
| 2022-09-30 | 48.00% |
| 2022-06-30 | 42.72% |
| 2022-03-31 | 37.20% |
| 2021-12-31 | 41.06% |
| 2021-09-30 | 49.80% |
| 2021-06-30 | 51.68% |
| 2021-03-31 | 57.01% |
| 2020-12-31 | 42.38% |
| 2020-09-30 | 31.12% |
| 2020-06-30 | 31.49% |
| 2020-03-31 | 28.33% |
| 2019-12-31 | 49.65% |
| 2019-09-30 | 40.65% |
| 2019-06-30 | 45.01% |
| 2019-03-31 | 42.30% |
| 2018-12-31 | 38.86% |
| 2018-09-30 | 34.44% |
| 2018-06-30 | 37.97% |
| 2018-03-31 | 37.91% |
| 2017-12-31 | 42.08% |
| 2017-09-30 | 38.43% |
| 2017-06-30 | 33.18% |
| 2017-03-31 | 33.71% |
| 2016-12-31 | 39.54% |
| 2016-09-30 | 36.34% |
| 2016-06-30 | 29.77% |
| 2016-03-31 | 28.66% |
| 2015-12-31 | 32.93% |
| 2015-09-30 | 29.73% |
| 2015-06-30 | 28.41% |
| 2015-03-31 | 28.43% |
| 2014-12-31 | 29.70% |
| 2014-09-30 | 35.07% |
| 2014-06-30 | 30.36% |
| 2014-03-31 | 24.87% |
| 2013-12-31 | 24.91% |
| 2013-09-30 | 22.84% |
| 2013-06-30 | 23.27% |
| 2013-03-31 | 29.38% |
| 2012-12-31 | 31.36% |
| 2012-09-30 | 36.02% |
| 2012-06-30 | 18.68% |
| 2012-03-31 | 28.86% |
| 2011-12-31 | 17.16% |
| 2011-09-30 | 24.96% |
| 2011-06-30 | 23.92% |
| 2011-03-31 | 23.40% |
| 2010-12-31 | 17.96% |
| 2010-09-30 | 22.56% |
| 2010-06-30 | 20.58% |
| 2010-03-31 | 21.20% |
| 2009-12-31 | -99.67% |
| 2009-09-30 | -59.00% |
| 2009-06-30 | 9.15% |
| 2009-03-31 | 21.35% |
| 2008-12-31 | -67.79% |
| 2008-09-30 | 18.34% |
| 2008-06-30 | 24.61% |
| 2008-03-31 | 22.99% |
| 2007-12-31 | 27.54% |
| 2007-09-30 | 26.65% |
| 2007-06-30 | 27.94% |
| 2007-03-31 | 28.05% |
| 2006-12-31 | 29.12% |
| 2006-09-30 | 28.47% |
| 2006-06-30 | 28.96% |
| 2006-03-31 | 27.80% |
| 2005-12-31 | 26.31% |
| 2005-09-30 | 28.73% |
| 2005-06-30 | 27.80% |
| 2005-03-31 | 28.67% |
| 2004-12-31 | 31.50% |
| 2004-09-30 | 29.70% |
| 2004-06-30 | 34.25% |
| 2004-03-31 | 30.56% |
| 2003-12-31 | 27.76% |
| 2003-09-30 | 29.97% |
| 2003-06-30 | 34.88% |
| 2003-03-31 | 33.22% |
| 2002-12-31 | 30.83% |
| 2002-09-30 | 31.31% |
