Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 30.04% is 17% above its 5-year average of 25.59%, near the high end of its 5-year range (18.82%–32.93%).
0.42% above its 12-month average of 29.91%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 29.32%.
OPERATING MARGIN
30.04%
OPERATING MARGIN AVG TTM
29.91%
OPERATING MARGIN AVG 3Y
27.48%
OPERATING MARGIN AVG 5Y
25.59%
OPERATING MARGIN AVG 10Y
23.43%
OPERATING MARGIN AVG 15Y
17.67%
OPERATING MARGIN AVG 20Y
15.33%
CURRENT VS TTM AVG
+0.42%
CURRENT VS 3Y AVG
+9.31%
CURRENT VS 5Y AVG
+17.38%
CURRENT VS 10Y AVG
+28.22%
CURRENT VS 15Y AVG
+69.96%
CURRENT VS 20Y AVG
+95.92%
SECTOR MEDIAN · FINANCIAL SERVICES
17.91%
median of 412 covered companies
CURRENT VS SECTOR MEDIAN
+67.68%
vs the sector median at left
Capital City Bank Group, Inc.
Market Cap
$843.86M
Operating Margin
30.04%
TTM Avg
29.91%
3Y Avg
27.48%
5Y Avg
25.59%
Market Cap
$863.64M
Operating Margin
-26.88%
TTM Avg
-15.57%
3Y Avg
7.72%
5Y Avg
21.67%
Market Cap
$865.68M
Operating Margin
23.16%
TTM Avg
23.34%
3Y Avg
27.22%
5Y Avg
29.60%
Market Cap
$814.04M
Operating Margin
10.36%
TTM Avg
6.87%
3Y Avg
10.87%
5Y Avg
16.20%
Market Cap
$805.64M
Operating Margin
28.25%
TTM Avg
18.09%
3Y Avg
14.12%
5Y Avg
10.98%
Market Cap
$892.69M
Operating Margin
1.13%
TTM Avg
-1.56%
3Y Avg
27.65%
5Y Avg
30.81%
Market Cap
$899.43M
Operating Margin
17.22%
TTM Avg
17.22%
3Y Avg
17.22%
5Y Avg
17.22%
Market Cap
$903.34M
Operating Margin
34.04%
TTM Avg
35.70%
3Y Avg
37.77%
5Y Avg
39.06%
Market Cap
$780.17M
Operating Margin
24.17%
TTM Avg
-0.81%
3Y Avg
11.69%
5Y Avg
19.17%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capital City Bank Group, Inc. (CCBG) | $843.86M | 30.04% | 29.91% | 27.48% | 25.59% |
| Eagle Bancorp, Inc. (EGBN)vs › | $863.64M | -26.88% | -15.57% | 7.72% | 21.67% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $865.68M | 23.16% | 23.34% | 27.22% | 29.60% |
| Alerus Financial Corporation (ALRS)vs › | $814.04M | 10.36% | 6.87% | 10.87% | 16.20% |
| GCM Grosvenor Inc. (GCMG)vs › | $805.64M | 28.25% | 18.09% | 14.12% | 10.98% |
| Lufax Holding Ltd (LU)vs › | $892.69M | 1.13% | -1.56% | 27.65% | 30.81% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $899.43M | 17.22% | 17.22% | 17.22% | 17.22% |
| First Community Bankshares, Inc. (FCBC)vs › | $903.34M | 34.04% | 35.70% | 37.77% | 39.06% |
| Financial Institutions, Inc. (FISI)vs › | $780.17M | 24.17% | -0.81% | 11.69% | 19.17% |
| Hanmi Financial Corporation (HAFC)vs › | $937.64M | 17.26% | 22.45% | 29.85% | 32.43% |
Operating Margin
30.0%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 29.32% |
| 2026-03-31 | 32.93% |
| 2025-12-31 | 28.68% |
| 2025-09-30 | 29.59% |
| 2025-06-30 | 29.05% |
| 2025-03-31 | 32.71% |
| 2024-12-31 | 26.28% |
| 2024-09-30 | 23.43% |
| 2024-06-30 | 25.94% |
| 2024-03-31 | 24.35% |
| 2023-12-31 | 23.20% |
| 2023-09-30 | 23.94% |
| 2023-06-30 | 27.84% |
| 2023-03-31 | 29.00% |
| 2022-12-31 | 21.81% |
| 2022-09-30 | 23.12% |
| 2022-06-30 | 19.14% |
| 2022-03-31 | 20.59% |
| 2021-12-31 | 18.82% |
| 2021-09-30 | 27.28% |
| 2021-06-30 | 20.45% |
| 2021-03-31 | 26.83% |
| 2020-12-31 | 25.19% |
| 2020-09-30 | 30.93% |
| 2020-06-30 | 28.83% |
| 2020-03-31 | 12.35% |
| 2019-12-31 | 30.79% |
| 2019-09-30 | 27.04% |
| 2019-06-30 | 23.44% |
| 2019-03-31 | 21.09% |
| 2018-12-31 | 31.59% |
| 2018-09-30 | 18.94% |
| 2018-06-30 | 16.51% |
| 2018-03-31 | 15.66% |
| 2017-12-31 | 18.76% |
| 2017-09-30 | 19.98% |
| 2017-06-30 | 14.82% |
| 2017-03-31 | 12.69% |
| 2016-12-31 | 17.73% |
| 2016-09-30 | 13.01% |
| 2016-06-30 | 16.91% |
| 2016-03-31 | 7.66% |
| 2015-12-31 | 15.47% |
| 2015-09-30 | 8.21% |
| 2015-06-30 | 14.34% |
| 2015-03-31 | 5.19% |
| 2014-12-31 | 11.69% |
| 2014-09-30 | 9.72% |
| 2014-06-30 | 6.76% |
| 2014-03-31 | 7.33% |
| 2013-12-31 | 9.46% |
| 2013-09-30 | 7.35% |
| 2013-06-30 | 4.10% |
| 2013-03-31 | 3.64% |
| 2012-12-31 | 7.64% |
| 2012-09-30 | 4.29% |
| 2012-06-30 | -8.43% |
| 2012-03-31 | -5.84% |
| 2011-12-31 | -6.44% |
| 2011-09-30 | 7.49% |
| 2011-06-30 | 7.95% |
| 2011-03-31 | 4.47% |
| 2010-12-31 | 4.26% |
| 2010-09-30 | 0.49% |
| 2010-06-30 | 1.83% |
| 2010-03-31 | -14.57% |
| 2009-12-31 | -14.59% |
| 2009-09-30 | -6.89% |
| 2009-06-30 | 0.81% |
| 2009-03-07 | 0.82% |
| 2008-12-31 | -5.24% |
| 2008-09-30 | 12.86% |
| 2008-06-30 | 13.48% |
| 2008-03-31 | 18.25% |
| 2007-12-31 | 17.76% |
| 2007-09-30 | 19.50% |
| 2007-06-30 | 21.08% |
| 2007-03-31 | 18.91% |
| 2006-12-31 | 23.75% |
| 2006-09-30 | 23.36% |
| 2006-06-30 | 23.48% |
| 2006-03-31 | 21.76% |
| 2005-12-31 | 22.43% |
| 2005-09-30 | 26.28% |
| 2005-06-30 | 26.50% |
| 2005-03-31 | 23.92% |
| 2004-12-31 | 26.28% |
| 2004-09-30 | 40.21% |
| 2004-06-30 | 28.03% |
| 2004-03-31 | 22.54% |
| 2003-12-31 | 26.22% |
| 2003-09-30 | 28.53% |
| 2003-06-30 | 29.42% |
| 2003-03-31 | 28.06% |
| 2002-12-31 | 27.86% |
| 2002-09-30 | 25.44% |
