Capital City Bank Group, Inc. (CCBG) Compounding Analysis

Capital City Bank Group, Inc.(CCBG)

Banks - Regional · Tallahassee, FL

$49.51+0.20 (+0.40%)

Delayed quote: Oct 6, 2026, 2:45 PM EDT

About Capital City Bank Group, Inc.

Capital City Bank Group, Inc. functions as the financial holding company for Capital City Bank, delivering a comprehensive array of financial services to both individual consumers and businesses. Its commercial offerings encompass financing for business properties, equipment, inventories, and accounts receivable, in addition to commercial leasing, letters of credit, treasury management solutions, and merchant credit card transaction processing. The institution also offers commercial and residential real estate loans, including both fixed and adjustable-rate mortgages for homes, along with personal loans for vehicles, recreational vehicles, and home equity, as well as various credit card options. Furthermore, it delivers specialized institutional banking services to a diverse clientele, including state and local governments, public educational institutions, charities, membership organizations, and non-profit associations. These services feature tailored checking and savings accounts, sophisticated cash management systems, tax-exempt loans, lines of credit, and term financing. For its consumer base, the bank provides a full spectrum of services such as checking and savings accounts, access to interactive and automated teller machines (ATMs/ITMs), debit and credit cards, night deposit boxes, safe deposit facilities, and modern online and mobile banking capabilities. The company also offers individual asset management solutions, including agency accounts, personal trusts, IRAs, and personalized investment management. Its retail securities product offerings extend to U.S. government and tax-free municipal bonds, equities, mutual funds, unit investment trusts, annuities, life insurance, and long-term healthcare plans. As of December 31, 2021, its operational footprint included 57 banking branches and 86 ATM/ITM locations spanning Florida, Georgia, and Alabama. Established in 1895, Capital City Bank Group maintains its corporate headquarters in Tallahassee, Florida.

Tallahassee, FL

902 employees

www.ccbg.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: William Godfrey Smith Jr.

View full financials

Across metrics · 10Y

CCBG reported stats per metric over 10Y: annual CAGR, median quarterly year-over-year growth, YoY standard deviation, quarters at or above 20%, and negative quarters.
Metric	10Y CAGR	Median YoY	YoY σ	Qtrs ≥ 20%	Neg. qtrs
RevenueRevenue	7.6%	6.8%	14.4pp	8 of 40	10
EPSEPS	21.1%	11.6%	42.4pp	18 of 40	12
Op cash flowOperating cash flow	10%	-22.6%	74.6pp	13 of 40	20
EBITDAEBITDA	16.1%	16%	31.2pp	17 of 40	11
FCFFree cash flow	10.7%	-25.1%	75.1pp	12 of 40	21

Reported figures over 10Y: annual-series CAGR, median and standard deviation (σ, percentage points) of quarterly year-over-year growth, quarters at or above 20%, and quarters with negative YoY. “—” means the window needs more comparable data.