Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of -26.88% is 199% below its 5-year average of 27.16%, around the middle of its 5-year range (-69.18%–62.32%).
41.38% below its 12-month average of -19.01%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 5.55%.
OPERATING MARGIN
-26.88%
OPERATING MARGIN AVG TTM
-19.01%
OPERATING MARGIN AVG 3Y
11.63%
OPERATING MARGIN AVG 5Y
27.16%
OPERATING MARGIN AVG 10Y
37.84%
OPERATING MARGIN AVG 15Y
38.55%
OPERATING MARGIN AVG 20Y
33.88%
CURRENT VS TTM AVG
-41.38%
CURRENT VS 3Y AVG
-331.16%
CURRENT VS 5Y AVG
-198.98%
CURRENT VS 10Y AVG
-171.03%
CURRENT VS 15Y AVG
-169.72%
CURRENT VS 20Y AVG
-179.34%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-267.06%
vs the sector median at left
Eagle Bancorp, Inc.
Market Cap
$863.79M
Operating Margin
-26.88%
TTM Avg
-19.01%
3Y Avg
11.63%
5Y Avg
27.16%
Market Cap
$867.21M
Operating Margin
23.16%
TTM Avg
23.34%
3Y Avg
27.22%
5Y Avg
29.60%
Market Cap
$848.31M
Operating Margin
30.04%
TTM Avg
27.48%
3Y Avg
25.36%
5Y Avg
25.05%
Market Cap
$883.92M
Operating Margin
28.51%
TTM Avg
24.52%
3Y Avg
28.48%
5Y Avg
30.00%
Market Cap
$843.57M
Operating Margin
77.14%
TTM Avg
40.63%
3Y Avg
27.31%
5Y Avg
25.01%
Market Cap
$884.02M
Operating Margin
1.13%
TTM Avg
-1.56%
3Y Avg
27.65%
5Y Avg
30.81%
Market Cap
$903.43M
Operating Margin
34.04%
TTM Avg
35.70%
3Y Avg
37.77%
5Y Avg
39.06%
Market Cap
$822.59M
Operating Margin
8.65%
TTM Avg
17.89%
3Y Avg
14.38%
5Y Avg
14.97%
Market Cap
$819.20M
Operating Margin
27.18%
TTM Avg
23.66%
3Y Avg
27.70%
5Y Avg
27.83%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Eagle Bancorp, Inc. (EGBN) | $863.79M | -26.88% | -19.01% | 11.63% | 27.16% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $867.21M | 23.16% | 23.34% | 27.22% | 29.60% |
| Capital City Bank Group, Inc. (CCBG)vs › | $848.31M | 30.04% | 27.48% | 25.36% | 25.05% |
| First Financial Corporation (THFF)vs › | $883.92M | 28.51% | 24.52% | 28.48% | 30.00% |
| Navient Corporation (NAVI)vs › | $843.57M | 77.14% | 40.63% | 27.31% | 25.01% |
| Lufax Holding Ltd (LU)vs › | $884.02M | 1.13% | -1.56% | 27.65% | 30.81% |
| First Community Bankshares, Inc. (FCBC)vs › | $903.43M | 34.04% | 35.70% | 37.77% | 39.06% |
| World Acceptance Corporation (WRLD)vs › | $822.59M | 8.65% | 17.89% | 14.38% | 14.97% |
| South Plains Financial, Inc. (SPFI)vs › | $819.20M | 27.18% | 23.66% | 27.70% | 27.83% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -135.44% | -42.42% | 15.56% | 34.37% |
Operating Margin
-26.9%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 5.55% |
| 2026-03-31 | 11.11% |
| 2025-12-31 | 12.77% |
| 2025-09-30 | -55.32% |
| 2025-06-30 | -69.18% |
| 2025-03-31 | 1.51% |
| 2024-12-31 | 11.48% |
| 2024-09-30 | 14.76% |
| 2024-06-30 | -45.40% |
| 2024-03-31 | 1.49% |
| 2023-12-31 | 14.62% |
| 2023-09-30 | 20.67% |
| 2023-06-30 | 22.33% |
| 2023-03-31 | 21.62% |
| 2022-12-31 | 38.91% |
| 2022-09-30 | 42.11% |
| 2022-06-30 | 28.13% |
| 2022-03-31 | 62.32% |
| 2021-12-31 | 58.36% |
| 2021-09-30 | 59.99% |
| 2021-06-30 | 61.11% |
| 2021-03-31 | 55.39% |
| 2020-12-31 | 48.75% |
| 2020-09-30 | 49.64% |
| 2020-06-30 | 34.76% |
| 2020-03-31 | 28.78% |
| 2019-12-31 | 43.69% |
| 2019-09-30 | 43.91% |
| 2019-06-30 | 44.25% |
| 2019-03-31 | 40.96% |
| 2018-12-31 | 47.92% |
| 2018-09-30 | 48.96% |
| 2018-06-30 | 48.92% |
| 2018-03-31 | 50.87% |
| 2017-12-31 | 53.08% |
| 2017-09-30 | 53.04% |
| 2017-06-30 | 52.28% |
| 2017-03-31 | 51.71% |
| 2016-12-31 | 50.90% |
| 2016-09-30 | 50.75% |
| 2016-06-30 | 50.70% |
| 2016-03-31 | 50.93% |
| 2015-12-31 | 48.55% |
| 2015-09-30 | 49.25% |
| 2015-06-30 | 49.11% |
| 2015-03-31 | 45.54% |
| 2014-12-31 | 39.21% |
| 2014-09-30 | 42.06% |
| 2014-06-30 | 42.33% |
| 2014-03-31 | 41.10% |
| 2013-12-31 | 41.31% |
| 2013-09-30 | 42.02% |
| 2013-06-30 | 41.92% |
| 2013-03-31 | 40.30% |
| 2012-12-31 | 36.93% |
| 2012-09-30 | 36.69% |
| 2012-06-30 | 31.97% |
| 2012-03-31 | 30.97% |
| 2011-12-31 | 29.94% |
| 2011-09-30 | 30.00% |
| 2011-06-30 | 27.77% |
| 2011-03-31 | 27.40% |
| 2010-12-31 | 26.69% |
| 2010-09-30 | 26.69% |
| 2010-06-30 | 20.97% |
| 2010-03-31 | 22.31% |
| 2009-12-31 | 20.47% |
| 2009-09-30 | 19.06% |
| 2009-06-30 | 17.56% |
| 2009-03-31 | 14.12% |
| 2008-12-31 | 11.41% |
| 2008-09-30 | 19.76% |
| 2008-06-30 | 19.15% |
| 2008-03-31 | 17.47% |
| 2007-12-31 | 20.50% |
| 2007-09-30 | 18.04% |
| 2007-06-30 | 20.43% |
| 2007-03-31 | 17.75% |
| 2006-12-31 | 22.01% |
| 2006-09-30 | 21.22% |
| 2006-06-30 | 23.65% |
| 2006-03-31 | 27.74% |
| 2005-12-31 | 28.22% |
| 2005-09-30 | 32.75% |
| 2005-06-30 | 25.80% |
| 2005-03-31 | 29.97% |
| 2004-12-31 | 35.63% |
| 2004-09-30 | 22.49% |
| 2004-06-30 | 26.19% |
| 2004-03-31 | 28.52% |
| 2003-12-31 | 22.63% |
| 2003-09-30 | 23.20% |
| 2003-06-30 | 20.44% |
| 2003-03-31 | 29.50% |
| 2002-12-31 | 27.57% |
| 2002-09-30 | 26.95% |
