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Lufax Holding Ltd (LU) Operating Margin: -4.31%

Is Lufax Holding Ltd’s operating margin high or low?

Lufax Holding Ltd's operating margin of -4.31% is 114% below its 5-year average of 30.81%, near the low end of its 5-year range (-4.31%–49.00%).

As of Thursday, June 11, 2026. 176.28% below its 12-month average of -1.56%.

LU Operating Margin Chart

LU Operating Margin
-1.56%-104.39% 1Y
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LU Average Operating Margin Chart

LU Current vs Average Operating Margin Chart

LU Operating Margin Metrics

OPERATING MARGIN

-4.31%

OPERATING MARGIN AVG TTM

-1.56%

OPERATING MARGIN AVG 3Y

27.65%

OPERATING MARGIN AVG 5Y

30.81%

OPERATING MARGIN AVG 10Y

30.02%

OPERATING MARGIN AVG 15Y

30.02%

OPERATING MARGIN AVG 20Y

30.02%

CURRENT VS TTM AVG

-176.28%

CURRENT VS 3Y AVG

-115.59%

CURRENT VS 5Y AVG

-113.99%

CURRENT VS 10Y AVG

-114.35%

CURRENT VS 15Y AVG

-114.35%

CURRENT VS 20Y AVG

-114.35%

LU Competitors' Operating Margin

NAMEMARKET CAPOPERATING MARGINTTM3Y5Y
Lufax Holding Ltd (LU)$561.82M-4.31%-1.56%27.65%30.81%
WisdomTree Artificial Intelligence and Innovation Fund (WTAI)$580.99MN/AN/AN/AN/A
Blackrock 2037 Municipal Target Term Trust (BMN)$158.30MN/AN/AN/AN/A
CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ)$5.89MN/AN/AN/AN/A
Main Street Capital Corporation (MAIN)$4.84B66.79%77.53%73.88%64.77%
Kinsale Capital Group, Inc. (KNSL)$7.16B34.51%33.14%30.23%28.61%
Global Payments Inc. (GPN)$14.57B16.21%20.86%21.67%20.60%
Brown & Brown, Inc. (BRO)$20.40B26.79%28.76%28.02%27.63%
SoFi Technologies, Inc. (SOFI)$20.43B12.56%8.66%-2.78%-16.52%
Loews Corporation (L)$22.28B12.62%11.71%11.02%8.19%

Operating Efficiency

Gross Margin

42.0%

Operating Margin

-4.3%

Lufax Holding Ltd Operating Margin Formula & Definition

Operating Margin = Operating Income / Revenue

Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Lufax Holding Ltd Operating Margin FAQ

What is the operating margin for Lufax Holding Ltd (LU)?
The operating margin for LU stock is -4.31%.
Is Lufax Holding Ltd's operating margin high or low?
Lufax Holding Ltd's operating margin of -4.31% is 114% below its 5-year average of 30.81%, near the low end of its 5-year range (-4.31%–49.00%).
What is the TTM average operating margin for Lufax Holding Ltd (LU)?
The TTM average operating margin for LU stock is -1.56%.
What is the 3Y average operating margin for Lufax Holding Ltd (LU)?
The 3Y average operating margin for LU stock is 27.65%.
What is the 5Y average operating margin for Lufax Holding Ltd (LU)?
The 5Y average operating margin for LU stock is 30.81%.
What is the 10Y average operating margin for Lufax Holding Ltd (LU)?
The 10Y average operating margin for LU stock is 30.02%.
What is the 15Y average operating margin for Lufax Holding Ltd (LU)?
The 15Y average operating margin for LU stock is 30.02%.
What is the 20Y average operating margin for Lufax Holding Ltd (LU)?
The 20Y average operating margin for LU stock is 30.02%.

Lufax Holding Ltd Operating Margin History

DATEOPERATING MARGIN
2025-12-31-1.56%
2023-12-3135.51%
2022-12-3149.00%
2021-12-3135.99%
2020-12-3135.12%
2019-12-3144.40%
2018-12-3145.90%
2017-12-3125.86%
2016-12-310.00%

About Lufax Holding Ltd

Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.

Shanghai
36,215 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Xiang Ji