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WASHWashington Trust Bancorp, Inc.

Operating Margin: 17.45%

Is the operating margin high or low?

The operating margin of 17.45% is 132% above its 5-year average of -53.75%, near the high end of its 5-year range (-1626.10%–43.69%).

As of Sunday, June 28, 2026. 1.45% below its 12-month average of 17.71%.

Operating Margin

WASH Operating Margin

17.45%

Reported quarterly operating margin; no daily interpolation.

-53.59% 5Y
WASH Operating Margin

WASH Average Operating Margin Chart

WASH Operating Margin

WASH Current vs Average Operating Margin Chart

WASH Operating Margin Metrics

OPERATING MARGIN

17.45%

OPERATING MARGIN AVG TTM

17.71%

OPERATING MARGIN AVG 3Y

15.98%

OPERATING MARGIN AVG 5Y

24.87%

OPERATING MARGIN AVG 10Y

29.81%

OPERATING MARGIN AVG 15Y

30.18%

OPERATING MARGIN AVG 20Y

27.10%

CURRENT VS TTM AVG

-1.45%

CURRENT VS 3Y AVG

+9.19%

CURRENT VS 5Y AVG

-29.83%

CURRENT VS 10Y AVG

-41.46%

CURRENT VS 15Y AVG

-42.19%

CURRENT VS 20Y AVG

-35.61%

WASH Competitors' Operating Margin

NAMEMARKET CAPOPERATING MARGINTTM3Y5Y
Washington Trust Bancorp, Inc. (WASH)$703.33M17.45%17.71%15.98%24.87%
WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs ›$632.36MN/AN/AN/AN/A
Lufax Holding Ltd (LU)vs ›$532.47M-4.31%-1.56%27.65%30.81%
BlackRock Multi-Sector Income Trust (BIT)vs ›$529.65M114.70%111.19%116.54%65.65%
HIVE Digital Technologies Ltd. (HIVE)vs ›$1.08B-40.22%-19.41%4.31%25.33%
BlackRock Floating Rate Income Trust (BGT)vs ›$313.76M87.84%82.45%79.24%84.19%
Isabella Bank Corporation (ISBA)vs ›$294.33M20.07%17.94%23.75%23.91%
Franklin Universal Trust (FT)vs ›$202.31M119.92%108.79%44.72%86.27%
The New Germany Fund, Inc. (GF)vs ›$186.66M1763.53%896.87%1228.01%820.18%
DeFi Technologies Inc. (DEFT)vs ›$157.96M37.40%2.93%-950.29%-706.94%

Operating Efficiency

Gross Margin

55.5%

Operating Margin

17.4%

Operating Margin Formula & Definition

Operating Margin = Operating Income / Revenue

Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Operating Margin FAQ

What is the operating margin for Washington Trust Bancorp, Inc. (WASH)?
The operating margin for WASH stock is 17.45%.
Is Washington Trust Bancorp, Inc.'s operating margin high or low?
The operating margin of 17.45% is 132% above its 5-year average of -53.75%, near the high end of its 5-year range (-1626.10%–43.69%).
What is the TTM average operating margin for Washington Trust Bancorp, Inc. (WASH)?
The TTM average operating margin for WASH stock is 17.71%.
What is the 3Y average operating margin for Washington Trust Bancorp, Inc. (WASH)?
The 3Y average operating margin for WASH stock is 15.98%.
What is the 5Y average operating margin for Washington Trust Bancorp, Inc. (WASH)?
The 5Y average operating margin for WASH stock is 24.87%.
What is the 10Y average operating margin for Washington Trust Bancorp, Inc. (WASH)?
The 10Y average operating margin for WASH stock is 29.81%.
What is the 15Y average operating margin for Washington Trust Bancorp, Inc. (WASH)?
The 15Y average operating margin for WASH stock is 30.18%.
What is the 20Y average operating margin for Washington Trust Bancorp, Inc. (WASH)?
The 20Y average operating margin for WASH stock is 27.10%.

WASH Operating Margin History

DATEOPERATING MARGIN
2026-03-3117.45%
2025-12-3122.60%
2025-09-3014.14%
2025-06-3017.86%
2025-03-3116.47%
2024-12-31-1626.10%
2024-09-3013.32%
2024-06-3013.61%
2024-03-3113.72%
2023-12-3112.52%
2023-09-3014.68%
2023-06-3015.75%
2023-03-3119.64%
2022-12-3127.76%
2022-09-3035.29%
2022-06-3043.69%
2022-03-3137.58%
2021-12-3142.28%
2021-09-3039.89%
2021-06-3037.60%
2021-03-3141.49%
2020-12-3136.65%
2020-09-3035.37%
2020-06-3038.57%
2020-03-3122.43%
2019-12-3131.03%
2019-09-3035.44%
2019-06-3032.59%
2019-03-3134.07%
2018-12-3134.40%
2018-09-3036.85%
2018-06-3037.81%
2018-03-3136.43%
2017-12-3138.55%
2017-09-3034.97%
2017-06-3036.52%
2017-03-3134.88%
2016-12-3134.38%
2016-09-3035.95%
2016-06-3033.64%
2016-03-3134.43%
2015-12-3134.46%
2015-09-3033.34%
2015-06-3036.06%
2015-03-3135.71%
2014-12-3135.93%
2014-09-3035.42%
2014-06-3033.84%
2014-03-3132.89%
2013-12-3133.32%
2013-09-3033.06%
2013-06-3030.43%
2013-03-3126.96%
2012-12-3133.15%
2012-09-3028.73%
2012-06-3029.05%
2012-03-3128.56%
2011-12-3124.53%
2011-09-3025.00%
2011-06-3024.83%
2011-03-3123.43%
2010-12-3123.44%
2010-09-3020.55%
2010-06-3017.70%
2010-03-3117.60%
2009-12-3115.47%
2009-09-3015.50%
2009-06-3011.66%
2009-03-318.71%
2008-12-3110.18%
2008-09-3016.69%
2008-06-3018.83%
2008-03-3118.55%
2007-12-3118.18%
2007-09-3020.68%
2007-06-3017.75%
2007-03-3119.55%
2006-12-3121.38%
2006-09-3021.85%
2006-06-3020.65%
2006-03-3121.81%
2005-12-3122.68%
2005-09-3022.77%
2005-06-3023.50%
2005-03-3123.97%
2004-12-3123.99%
2004-09-3024.16%
2004-06-3024.63%
2004-03-3125.50%
2003-12-3125.21%
2003-09-3024.44%
2003-06-3022.77%
2003-03-3124.80%
2002-12-3122.72%
2002-09-3022.63%
2002-06-3020.49%

About Washington Trust Bancorp, Inc.

Washington Trust Bancorp, Inc. functions as the holding company for The Washington Trust Company, delivering a diverse range of banking and financial solutions to individuals and corporate clients. The company is structured into two primary divisions: Commercial Banking and Wealth Management Services. The Commercial Banking division extends a wide array of credit products to businesses and individuals. This includes financing for commercial real estate (like mortgages and construction projects), commercial and industrial ventures, residential properties (such as mortgages and home construction), and various consumer needs, including home equity lines, personal installment loans, and even loans for general aviation aircraft. Alongside lending, it provides a comprehensive suite of deposit options, including interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, retirement accounts, and certificates of deposit. Customers also benefit from modern banking conveniences such as debit cards, ATMs, telephone banking, online and mobile platforms, remote deposit capture, and tailored cash management services. The Wealth Management Services segment delivers specialized financial guidance, encompassing investment management, financial planning, and comprehensive trust and estate services for both individual and institutional clients. These services include acting as a trustee, personal representative, custodian, and guardian, managing the settlement of estates, and offering institutional custody and fiduciary support. Additionally, the company operates as a licensed broker-dealer, making available products like variable annuities and college savings plans. As of December 31, 2021, its physical presence included 10 branch locations across southern Rhode Island, 13 within the broader Providence metropolitan area in Rhode Island, and a single branch in southeastern Connecticut. Established in 1800, Washington Trust Bancorp, Inc. has its headquarters in Westerly, Rhode Island.

Westerly, RI
618 employees
Financial Services / Banks - Regional
Sector
Financial Services
Industry
Banks - Regional
CEO
Edward Otis Handy