Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 19.76% is 20% below its 5-year average of 24.81%, near the high end of its 5-year range (-35.28%–37.64%).
116.10% above its 12-month average of 9.14%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -35.28%.
OPERATING MARGIN
19.76%
OPERATING MARGIN AVG TTM
9.14%
OPERATING MARGIN AVG 3Y
19.23%
OPERATING MARGIN AVG 5Y
24.81%
OPERATING MARGIN AVG 10Y
24.57%
OPERATING MARGIN AVG 15Y
24.42%
OPERATING MARGIN AVG 20Y
22.55%
CURRENT VS TTM AVG
+116.10%
CURRENT VS 3Y AVG
+2.77%
CURRENT VS 5Y AVG
-20.36%
CURRENT VS 10Y AVG
-19.58%
CURRENT VS 15Y AVG
-19.07%
CURRENT VS 20Y AVG
-12.39%
SECTOR MEDIAN · FINANCIAL SERVICES
23.64%
median of 103 covered companies
CURRENT VS SECTOR MEDIAN
-16.41%
vs the sector median at left
Isabella Bank Corporation
Market Cap
$289.27M
Operating Margin
19.76%
TTM Avg
9.14%
3Y Avg
19.23%
5Y Avg
24.81%
Market Cap
$266.32M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$325.98M
Operating Margin
90.60%
TTM Avg
82.45%
3Y Avg
79.24%
5Y Avg
84.19%
Market Cap
$229.98M
Operating Margin
37.40%
TTM Avg
2.93%
3Y Avg
77.28%
5Y Avg
1.18%
Market Cap
$187.48M
Operating Margin
119.92%
TTM Avg
108.79%
3Y Avg
44.72%
5Y Avg
86.27%
Market Cap
$182.15M
Operating Margin
1763.53%
TTM Avg
896.87%
3Y Avg
1228.01%
5Y Avg
820.18%
Market Cap
$154.05M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$150.40M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$67.62M
Operating Margin
162.66%
TTM Avg
75.06%
3Y Avg
82.95%
5Y Avg
88.47%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Isabella Bank Corporation (ISBA) | $289.27M | 19.76% | 9.14% | 19.23% | 24.81% |
| Thunder Bridge Capital Partners V L (TBCVU)vs › | $266.32M | N/A | N/A | N/A | N/A |
| BlackRock Floating Rate Income Trust (BGT)vs › | $325.98M | 90.60% | 82.45% | 79.24% | 84.19% |
| DeFi Technologies Inc. (DEFT)vs › | $229.98M | 37.40% | 2.93% | 77.28% | 1.18% |
| Franklin Universal Trust (FT)vs › | $187.48M | 119.92% | 108.79% | 44.72% | 86.27% |
| The New Germany Fund, Inc. (GF)vs › | $182.15M | 1763.53% | 896.87% | 1228.01% | 820.18% |
| Global X - MSCI Colombia ETF (COLO)vs › | $154.05M | N/A | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $150.40M | N/A | N/A | N/A | N/A |
| Nuveen Minnesota Quality Municipal Income Fund (NMS)vs › | $67.62M | 162.66% | 75.06% | 82.95% | 88.47% |
| Hypoport SE (HYPOF)vs › | $630.67M | 4.49% | 3.18% | 3.44% | 5.62% |
Gross Margin
67.7%
Operating Margin
19.8%
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -35.28% |
| 2026-03-31 | 20.27% |
| 2025-12-31 | 15.40% |
| 2025-09-30 | 21.95% |
| 2025-06-30 | 23.39% |
| 2025-03-31 | 18.93% |
| 2024-12-31 | 18.72% |
| 2024-09-30 | 14.57% |
| 2024-06-30 | 16.24% |
| 2024-03-31 | 14.94% |
| 2023-12-31 | 19.03% |
| 2023-09-30 | 22.84% |
| 2023-06-30 | 24.45% |
| 2023-03-31 | 30.11% |
| 2022-12-31 | 37.64% |
| 2022-09-30 | 36.54% |
| 2022-06-30 | 33.60% |
| 2022-03-31 | 32.04% |
| 2021-12-31 | 32.30% |
| 2021-09-30 | 31.48% |
| 2021-06-30 | 31.82% |
| 2021-03-31 | 35.35% |
| 2020-12-31 | -6.39% |
| 2020-09-30 | 26.78% |
| 2020-06-30 | 25.55% |
| 2020-03-31 | 17.46% |
| 2019-12-31 | 3.98% |
| 2019-09-30 | 25.43% |
| 2019-06-30 | 24.43% |
| 2019-03-31 | 20.89% |
| 2018-12-31 | 21.33% |
| 2018-09-30 | 21.81% |
| 2018-06-30 | 19.92% |
| 2018-03-31 | 21.63% |
| 2017-12-31 | 20.35% |
| 2017-09-30 | 25.06% |
| 2017-06-30 | 28.41% |
| 2017-03-31 | 22.72% |
| 2016-12-31 | 26.78% |
| 2016-09-30 | 27.13% |
| 2016-06-30 | 26.39% |
| 2016-03-31 | 22.73% |
| 2015-12-31 | 29.68% |
| 2015-09-30 | 32.53% |
| 2015-06-30 | 33.43% |
| 2015-03-31 | 30.04% |
| 2014-12-31 | 25.50% |
| 2014-09-30 | 24.37% |
| 2014-06-30 | 27.06% |
| 2014-03-31 | 24.93% |
| 2013-12-31 | 20.55% |
| 2013-09-30 | 24.34% |
| 2013-06-30 | 24.02% |
| 2013-03-31 | 23.10% |
| 2012-12-31 | 16.07% |
| 2012-09-30 | 26.18% |
| 2012-06-30 | 21.97% |
| 2012-03-31 | 22.95% |
| 2011-12-31 | 16.72% |
| 2011-09-30 | 17.36% |
| 2011-06-30 | 19.01% |
| 2011-03-31 | 16.86% |
| 2010-12-31 | 16.12% |
| 2010-09-30 | 18.04% |
| 2010-06-30 | 15.61% |
| 2010-03-31 | 14.17% |
| 2009-12-31 | 12.94% |
| 2009-09-30 | 15.32% |
| 2009-06-30 | 14.78% |
| 2009-03-31 | 7.55% |
| 2008-12-31 | -22.85% |
| 2008-09-30 | 17.23% |
| 2008-06-30 | 10.64% |
| 2008-03-31 | 12.18% |
| 2007-12-31 | 27.90% |
| 2007-09-30 | 15.50% |
| 2007-06-30 | 13.67% |
| 2007-03-31 | 13.88% |
| 2006-12-31 | 30.25% |
| 2006-09-30 | 33.91% |
| 2006-06-30 | 32.50% |
| 2006-03-31 | 22.99% |
| 2005-12-31 | 40.97% |
| 2005-09-30 | 37.91% |
| 2005-06-30 | 43.38% |
| 2005-03-31 | 34.21% |
| 2004-12-31 | 41.71% |
| 2004-09-30 | 48.35% |
| 2004-06-30 | 46.57% |
| 2004-03-31 | 39.42% |
| 2003-12-31 | 21.37% |
| 2003-09-30 | 45.69% |
| 2003-06-30 | 40.37% |
| 2003-03-31 | 40.25% |
| 2002-12-31 | 28.35% |
| 2002-09-30 | 45.09% |