Isabella Bank Corporation (ISBA) Gross Margin: 71.36%
Is Isabella Bank Corporation’s gross margin high or low?
Isabella Bank Corporation's gross margin of 71.36% is in line with its 5-year average of 78.81%, near the low end of its 5-year range (64.58%–92.42%).
As of Tuesday, June 16, 2026. 5.58% above its 12-month average of 67.59%.
ISBA Gross Margin Chart
ISBA Average Gross Margin Chart
ISBA Current vs Average Gross Margin Chart
ISBA Gross Margin Metrics
GROSS MARGIN
71.36%
GROSS MARGIN AVG TTM
67.59%
GROSS MARGIN AVG 3Y
75.75%
GROSS MARGIN AVG 5Y
78.81%
GROSS MARGIN AVG 10Y
79.83%
GROSS MARGIN AVG 15Y
78.47%
GROSS MARGIN AVG 20Y
74.96%
CURRENT VS TTM AVG
+5.58%
CURRENT VS 3Y AVG
-5.80%
CURRENT VS 5Y AVG
-9.46%
CURRENT VS 10Y AVG
-10.61%
CURRENT VS 15Y AVG
-9.06%
CURRENT VS 20Y AVG
-4.80%
ISBA Competitors' Gross Margin
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Isabella Bank Corporation (ISBA) | $303.79M | 71.36% | 67.59% | 75.75% | 78.81% |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $158.67M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $129.85M | N/A | N/A | N/A | N/A |
| Lufax Holding Ltd (LU)vs › | $570.20M | 41.96% | 74.93% | 74.92% | 76.18% |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ)vs › | $5.89M | N/A | N/A | N/A | N/A |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $642.13M | N/A | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN)vs › | $4.79B | 86.39% | 91.48% | 86.62% | 80.78% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.19B | 46.64% | 47.66% | 42.81% | 40.23% |
| Assurant, Inc. (AIZ)vs › | $12.86B | 77.83% | 76.93% | 77.01% | 64.48% |
| Global Payments Inc. (GPN)vs › | $15.97B | 67.31% | 67.68% | 63.66% | 60.20% |
Gross Margin Analysis
Gross Margin
71.4%
(Revenue - COGS) / Revenue
Isabella Bank Corporation Gross Margin Formula & Definition
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Isabella Bank Corporation Gross Margin FAQ
- What is the gross margin for Isabella Bank Corporation (ISBA)?
- The gross margin for ISBA stock is 71.36%.
- Is Isabella Bank Corporation's gross margin high or low?
- Isabella Bank Corporation's gross margin of 71.36% is in line with its 5-year average of 78.81%, near the low end of its 5-year range (64.58%–92.42%).
- What is the TTM average gross margin for Isabella Bank Corporation (ISBA)?
- The TTM average gross margin for ISBA stock is 67.59%.
- What is the 3Y average gross margin for Isabella Bank Corporation (ISBA)?
- The 3Y average gross margin for ISBA stock is 75.75%.
- What is the 5Y average gross margin for Isabella Bank Corporation (ISBA)?
- The 5Y average gross margin for ISBA stock is 78.81%.
- What is the 10Y average gross margin for Isabella Bank Corporation (ISBA)?
- The 10Y average gross margin for ISBA stock is 79.83%.
- What is the 15Y average gross margin for Isabella Bank Corporation (ISBA)?
- The 15Y average gross margin for ISBA stock is 78.47%.
- What is the 20Y average gross margin for Isabella Bank Corporation (ISBA)?
- The 20Y average gross margin for ISBA stock is 74.96%.
Isabella Bank Corporation Gross Margin History
| DATE | GROSS MARGIN |
|---|---|
| 2025-12-31 | 70.60% |
| 2024-12-31 | 64.58% |
| 2023-12-31 | 75.41% |
| 2022-12-31 | 92.42% |
| 2021-12-31 | 90.33% |
| 2020-12-31 | 79.55% |
| 2019-12-31 | 76.56% |
| 2018-12-31 | 77.10% |
| 2017-12-31 | 81.07% |
| 2016-12-31 | 82.74% |
| 2015-12-31 | 87.74% |
| 2014-12-31 | 84.51% |
| 2013-12-31 | 79.79% |
| 2012-12-31 | 76.62% |
| 2011-12-31 | 69.64% |
| 2010-12-31 | 66.83% |
| 2009-12-31 | 62.01% |
| 2008-12-31 | 49.26% |
| 2007-12-31 | 57.50% |
| 2006-12-31 | 30.83% |
| 2005-12-31 | 38.14% |
| 2004-12-31 | 42.18% |
| 2003-12-31 | 43.59% |
| 2002-12-31 | 33.23% |
| 2001-12-31 | 23.63% |
| 2000-12-31 | 18.85% |
| 1999-12-31 | 20.79% |
| 1998-12-31 | 18.73% |
| 1997-12-31 | 16.13% |
| 1996-12-31 | 17.32% |
Related Metrics
About Isabella Bank Corporation
Isabella Bank Corporation serves as the parent company for Isabella Bank, providing a comprehensive suite of banking products and financial services. Its diverse clientele includes businesses, institutions, private individuals, and families. The bank facilitates savings through various deposit options, such as checking and savings accounts, certificates of deposit (CDs), direct deposit services, and money market accounts. Its lending solutions are extensive, comprising commercial, agricultural, and residential real estate loans, alongside consumer credit offerings, including both secured and unsecured personal loans. Beyond core banking, Isabella Bank Corporation offers a range of additional amenities. These include cash management tools, mobile and internet banking platforms, electronic bill payment, automated teller machines (ATMs), specialized trust and investment advisory, estate planning assistance, and safe deposit box rentals. The corporation also extends its services to include group life, health, accident, and disability insurance products, as well as various other employee benefit programs. As of December 31, 2021, the company maintained 30 branch locations situated in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. With a heritage dating back to its founding in 1903, Isabella Bank Corporation is headquartered in Mount Pleasant, Michigan.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- Jerome E. Schwind